Baxley Insurance Rates:

Baxley, GA homeowners insurance is nearly $723 to $987, about $60-$82/month. Our exhaustive guide indicates shoppers can save as much as $342 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Baxley, GA Homeowners Insurance By Home Value

Baxley, GA Home Value Total Homes % of Total Average Baxley, GA Homeowners Insurance
Less than $50,000 771 34.0% $256
$50,000 to $59,999 102 4.0% $547
$60,000 to $69,999 130 5.0% $675
$70,000 to $79,999 79 3.0% $778
$80,000 to $89,999 199 9.0% $889
$90,000 to $99,999 111 5.0% $991
$100,000 to $124,999 230 10.0% $1145
$125,000 to $149,999 123 5.0% $1436
$150,000 to $174,999 104 4.0% $1692
$175,000 to $199,999 129 5.0% $1957
$200,000 to $249,999 121 5.0% $2359
$250,000 to $299,999 91 4.0% $2881

Top Home Insurance Agents Near Baxley, GA

Home Insurance Company Near Baxley, GA Homeowners Insurance Agency Near Baxley, GA Address
Travelers Georgia Farm Bureau Brokerage Inc 908 WEST MAIN STREET, CLAXTON, GA, 30417
Travelers Georgia Farm Bureau Brokerage Inc 101 MEMORIAL DR, REIDSVILLE, GA, 30453
State Farm Joseph Grant 101 E Oglethorpe Hwy, Hinesville, GA, 31313-3603
State Farm Julianne Hearn 401 N Veterans Blvd, Glennville, GA, 30427-2055
Travelers The Michael Long Agency 212 S BRUNSWICK ST, JESUP, GA, 31546

Cost Of Homeowners Insurance By Street Near Baxley, GA

Streets in Baxley Area Homeowners Insurance Cost
Oscar Tippins Rd, Johns Ln, Lakeview Dr, Ash St, Griffin St, Whitaker Rd, Old Ben Carter Rd, Cherry St, Louis Sead Rd, Pleasant Grove Church Rd$826
Hokie Floyd Rd, Donnie Ln, Lackawanna Exd, Red Fox Rd, Glynn St, Martin Luther King Dr, Lake Ridge, Harry St, Maple Ln, Friendship Church Rd$866
Henry Thomas Rd, Unity St, Johnson St, Barbcue Rd, Scarlett Dr, Alfred White Rd, Iris Ln, Golden Isle W, Satilla Church Rd, Simpson Dr$842
Central St, 1st St, Ranier St, Ml King Jr, Bell Dr, Highland Dr, Isaiah Ln, Paulk Rd, S Main St, Riley Courson Rd$856
Blackshear Hwy, Lawanna St, Miles St, Ed Carter Rd, Pitty Pat Ln, Mauldin St, Nails Ferry Rd, Newton St, Dunns Lake Rd, Faison St$833

Baxley, GA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Baxley$127 to $129
Appling County$128
Altamaha River$130
Surrency$125

Baxley, GA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Appling County, Georgia $128 $171 $257
Altamaha River CCD, Appling County, Georgia $130 $173 $260
Big Satilla Creek CCD, Appling County, Georgia $128 $171 $257

Baxley, GA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Baxley, GA8.2%21.9%
Appling County8.11%22.72%
Altamaha River6.9%24.19%
Big Satilla Creek9.09%22.15%

Baxley Renters Insurance as a Percentage of Rent

Baxley Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 113 8.0% $834
$300 to $499 546 41.0% $1284
$500 to $749 468 35.0% $1959
$750 to $999 178 13.0% $2709

Baxley, GA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$900$2,900
Yearly Baxley Homeowner Insurance Premium Example $1,100$700
Out of Pocket Expense During Claim$900$2,900
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $9,700$8,500
Net Savings to Baxley Home Owner from High Deductible Plan $1,200

Baxley, GA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Baxley, GA Home Replacement Value MORE than Home Value Baxley, GA Home Replacement Value LESS than Home Value
Replacement Value $130,000 $77,000
Insurance Premium based on Replacement Value $675 $400
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $24,500 Risk Exposure from Under Insuring Coverage is $28,500
Premium Impact Insurance cheaper by $150/year Insurance costlier by $125/year

Example Baxley Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceState FarmLiberty Mutual
Monthly Premium 335755
Year Built 197020111986
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths5 Beds, 1 Baths
Coverage Amount $75000-$100000$125000-$150000$175000-$200000
Deductible $500 Deductible$500- $1000 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Baxley, GA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1991 85,000 Wood Shake Roof 1,640 3 $2500-$5000 Deductible 220 7 Wood siding yes
2013 250,000 Tile Roof 3,850 5 > $10,000 Deductible 520 8 Wood siding No
2014 165,000 Asphalt Shingles Roof 2,810 4 $500- $1000 Deductible 160 4 Wood siding No
1993 130,000 Composition Roof 2,000 3 $500 Deductible 140 2 Brick siding yes
1973 280,000 Asphalt Shingles Roof 4,800 5 $500 Deductible 1230 10 Stone Siding No
2006 125,000 Composition Roof 1,630 3 $1000-$2500 Deductible 260 5 Stone Siding No
1984 155,000 Shingles Roof 2,070 3 $500- $1000 Deductible 550 9 Fiber-Cement Siding No
2013 90,000 Slate Shingles Roof 1,820 3 $500 Deductible 610 12 Wood siding yes
1992 165,000 Tile Roof 2,540 4 $2500-$5000 Deductible 100 2 Vinyl siding No
1974 140,000 Metal Roof 2,350 3 $1000-$2500 Deductible 60 1 Wood siding No
1976 195,000 Tile Roof 3,260 4 $2500-$5000 Deductible 180 4 Vinyl siding yes
1977 95,000 Metal Roof 1,650 3 $2500-$5000 Deductible 230 7 Vinyl siding No
2010 140,000 Wood Shake Roof 2,610 5 $1000-$2500 Deductible 270 6 Fiber-Cement Siding yes
1983 115,000 Shingles Roof 1,640 3 $2500-$5000 Deductible 490 10 Stucco siding yes
1987 105,000 Tile Roof 2,060 5 $500 Deductible 350 8 Wood siding yes
1978 225,000 Slate Shingles Roof 4,240 5 $2500-$5000 Deductible 290 6 Brick siding yes
1981 175,000 Metal Roof 3,050 4 $2500-$5000 Deductible 320 4 Stucco siding No
1990 150,000 Shingles Roof 1,980 4 $500- $1000 Deductible 140 2 Brick siding yes
1986 90,000 Tile Roof 1,810 4 $1000-$2500 Deductible 40 1 Fiber-Cement Siding No
2012 110,000 Slate Shingles Roof 1,990 5 $2500-$5000 Deductible 200 5 Wood siding No
2004 160,000 Slate Shingles Roof 2,180 5 $500- $1000 Deductible 400 5 Wood siding No
2012 105,000 Shingles Roof 1,590 3 $500- $1000 Deductible 620 12 Wood siding yes
2003 155,000 Asphalt Shingles Roof 2,270 4 $500- $1000 Deductible 710 9 Brick siding No
1983 90,000 Slate Shingles Roof 1,550 3 $2500-$5000 Deductible 440 12 Brick siding yes
1993 210,000 Wood Shake Roof 3,590 5 $500- $1000 Deductible 430 7 Brick siding No
1976 145,000 Slate Shingles Roof 2,280 4 $500 Deductible 420 10 Wood siding No
2014 280,000 Membrane Roof 3,980 5 $500 Deductible 780 6 Fiber-Cement Siding yes
2005 105,000 Tile Roof 1,720 4 $500- $1000 Deductible 70 2 Brick siding yes