Battle Creek, MI homeowners insurance is about $614 to $834, about $51-$69/month. Our thorough guide reveals consumers can save as much as $289 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Battle Creek, MI | Homeowners Insurance Agency Near Battle Creek, MI | Address |
|---|---|---|
| Liberty Mutual Independent | Delago & Associates | 1160 36TH ST SW, WYOMING, MI, 49509 |
| State Farm | Steve Franks | 405 N Willowbrook Rd, Coldwater, MI, 49036-9462 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Springfield city, Michigan | $107 | $142 | $213 |
| Brownlee Park CDP, Michigan | $105 | $140 | $210 |
| Level Park-Oak Park CDP, Michigan | $109 | $145 | $218 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Battle Creek, MI | 5.5% | 14.6% |
| Springfield | 6.62% | 15.27% |
| Brownlee Park | 6.92% | 18.68% |
| Level Park-Oak Park | 6.19% | 20.61% |
| Battle Creek Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 97 | 1.0% | $361 |
| $200 to $299 | 209 | 2.0% | $811 |
| $300 to $499 | 1,141 | 14.0% | $1261 |
| $500 to $749 | 3,301 | 42.0% | $1936 |
| $750 to $999 | 2,251 | 29.0% | $2686 |
| $1,000 to $1,499 | 506 | 6.0% | $3811 |
| $1,500 or more | 250 | 3.0% | $5461 |
| Streets in Battle Creek Area | Homeowners Insurance Cost |
|---|---|
| Hollison Beach, Peaceful Valley Rd, Richmond Ave, Silver St, Middle Ln, Bellevue Rd, Hubbard St, E Meadowlawn Ave, W Baldwin Ave, Burr St | $744 |
| Meadow Dr, Allison Dr, Fremont Pl, Phelps Ave, Meachem Rd, N Cedar Ave, Military St, Carl Ave, Stiles St, Hillcrest Ct | $709 |
| Surby Ave, Wolfe Dr, 48th St N, Andrus St, Radley St, Francis Dr E, Parkside Dr, Ave C, Central St, E Willard Ave | $706 |
| Cornell Dr, E Fountain St, E Van Buren St, Limewood Dr, Lemont St, Graves Ave, East Ave S, Sawgrass Cir, Verona Ave, Briarwood Ln | $712 |
| Hoover Rd, Midway Ct, S Cass St, Stevens Rd, Laredo Ave, Hillsdale St, Morgan Rd E, Edgehill Pl, S 21st St, Wells Dr | $770 |
| Angell St, Bard St, White Pine Blvd, Hanover St, S 22nd St, Crest Dr, S 30th St, Iowa St, Green St, Maryland Dr | $713 |
| E Alden Ave, W Goodale Ave, Woodcliff Ln, Ellis Rd, W Kirby Rd, Hunter Ridge, E Hamblin Ave, Burrows Rd, Eagle St, St Marys Lake Rd | $713 |
| School St, Briarcliff Ln, Ann Ave, Bayshore Dr, E Ct, S Kendall St, Creekside Dr, S Bedford Rd, Wahwahtaysee Way, Scenery St | $714 |
| Susan Dr, Frisbie Ave, Stephanie Ave, Parrish St, E Langley Rd, Hillbrook Dr, Riviera Dr N, Inn Rd, John Bria Rd, Fuller Rd | $714 |
| Union St S, Harold St, Edmonds Rd, Hunter St, W Grand Circle Ave, Magnolia Ave, Carl Ter, N 25th St, T Dr N, Mc Allister Rd | $717 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Battle Creek | $108 to $110 |
| Springfield | $106 |
| Brownlee Park | $105 |
| Level Park-Oak Park | $109 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,900 | $3,900 |
| Yearly Battle Creek Homeowner Insurance Premium Example | $1,500 | $1,000 |
| Out of Pocket Expense During Claim | $1,900 | $3,900 |
| Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim | $10,900 | $9,900 |
| Net Savings to Battle Creek Home Owner from High Deductible Plan | $1,000 | |
| Scenario | Battle Creek, MI Home Replacement Value MORE than Home Value | Battle Creek, MI Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $152,500 | $90,500 |
| Insurance Premium based on Replacement Value | $675 | $400 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $33,500 | Risk Exposure from Under Insuring Coverage is $28,500 |
| Premium Impact | Insurance cheaper by $125/year | Insurance costlier by $150/year |
| Insurance Company | Farmers Insurance | Amica Mutual Insurance Company | Chubb Group of Insurance |
| Monthly Premium | 41 | 74 | 47 |
| Year Built | 1964 | 1987 | 1947 |
| Home Details | 2 Beds, 1 Baths | 4 Beds, 3 Baths | 3 Beds, 1 Baths |
| Coverage Amount | $100000-$125000 | $150000-$175000 | $125000-$150000 |
| Deductible | $500- $1000 Deductible | $500- $1000 Deductible | $1000-$2500 Deductible |