Battle Creek Insurance Rates:

Battle Creek, MI homeowners insurance is about $614 to $834, about $51-$69/month. Our thorough guide reveals consumers can save as much as $289 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

I have used Geico insurance for my car for 7 years. About 5 years ago I bought rental Insurance from them too. So far I have been completely satisfied with Geico customer service and price
It has been good, we had some damage from hurricanes but they gave us money for it in a pretty good deal. I rate them as a 4 out of 5 just because it takes awhile to get in contact but they are effective.
My insurance provide has very low premium and gives us lot of deductions compared to other insurance policies that are available in the market now.
State Farm
They're one of the best home insurance companies in Oregon. They provide excellent satisfaction to their clients. They're best to work with.
Liberty Mutual
I would recommend Liberty Mutual for home insurance because it was very easy to call and get in touch with a live customer service rep and they were knowledgeable and were able to answer all of my questions.
My rates are affordable.I never have had to make a claim, but still manage to communicate every now and then with my dealer. Great communication, and my rates are reduced every now.
Auto Owners Insurance
I would recommend Auto-Owners insurance for homeowners policies because they have good customer service and are fair with claims as well.
Liberty Mutual
I have an independent agent that I can contact for any issues. This has been helpful and has expedited the process of buying a new home or making changes to the existing policy. With that said, I have not made any claims.
We did not search much about other companies so, i am not sure about it. But we are good with this.
The policy is essentially the same as the other policies that were offered when we were purchasing our home. It was easy for us to make the decision.
Liberty Mutual
The policy offerings as compared to other insurance company is minimum rate.And the policy is very good and minimum rate.This company gives more better policies as compare to other companies.
Liberty Mutual
The rates i pay do not increase a great deal with each renewal and when i call to see if it's the best they can do i feel they thoroughly review my information.
State Farm
I like that i can contact my local agent and get a quick response from them on any issues that i have. the local agent is usually more responsive than the centralized call centers.
Auto Owners
The company should provide an earlier projection of any rate changes so that competitive rates can be compared. all discounts possible should be disclosed so that you can be sure you receive the best rate and all discounts you qualify to receive.
I found it was less expensive than other companies I looked into but for only having $20000 dollars in coverage I feel it is a little high.
The insurance representatives have always been helpful and friendly whenever I’ve called with a question or issue. Never had a bad experience any time I’ve called them.
I receive regular mail from my home insurance company. They always send me an update on my policy as well as special offers.
State Farm
How you can get a quote, file a claim. make a payment or contact your agent right on the front page
State Farm
No one is very available. No one ever answer the phone nor in the office when I call or come around. It’s just really bad service in general. I do not recommend State Farm.
Foremost Insurance
The offering by my home owner insurance is very compatible to other companies with a cheaper rate. I researched other companies before going with Foremost.

Battle Creek, MI Homeowners Insurance By Home Value

Battle Creek, MI Home Value Total Homes % of Total Average Battle Creek, MI Homeowners Insurance
Less than $50,000 2,334 18.0% $202
$50,000 to $59,999 801 6.0% $427
$60,000 to $69,999 1,064 8.0% $528
$70,000 to $79,999 1,286 10.0% $608
$80,000 to $89,999 998 8.0% $695
$90,000 to $99,999 852 6.0% $774
$100,000 to $124,999 1,607 12.0% $897
$125,000 to $149,999 866 6.0% $1122
$150,000 to $174,999 904 7.0% $1324
$175,000 to $199,999 541 4.0% $1527
$200,000 to $249,999 531 4.0% $1838
$250,000 to $299,999 422 3.0% $2251
$300,000 to $399,999 233 1.0% $2859

Top Home Insurance Agents Near Battle Creek, MI

Home Insurance Company Near Battle Creek, MI Homeowners Insurance Agency Near Battle Creek, MI Address
NA Reno Agency 120 W Superior St, Wayland, MI, 49348
NA Jb Harrison Insurance Agency 6661 Alden Nash Se, Alto, MI, 49302
NA The Nulty Agency Inc 5579 Stadium Dr, Kalamazoo, MI, 49009
Liberty Mutual Independent Delago & Associates 1160 36TH ST SW, WYOMING, MI, 49509
State Farm Steve Franks 405 N Willowbrook Rd, Coldwater, MI, 49036-9462

Battle Creek, MI Home Insurance Agents for Top Companies

Cost Of Homeowners Insurance By Street Near Battle Creek, MI

Streets in Battle Creek Area Homeowners Insurance Cost
Hollison Beach, Peaceful Valley Rd, Richmond Ave, Silver St, Middle Ln, Bellevue Rd, Hubbard St, E Meadowlawn Ave, W Baldwin Ave, Burr St$744
Meadow Dr, Allison Dr, Fremont Pl, Phelps Ave, Meachem Rd, N Cedar Ave, Military St, Carl Ave, Stiles St, Hillcrest Ct$709
Surby Ave, Wolfe Dr, 48th St N, Andrus St, Radley St, Francis Dr E, Parkside Dr, Ave C, Central St, E Willard Ave$706
Cornell Dr, E Fountain St, E Van Buren St, Limewood Dr, Lemont St, Graves Ave, East Ave S, Sawgrass Cir, Verona Ave, Briarwood Ln$712
Hoover Rd, Midway Ct, S Cass St, Stevens Rd, Laredo Ave, Hillsdale St, Morgan Rd E, Edgehill Pl, S 21st St, Wells Dr$770
Angell St, Bard St, White Pine Blvd, Hanover St, S 22nd St, Crest Dr, S 30th St, Iowa St, Green St, Maryland Dr$713
E Alden Ave, W Goodale Ave, Woodcliff Ln, Ellis Rd, W Kirby Rd, Hunter Ridge, E Hamblin Ave, Burrows Rd, Eagle St, St Marys Lake Rd$713
School St, Briarcliff Ln, Ann Ave, Bayshore Dr, E Ct, S Kendall St, Creekside Dr, S Bedford Rd, Wahwahtaysee Way, Scenery St$714
Susan Dr, Frisbie Ave, Stephanie Ave, Parrish St, E Langley Rd, Hillbrook Dr, Riviera Dr N, Inn Rd, John Bria Rd, Fuller Rd$714
Union St S, Harold St, Edmonds Rd, Hunter St, W Grand Circle Ave, Magnolia Ave, Carl Ter, N 25th St, T Dr N, Mc Allister Rd$717

Battle Creek, MI Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Battle Creek$108 to $110
Brownlee Park$105
Level Park-Oak Park$109

Battle Creek, MI Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Springfield city, Michigan $107 $142 $213
Brownlee Park CDP, Michigan $105 $140 $210
Level Park-Oak Park CDP, Michigan $109 $145 $218

Battle Creek, MI Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Battle Creek, MI5.5%14.6%
Brownlee Park6.92%18.68%
Level Park-Oak Park6.19%20.61%

Battle Creek Renters Insurance as a Percentage of Rent

Battle Creek Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 97 1.0% $361
$200 to $299 209 2.0% $811
$300 to $499 1,141 14.0% $1261
$500 to $749 3,301 42.0% $1936
$750 to $999 2,251 29.0% $2686
$1,000 to $1,499 506 6.0% $3811
$1,500 or more 250 3.0% $5461

Battle Creek, MI Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Yearly Battle Creek Homeowner Insurance Premium Example $1,500$1,000
Out of Pocket Expense During Claim$1,900$3,900
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $10,900$9,900
Net Savings to Battle Creek Home Owner from High Deductible Plan $1,000

Battle Creek, MI Home Insurance Costs With Home Replacement Value Scenarios

Scenario Battle Creek, MI Home Replacement Value MORE than Home Value Battle Creek, MI Home Replacement Value LESS than Home Value
Replacement Value $152,500 $90,500
Insurance Premium based on Replacement Value $675 $400
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $33,500 Risk Exposure from Under Insuring Coverage is $28,500
Premium Impact Insurance cheaper by $125/year Insurance costlier by $150/year

Example Battle Creek Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceAmica Mutual Insurance CompanyChubb Group of Insurance
Monthly Premium 417447
Year Built 196419871947
Home Details 2 Beds, 1 Baths4 Beds, 3 Baths3 Beds, 1 Baths
Coverage Amount $100000-$125000$150000-$175000$125000-$150000
Deductible $500- $1000 Deductible$500- $1000 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Battle Creek, MI from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1962 200,000 Membrane Roof 2,760 4 $5000 to $10,000 Deductible 630 9 Vinyl siding No
1986 70,000 Composition Roof 1,300 2 $1000-$2500 Deductible 140 5 Wood siding yes
1940 250,000 Membrane Roof 3,230 5 > $10,000 Deductible 190 4 Wood siding yes
1966 265,000 Wood Shake Roof 4,220 5 $500 Deductible 540 5 Wood siding yes
1941 115,000 Asphalt Shingles Roof 1,700 2 $2500-$5000 Deductible 580 12 Stone Siding yes
1948 90,000 Slate Shingles Roof 1,760 2 $1000-$2500 Deductible 60 2 Vinyl siding yes
1957 280,000 Metal Roof 3,590 5 $1000-$2500 Deductible 810 7 Stucco siding No
1944 95,000 Metal Roof 1,630 3 $500 Deductible 30 1 Wood siding No
1986 170,000 Tile Roof 3,110 4 $500 Deductible 670 8 Brick siding yes
1953 150,000 Slate Shingles Roof 2,260 3 $500 Deductible 220 4 Fiber-Cement Siding No
1974 80,000 Wood Shake Roof 1,060 2 $2500-$5000 Deductible 130 6 Stone Siding yes
1965 130,000 Composition Roof 1,830 4 $500- $1000 Deductible 260 4 Brick siding No
1978 120,000 Asphalt Shingles Roof 1,740 2 $2500-$5000 Deductible 110 3 Stucco siding yes
1971 100,000 Composition Roof 1,620 2 $1000-$2500 Deductible 110 3 Wood siding yes
1955 120,000 Slate Shingles Roof 2,030 4 $2500-$5000 Deductible 140 4 Vinyl siding No
1943 120,000 Slate Shingles Roof 1,690 2 $500 Deductible 450 9 Brick siding yes
1956 145,000 Slate Shingles Roof 1,900 5 $500 Deductible 100 2 Vinyl siding yes
1966 320,000 Asphalt Shingles Roof 4,320 5 $500- $1000 Deductible 540 4 Stone Siding yes
1949 55,000 Metal Roof 1,010 2 $1000-$2500 Deductible 100 5 Stone Siding yes
1973 140,000 Shingles Roof 2,350 3 $500- $1000 Deductible 170 4 Fiber-Cement Siding yes
1949 205,000 Slate Shingles Roof 3,130 4 $1000-$2500 Deductible 680 9 Stone Siding yes
1952 140,000 Metal Roof 2,030 3 $2500-$5000 Deductible 220 8 Stone Siding No
1942 110,000 Asphalt Shingles Roof 1,730 4 $500 Deductible 270 7 Fiber-Cement Siding yes
1943 190,000 Tile Roof 2,790 5 $1000-$2500 Deductible 100 2 Vinyl siding yes
1987 85,000 Wood Shake Roof 1,350 2 $1000-$2500 Deductible 330 10 Stucco siding No
1960 155,000 Asphalt Shingles Roof 2,370 3 $5000 to $10,000 Deductible 410 10 Wood siding No
1987 130,000 Asphalt Shingles Roof 1,730 5 $1000-$2500 Deductible 110 2 Vinyl siding No
1989 70,000 Slate Shingles Roof 1,120 2 $1000-$2500 Deductible 30 1 Brick siding No
1973 245,000 Membrane Roof 3,250 5 $2500-$5000 Deductible 280 4 Stucco siding yes
1952 160,000 Tile Roof 2,370 3 $2500-$5000 Deductible 440 8 Vinyl siding No
1983 115,000 Composition Roof 1,740 4 $2500-$5000 Deductible 160 4 Fiber-Cement Siding yes
1942 90,000 Wood Shake Roof 1,450 3 $1000-$2500 Deductible 200 7 Brick siding yes
1946 90,000 Membrane Roof 1,550 2 $500 Deductible 280 7 Wood siding yes
1974 65,000 Tile Roof 1,103 2 $500 Deductible 40 1 Brick siding No

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