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Battle Creek, MI Home Values & Insurance Rates

Battle Creek, MI Home Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 2,334 18.0% $202
$50,000 to $59,999 801 6.0% $427
$60,000 to $69,999 1,064 8.0% $528
$70,000 to $79,999 1,286 10.0% $608
$80,000 to $89,999 998 8.0% $695
$90,000 to $99,999 852 6.0% $774
$100,000 to $124,999 1,607 12.0% $897
$125,000 to $149,999 866 6.0% $1122
$150,000 to $174,999 904 7.0% $1324
$175,000 to $199,999 541 4.0% $1527
$200,000 to $249,999 531 4.0% $1838
$250,000 to $299,999 422 3.0% $2251
$300,000 to $399,999 233 1.0% $2859

Top Home Insurance Agents Near Battle Creek, MI

Home Insurance Company Near Battle Creek, MI Homeowners Insurance Agency Near Battle Creek, MI Address
State Farm Steve Franks 405 N Willowbrook Rd, Coldwater, MI, 49036-9462
NA Reno Agency 120 W Superior St, Wayland, MI, 49348
NA Jb Harrison Insurance Agency 6661 Alden Nash Se, Alto, MI, 49302
NA The Nulty Agency Inc 5579 Stadium Dr, Kalamazoo, MI, 49009
Liberty Mutual Independent Delago & Associates 1160 36TH ST SW, WYOMING, MI, 49509

Estimated Home Insurance By Street Area Near Battle Creek, MI

Battle Creek Area Estimated House Insurance
Hollison Beach, Peaceful Valley Rd, Richmond Ave, Silver St, Middle Ln, Bellevue Rd, Hubbard St, E Meadowlawn Ave, W Baldwin Ave, Burr St$744
Meadow Dr, Allison Dr, Fremont Pl, Phelps Ave, Meachem Rd, N Cedar Ave, Military St, Carl Ave, Stiles St, Hillcrest Ct$709
Surby Ave, Wolfe Dr, 48th St N, Andrus St, Radley St, Francis Dr E, Parkside Dr, Ave C, Central St, E Willard Ave$706
Cornell Dr, E Fountain St, E Van Buren St, Limewood Dr, Lemont St, Graves Ave, East Ave S, Sawgrass Cir, Verona Ave, Briarwood Ln$712
Hoover Rd, Midway Ct, S Cass St, Stevens Rd, Laredo Ave, Hillsdale St, Morgan Rd E, Edgehill Pl, S 21st St, Wells Dr$770
Angell St, Bard St, White Pine Blvd, Hanover St, S 22nd St, Crest Dr, S 30th St, Iowa St, Green St, Maryland Dr$713
E Alden Ave, W Goodale Ave, Woodcliff Ln, Ellis Rd, W Kirby Rd, Hunter Ridge, E Hamblin Ave, Burrows Rd, Eagle St, St Marys Lake Rd$713
School St, Briarcliff Ln, Ann Ave, Bayshore Dr, E Ct, S Kendall St, Creekside Dr, S Bedford Rd, Wahwahtaysee Way, Scenery St$714
Susan Dr, Frisbie Ave, Stephanie Ave, Parrish St, E Langley Rd, Hillbrook Dr, Riviera Dr N, Inn Rd, John Bria Rd, Fuller Rd$714
Union St S, Harold St, Edmonds Rd, Hunter St, W Grand Circle Ave, Magnolia Ave, Carl Ter, N 25th St, T Dr N, Mc Allister Rd$717

Savings on home insurance for senior occupied homes

PlaceSavings
Battle Creek$108 to $110
Springfield$106
Brownlee Park$105
Level Park-Oak Park$109

Battle Creek, MI Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Battle Creek, MI5.5%14.6%
Springfield6.62%15.27%
Brownlee Park6.92%18.68%
Level Park-Oak Park6.19%20.61%

Battle Creek Renters Insurance as a Percentage of Rent

Battle Creek Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 97 1.0% $361
$200 to $299 209 2.0% $811
$300 to $499 1,141 14.0% $1261
$500 to $749 3,301 42.0% $1936
$750 to $999 2,251 29.0% $2686
$1,000 to $1,499 506 6.0% $3811
$1,500 or more 250 3.0% $5461

Battle Creek, MI Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,900$3,900
Yearly Battle Creek Homeowner Insurance Premium Example $1,500$1,000
Out of Pocket Expense During Claim$1,900$3,900
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $10,900$9,900
Net Savings to Battle Creek Home Owner from High Deductible Plan $1,000

Battle Creek, MI Home Insurance Costs With Home Replacement Value Scenarios

Scenario Battle Creek, MI Home Replacement Value MORE than Home Value Battle Creek, MI Home Replacement Value LESS than Home Value
Replacement Value $152,500 $90,500
Insurance Premium based on Replacement Value $675 $400
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $33,500 Risk Exposure from Under Insuring Coverage is $28,500
Premium Impact Insurance cheaper by $125/year Insurance costlier by $150/year

Example Battle Creek Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceAmica Mutual Insurance CompanyChubb Group of Insurance
Monthly Premium 417447
Year Built 196419871947
Home Details 2 Beds, 1 Baths4 Beds, 3 Baths3 Beds, 1 Baths
Coverage Amount $100000-$125000$150000-$175000$125000-$150000
Deductible $500- $1000 Deductible$500- $1000 Deductible$1000-$2500 Deductible

Battle Creek, MI Auto & Home Insurance Bundling Discounts

Place 1 Car Bundle Savings 2 Car Bundle Savings 3 Car Bundle Savings
Springfield city, Michigan $107 $142 $213
Brownlee Park CDP, Michigan $105 $140 $210
Level Park-Oak Park CDP, Michigan $109 $145 $218

Sample Home Insurance Rates for Battle Creek, MI from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1942 110,000 Asphalt Shingles Roof 1,730 4 $500 Deductible 270 7 Fiber-Cement Siding yes
1943 190,000 Tile Roof 2,790 5 $1000-$2500 Deductible 100 2 Vinyl siding yes
1987 85,000 Wood Shake Roof 1,350 2 $1000-$2500 Deductible 330 10 Stucco siding No
1960 155,000 Asphalt Shingles Roof 2,370 3 $5000 to $10,000 Deductible 410 10 Wood siding No
1987 130,000 Asphalt Shingles Roof 1,730 5 $1000-$2500 Deductible 110 2 Vinyl siding No
1989 70,000 Slate Shingles Roof 1,120 2 $1000-$2500 Deductible 30 1 Brick siding No
1973 245,000 Membrane Roof 3,250 5 $2500-$5000 Deductible 280 4 Stucco siding yes
1952 160,000 Tile Roof 2,370 3 $2500-$5000 Deductible 440 8 Vinyl siding No
1983 115,000 Composition Roof 1,740 4 $2500-$5000 Deductible 160 4 Fiber-Cement Siding yes
1942 90,000 Wood Shake Roof 1,450 3 $1000-$2500 Deductible 200 7 Brick siding yes
1946 90,000 Membrane Roof 1,550 2 $500 Deductible 280 7 Wood siding yes
1974 65,000 Tile Roof 1,103 2 $500 Deductible 40 1 Brick siding No