Baxter Insurance Rates:

Baxter, MN homeowners insurance is nearly $861 to $1,177, about $71-$98/month. Our complete analysis reveals consumers can save as much as $407 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Baxter, MN Homeowners Insurance By Home Value

Baxter, MN Home Value Total Homes % of Total Average Baxter, MN Homeowners Insurance
Less than $50,000 26 1.0% $142
$50,000 to $59,999 30 1.0% $305
$90,000 to $99,999 88 4.0% $550
$100,000 to $124,999 107 5.0% $641
$125,000 to $149,999 243 13.0% $794
$150,000 to $174,999 560 30.0% $947
$175,000 to $199,999 193 10.0% $1090
$200,000 to $249,999 324 17.0% $1314
$250,000 to $299,999 142 7.0% $1599
$300,000 to $399,999 107 5.0% $2038

Top Home Insurance Agents Near Baxter, MN

Home Insurance Company Near Baxter, MN Homeowners Insurance Agency Near Baxter, MN Address
NA First National Insurance Agency P.O. Box 311, Sebeka, MN, 45477
NA Mcgregor Insurance Agency Inc 83 N Mable St, McGregor, MN, 55760
NA Baxter Insurance Group 8374 Brandon Rd, Baxter, MN, 56425
Allstate Insurance Brokers Of Mn 43 E Broadway Ste 101, Little Falls, MN, 56345
Travelers The Insurance Office 200 S 6Th St, Brainerd, MN, 56401

Cost Of Homeowners Insurance By Street Near Baxter, MN

Streets in Baxter Area Homeowners Insurance Cost
Barbeau Rd, Rush Lake Ct, Greenleaf Ln, Soder Rd, Buffalo Hills Ln E, Green Briar Dr, Riverside Dr N, Charles St, N Browns Ln, Gull Lake Dr$1,037
D St NE, Cove Pointe Rd N, Birch Grove Rd NW, Woodland Hills Ln SW, Rudbeck Rd, Buckmark Trl, Eagle Ridge Cir S, Deerwood Rd N, Co Rd 77, Parkwood Dr$1,028
Homestead Ln, Summer Ct, Gull River Trl, Hillcrest Dr, Warrior Ave, Karr Dr, Briarwood Ln S, Maryland Rd, Gulf River Rd NW, Hadley Rd$1,047
Commercial Park Dr NW, Cherrywood Dr N, Devries Rd N, Co Rd 48, Lyndale Ct N, Joannes Dr NW, N Pond Dr, Maryville Rd, Oak Knot Cir, Mapleton Rd S$1,045
Pine Circle Rd, Oak St N, Sorrel Oak Trl, Patterson Rd, Dorothy Trl, Shady Ln Cir NW, Art Ward Rd, Birch Ln S, Tall Timbers Rd, Memorywood Dr N$1,029

Baxter, MN Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Baxter$151 to $153
Crow Wing$152
Brainerd$147
Sylvan$153

Baxter, MN Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Crow Wing township, Crow Wing County, Minnesota $127 $169 $253
Brainerd city, Minnesota $123 $164 $246
Sylvan township, Cass County, Minnesota $128 $171 $256

Baxter, MN Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Baxter, MN6.1%18.0%
Crow Wing6.93%22.35%
Brainerd7.44%24.72%
Sylvan6.51%23.93%

Baxter Renters Insurance as a Percentage of Rent

Baxter Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 51 5.0% $1236
$500 to $749 226 25.0% $1911
$750 to $999 338 38.0% $2661
$1,000 to $1,499 135 15.0% $3786
$1,500 or more 123 14.0% $5436

Baxter, MN Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$900$2,900
Yearly Baxter Homeowner Insurance Premium Example $1,900$1,400
Out of Pocket Expense During Claim$900$2,900
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $12,300$11,300
Net Savings to Baxter Home Owner from High Deductible Plan $1,000

Baxter, MN Home Insurance Costs With Home Replacement Value Scenarios

Scenario Baxter, MN Home Replacement Value MORE than Home Value Baxter, MN Home Replacement Value LESS than Home Value
Replacement Value $243,000 $176,000
Insurance Premium based on Replacement Value $1,750 $1,275
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $33,500 Risk Exposure from Under Insuring Coverage is $33,500
Premium Impact Insurance cheaper by $250/year Insurance costlier by $225/year

Example Baxter Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateLiberty MutualChubb Group of Insurance
Monthly Premium 88129229
Year Built 201219892001
Home Details 3 Beds, 1 Baths4 Beds, 2 Baths5 Beds, 2 Baths
Coverage Amount $150000-$175000$250000-$300000$350000-$400000
Deductible $500- $1000 Deductible$5000 to $10,000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Baxter, MN from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1984 225,000 Slate Shingles Roof 1,910 5 $500- $1000 Deductible 580 4 Wood siding yes
2001 175,000 Metal Roof 1,870 4 $5000 to $10,000 Deductible 1030 12 Stucco siding yes
2001 315,000 Metal Roof 2,800 4 > $10,000 Deductible 490 6 Brick siding yes
1988 320,000 Tile Roof 2,760 4 > $10,000 Deductible 1070 9 Stone Siding No
2011 275,000 Metal Roof 3,340 4 $1000-$2500 Deductible 1400 9 Stucco siding yes
1998 165,000 Metal Roof 2,020 4 $2500-$5000 Deductible 380 4 Stucco siding yes
2014 250,000 Shingles Roof 2,500 4 $1000-$2500 Deductible 210 2 Brick siding yes
2013 280,000 Slate Shingles Roof 2,830 4 $5000 to $10,000 Deductible 1520 12 Stone Siding No
2000 295,000 Slate Shingles Roof 2,710 5 $2500-$5000 Deductible 650 5 Stone Siding No
1983 150,000 Composition Roof 1,460 3 $5000 to $10,000 Deductible 270 5 Fiber-Cement Siding No
2013 220,000 Shingles Roof 2,390 3 $500- $1000 Deductible 470 3 Wood siding yes
1997 190,000 Tile Roof 1,990 4 $1000-$2500 Deductible 410 5 Stone Siding yes
2002 140,000 Asphalt Shingles Roof 1,540 5 $500- $1000 Deductible 240 2 Stone Siding No