Bath Insurance Rates:

Bath, ME homeowners insurance is nearly $567 to $770, about $47-$64/month. Our all inclusive analysis indicates shoppers can save as much as $267 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Bath, ME Homeowners Insurance By Home Value

Bath, ME Home Value Total Homes % of Total Average Bath, ME Homeowners Insurance
Less than $50,000 22 1.0% $93
$60,000 to $69,999 33 1.0% $254
$70,000 to $79,999 74 3.0% $294
$80,000 to $89,999 66 3.0% $334
$90,000 to $99,999 64 3.0% $374
$100,000 to $124,999 191 9.0% $434
$125,000 to $149,999 313 15.0% $541
$150,000 to $174,999 419 20.0% $642
$175,000 to $199,999 251 12.0% $742
$200,000 to $249,999 259 12.0% $889
$250,000 to $299,999 134 6.0% $1090
$300,000 to $399,999 179 8.0% $1384

Top Home Insurance Agents Near Bath, ME

Home Insurance Company Near Bath, ME Homeowners Insurance Agency Near Bath, ME Address
NA Maine Insurance Agency 1250 Congress St, Portland, ME, 4102
NA Vaillancourt Insurance Llc 155 Saco Ave , Old Orchard Beach, ME, 4064
NA C M Bowker Company Po Box 567, Portland, ME, 4103
Liberty Mutual Independent Brennan Insurance Agency 168 MAIN ST STE A, WINTHROP, ME, 4364
Liberty Mutual Shawn M Spadea Lutcf 45 Memorial Circle Suite 100, Augusta, ME, 4330

Cost Of Homeowners Insurance By Street Near Bath, ME

Streets in Bath Area Homeowners Insurance Cost
Dummer Street Ct, Federal St, Newton Rd, Fisher Ct, Stony Island Rd, Willow St, Rose St, Royal Ln, Mitchell Rd, Spring St$669
Windjammer Way, Harward St, Garden St, Keel St, Windlass Ct, Adams Ct, Wing Farm Pkwy, Prospect, Bernard St, State Rd$668
Winter St, Washington St, Denny Rd, South St, Shaw St, Bayshore Rd, Valley Rd, Lupine Ln, East Ln, Frisbee Ln$666
Lambard St, Chandler Dr, Broad St, Leonard Ct, Seekins Dr, Tarbox St, Park St, Snow Park, Oliver St, Prospect St$668
Water St, Elsinore Ave, Weeks St, Clifton St, Matty Way, Palmer St, Bath St, Court St, Green St, Corliss St$665

Bath, ME Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Bath$99 to $102
Sagadahoc County$101
West Bath$102
Arrowsic$106

Bath, ME Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Sagadahoc County, Maine $85 $113 $169
West Bath town, Sagadahoc County, Maine $85 $113 $170
Woolwich town, Sagadahoc County, Maine $85 $113 $169

Bath, ME Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Bath, ME4.1%9.8%
Sagadahoc County3.95%11.09%
West Bath3.81%10.02%
Woolwich4.39%11.08%

Bath Renters Insurance as a Percentage of Rent

Bath Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 35 2.0% $339
$200 to $299 184 10.0% $789
$300 to $499 180 10.0% $1239
$500 to $749 313 18.0% $1914
$750 to $999 662 38.0% $2664
$1,000 to $1,499 321 18.0% $3789

Bath, ME Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$600$2,600
Yearly Bath Homeowner Insurance Premium Example $1,000$600
Out of Pocket Expense During Claim$600$2,600
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $7,600$6,800
Net Savings to Bath Home Owner from High Deductible Plan $800

Bath, ME Home Insurance Costs With Home Replacement Value Scenarios

Scenario Bath, ME Home Replacement Value MORE than Home Value Bath, ME Home Replacement Value LESS than Home Value
Replacement Value $201,500 $120,500
Insurance Premium based on Replacement Value $800 $475
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $38,000 Risk Exposure from Under Insuring Coverage is $43,000
Premium Impact Insurance cheaper by $175/year Insurance costlier by $150/year

Example Bath Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyState FarmAllstate
Monthly Premium 425258
Year Built 196719951949
Home Details 2 Beds, 1 Baths5 Beds, 1 Baths4 Beds, 1 Baths
Coverage Amount $100000-$125000$200000-$250000$125000-$150000
Deductible $1000-$2500 Deductible> $10,000 Deductible$500 Deductible

Sample Home Insurance Rates for Bath, ME from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1957 155,000 Metal Roof 1,630 2 $1000-$2500 Deductible 400 9 Brick siding yes
1951 385,000 Wood Shake Roof 3,710 5 $2500-$5000 Deductible 1000 8 Stucco siding yes
1999 190,000 Composition Roof 1,870 4 $500 Deductible 220 3 Fiber-Cement Siding No
1955 555,000 Asphalt Shingles Roof 4,750 5 $500- $1000 Deductible 570 3 Stucco siding yes
1998 150,000 Metal Roof 1,890 5 $5000 to $10,000 Deductible 500 10 Vinyl siding yes
1944 265,000 Tile Roof 2,840 4 $500 Deductible 220 2 Stucco siding yes
1950 90,000 Shingles Roof 900 2 $500 Deductible 40 1 Wood siding No
1991 125,000 Metal Roof 1,410 2 $500- $1000 Deductible 380 8 Fiber-Cement Siding No
1997 395,000 Slate Shingles Roof 4,270 5 $500- $1000 Deductible 1280 9 Stucco siding No
1963 325,000 Metal Roof 2,880 5 $500- $1000 Deductible 1330 10 Wood siding No
1953 160,000 Slate Shingles Roof 1,500 3 $500- $1000 Deductible 170 3 Brick siding yes
1956 185,000 Wood Shake Roof 1,940 3 $500- $1000 Deductible 590 7 Stucco siding yes
1994 205,000 Membrane Roof 2,460 4 $500- $1000 Deductible 80 1 Vinyl siding yes
1962 365,000 Tile Roof 3,150 4 > $10,000 Deductible 80 1 Brick siding No
1955 140,000 Composition Roof 1,380 2 $500- $1000 Deductible 400 10 Vinyl siding yes
1957 75,000 Metal Roof 900 2 $2500-$5000 Deductible 190 9 Fiber-Cement Siding yes
1967 340,000 Tile Roof 4,290 5 $500- $1000 Deductible 110 1 Fiber-Cement Siding No
1953 340,000 Composition Roof 3,200 5 $2500-$5000 Deductible 700 6 Wood siding No
1967 260,000 Tile Roof 2,770 4 $5000 to $10,000 Deductible 460 7 Brick siding No
1949 170,000 Composition Roof 1,750 2 $5000 to $10,000 Deductible 600 10 Stucco siding yes
1994 440,000 Slate Shingles Roof 4,480 5 $5000 to $10,000 Deductible 470 6 Vinyl siding yes
1961 230,000 Membrane Roof 1,980 5 $500- $1000 Deductible 220 2 Wood siding yes
1997 220,000 Tile Roof 2,320 4 $500 Deductible 340 3 Stone Siding yes
1964 280,000 Asphalt Shingles Roof 2,950 5 $500- $1000 Deductible 970 12 Fiber-Cement Siding yes
1960 160,000 Shingles Roof 1,370 3 $2500-$5000 Deductible 550 8 Vinyl siding yes
1968 245,000 Membrane Roof 2,240 3 > $10,000 Deductible 390 9 Vinyl siding yes
1997 160,000 Wood Shake Roof 1,550 2 $2500-$5000 Deductible 170 4 Stucco siding No
1969 275,000 Membrane Roof 2,600 4 $500- $1000 Deductible 290 3 Wood siding yes