Batesville Insurance Rates:

Batesville, MS homeowners insurance is nearly $790 to $1,086, about $65-$90/month. Our complete analysis shows customers can save upto $375 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Batesville, MS Homeowners Insurance By Home Value

Batesville, MS Home Value Total Homes % of Total Average Batesville, MS Homeowners Insurance
Less than $50,000 166 9.0% $196
$50,000 to $59,999 123 7.0% $422
$60,000 to $69,999 148 8.0% $525
$70,000 to $79,999 147 8.0% $609
$80,000 to $89,999 56 3.0% $694
$90,000 to $99,999 76 4.0% $778
$100,000 to $124,999 245 14.0% $900
$125,000 to $149,999 262 15.0% $1125
$150,000 to $174,999 95 5.0% $1331
$175,000 to $199,999 79 4.0% $1538
$200,000 to $249,999 141 8.0% $1847
$250,000 to $299,999 53 3.0% $2260
$300,000 to $399,999 81 4.0% $2870

Top Home Insurance Agents Near Batesville, MS

Home Insurance Company Near Batesville, MS Homeowners Insurance Agency Near Batesville, MS Address
NA Hub International Gulf South 2086 Old Taylor Road 2086 Old Taylor Road Oxford, Oxford, MS, 38655
Travelers Bills Insurance Agency Inc 3818 COMMERCE ST, GRENADA, MS, 38901
Allstate Cooke Ins Center 220 W Commerce St, Hernando, MS, 38632
State Farm Neal Cannon 952 S Central Dr, Hernando, MS, 38632-4203
Allstate Steve Henderson 1750 Goodman Rd W Ste 110, Horn Lake, MS, 38637

Cost Of Homeowners Insurance By Street Near Batesville, MS

Streets in Batesville Area Homeowners Insurance Cost
Old Lake Cove, Linker St, Baker Rd, Hughes Rd, Jolly James Dr, Atwell St, Shiloh Rd, Green Rd, State Hwy 35, Liberty Hill Rd$913
Oakdale Dr, Terza Rd, Jackson St, Calvary St, Shell Rd, Dummyline Rdd, Eureka Rd, Frank Barnett Rd, Brooksy Cove, V Ranza Rd$910
Ales Rd, Cherry Ln, Liberty Hill Rd N, State Hwy 6, Union Rd, Stone Dr, Edgerson Rd, Flowers Rd, Clinton St, Riverview Rd$907
Upton Rd, Hobbs St, Mackey Ave, Dogwood Ln, Armstrong St, Park St, Hwy 35 S, River Rd, Henderson Rd, Campbell St$936
Oak Grove Rd, Jimmy Joyner Rd, Rollins Dr, Tubbs Rd, Hwy 6 E, Haire Rd, Debbie Dr, Court St, Chapman Rd, Stagecoach$910

Batesville, MS Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Batesville$139 to $142
Panola County$136
Pope$138
Crowder$133

Batesville, MS Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Panola County, Mississippi $137 $182 $273
Courtland town, Mississippi $137 $182 $273
Pope village, Mississippi $139 $185 $278

Batesville, MS Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Batesville, MS7.4%21.6%
Panola County8.09%20.67%
Courtland7.35%19.57%
Pope9.35%24.11%

Batesville Renters Insurance as a Percentage of Rent

Batesville Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 58 7.0% $352
$200 to $299 51 7.0% $802
$300 to $499 81 11.0% $1252
$500 to $749 285 39.0% $1927
$750 to $999 232 31.0% $2677
$1,000 to $1,499 10 1.0% $3802
$1,500 or more 11 1.0% $5452

Batesville, MS Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,600$3,600
Yearly Batesville Homeowner Insurance Premium Example $2,200$1,700
Out of Pocket Expense During Claim$1,600$3,600
Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim $12,600$12,100
Net Savings to Batesville Home Owner from High Deductible Plan $500

Batesville, MS Home Insurance Costs With Home Replacement Value Scenarios

Scenario Batesville, MS Home Replacement Value MORE than Home Value Batesville, MS Home Replacement Value LESS than Home Value
Replacement Value $85,000 $54,000
Insurance Premium based on Replacement Value $1,450 $925
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $13,500 Risk Exposure from Under Insuring Coverage is $17,500
Premium Impact Insurance cheaper by $300/year Insurance costlier by $225/year

Example Batesville Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyLiberty MutualGEICO Insurance
Monthly Premium 130165159
Year Built 197419602008
Home Details 3 Beds, 1 Baths4 Beds, 2 Baths5 Beds, 4 Baths
Coverage Amount $75000-$100000$175000-$200000$150000-$175000
Deductible $500 Deductible> $10,000 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Batesville, MS from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2008 245,000 Membrane Roof 3,740 5 $2500-$5000 Deductible 1310 6 Vinyl siding yes
1978 245,000 Shingles Roof 3,130 5 $500- $1000 Deductible 3640 12 Stucco siding yes
1971 170,000 Shingles Roof 1,880 3 $5000 to $10,000 Deductible 470 5 Wood siding No
1965 190,000 Tile Roof 2,230 3 $2500-$5000 Deductible 640 3 Brick siding yes
1984 135,000 Shingles Roof 1,700 4 $500- $1000 Deductible 850 8 Brick siding No
1993 145,000 Tile Roof 1,650 4 $1000-$2500 Deductible 790 5 Stucco siding yes
2007 335,000 Tile Roof 4,630 5 $500- $1000 Deductible 710 2 Stone Siding yes
2006 210,000 Asphalt Shingles Roof 2,400 3 $5000 to $10,000 Deductible 200 1 Fiber-Cement Siding yes
2002 110,000 Shingles Roof 1,440 3 $500 Deductible 750 5 Wood siding yes
1964 200,000 Wood Shake Roof 2,630 4 $1000-$2500 Deductible 170 1 Fiber-Cement Siding yes
1991 145,000 Asphalt Shingles Roof 2,130 3 $2500-$5000 Deductible 1610 12 Stucco siding No
1970 115,000 Wood Shake Roof 1,740 4 $500 Deductible 690 5 Fiber-Cement Siding yes
1997 310,000 Asphalt Shingles Roof 3,410 5 $500- $1000 Deductible 1480 5 Vinyl siding No
1972 240,000 Tile Roof 2,950 4 $500- $1000 Deductible 2080 6 Fiber-Cement Siding No
2003 120,000 Wood Shake Roof 1,690 4 $2500-$5000 Deductible 210 2 Wood siding yes
1977 335,000 Composition Roof 4,690 5 $500- $1000 Deductible 2180 6 Stone Siding yes
1997 245,000 Shingles Roof 4,040 5 $5000 to $10,000 Deductible 2100 12 Brick siding yes
1988 130,000 Shingles Roof 1,600 3 $1000-$2500 Deductible 830 5 Stone Siding No
1979 165,000 Metal Roof 1,810 4 $1000-$2500 Deductible 200 1 Brick siding No
1976 155,000 Membrane Roof 2,350 4 $500- $1000 Deductible 2060 10 Fiber-Cement Siding No
1995 135,000 Wood Shake Roof 1,760 5 $500- $1000 Deductible 1050 7 Stucco siding No
1973 340,000 Asphalt Shingles Roof 3,770 5 $1000-$2500 Deductible 2850 9 Fiber-Cement Siding yes
1984 175,000 Membrane Roof 2,300 3 $500- $1000 Deductible 470 2 Stone Siding yes
1990 215,000 Membrane Roof 2,390 3 $500 Deductible 2000 6 Vinyl siding No
2009 175,000 Membrane Roof 2,150 3 $2500-$5000 Deductible 920 9 Fiber-Cement Siding yes
1967 135,000 Slate Shingles Roof 1,900 3 $500 Deductible 690 6 Stucco siding No
2002 130,000 Composition Roof 1,510 3 $500- $1000 Deductible 1010 6 Stone Siding No
1974 215,000 Tile Roof 2,840 4 $500- $1000 Deductible 280 1 Wood siding yes
1965 265,000 Tile Roof 3,470 5 $1000-$2500 Deductible 620 3 Stucco siding yes
1969 220,000 Metal Roof 2,400 4 $5000 to $10,000 Deductible 1560 9 Wood siding yes
1967 135,000 Tile Roof 1,530 3 $500 Deductible 1140 6 Brick siding yes
1974 240,000 Asphalt Shingles Roof 3,950 5 $500- $1000 Deductible 660 2 Fiber-Cement Siding No
1985 145,000 Slate Shingles Roof 1,720 3 $1000-$2500 Deductible 1180 8 Brick siding No
2007 120,000 Tile Roof 1,630 3 $1000-$2500 Deductible 460 4 Wood siding yes