Basalt Insurance Rates:

Basalt, CO homeowners insurance is approximately $814 to $1,153, about $67-$96/month. Our detailed guide reveals consumers can save upto $393 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Basalt, CO Homeowners Insurance By Home Value

Basalt, CO Home Value Total Homes % of Total Average Basalt, CO Homeowners Insurance
Less than $50,000 107 15.0% $39
$50,000 to $59,999 62 8.0% $88
$60,000 to $69,999 49 7.0% $108
$70,000 to $79,999 72 10.0% $127
$80,000 to $89,999 110 15.0% $147
$100,000 to $124,999 26 3.0% $196
$125,000 to $149,999 33 4.0% $245
$175,000 to $199,999 14 2.0% $334
$200,000 to $249,999 21 3.0% $403
$250,000 to $299,999 22 3.0% $491
$300,000 to $399,999 179 25.0% $619

Top Home Insurance Agents Near Basalt, CO

Home Insurance Company Near Basalt, CO Homeowners Insurance Agency Near Basalt, CO Address
Allstate Allen Agy Eagle 237 Broadway, Eagle, CO, 81631
Allstate Arrow Insurance 118 S Ridge St # 860, Breckenridge, CO, 80424
Travelers Co-West Of Frisco 610 MAIN ST, FRISCO, CO, 80443
State Farm Jeff Leonard 1620 Grand Ave Ste A, Glenwood Spgs, CO, 81601-3858
Liberty Mutual Independent South Park Insurance Services 551 FRONT ST, FAIRPLAY, CO, 80440

Cost Of Homeowners Insurance By Street Near Basalt, CO

Streets in Basalt Area Homeowners Insurance Cost
62 County Road 113, Green Meadow Dr, Village Ct, Fox Run Dr, Elk Mt Dr, Valley Ct, Ronce Ln, Yuma, Arawk Way, Park Cir$1,031
Riverside Dr, McLaughlin Ln, Vicksburg Ln, Spring Park Ranch Rd, Oak Ridge Dr, Upper Cattle Creek Rd, Lakeside Dr, Roaring Fork Ct, Midland Spr, Crown Mountain Dr$1,038
State Hwy 82, Sierra Vis, Sunny Ave, Elk Range Dr, Elk Range Rd, Badger Rd, Black Bear, Jules Way, Ash Ct, Rangeview Ct$968
Greenway Dr, Ute, Pinon Pl, Eagle St, Apache Dr, Bridger Dr, Nu Rd, Easy St, Stackyard Ln, Lake Ct$918
E Valley Rd, E Sopris Dr, Sopris Mesa Pl, Homestead Dr, Trail Gulch Rd, Timberwolf, Hwy 82, Wapiti Way, Cedar Dr, Alto Ln$1,051

Basalt, CO Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Basalt$143 to $151
Woody Creek$168
Pitkin County$150
Aspen$151

Basalt, CO Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Woody Creek CDP, Colorado $141 $187 $281
Pitkin County, Colorado $126 $167 $251
Aspen CCD, Pitkin County, Colorado $126 $168 $252

Basalt, CO Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Basalt, CO3.5%12.5%
Pitkin County4.2%11.36%
Aspen4.96%11.55%
El Jebel3.52%13.94%

Basalt Renters Insurance as a Percentage of Rent

Basalt Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$500 to $749 94 13.0% $1878
$750 to $999 133 19.0% $2628
$1,000 to $1,499 107 15.0% $3753
$1,500 or more 361 51.0% $5403

Basalt, CO Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$600$3,600
Yearly Basalt Homeowner Insurance Premium Example $2,300$1,700
Out of Pocket Expense During Claim$600$3,600
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $19,000$17,200
Net Savings to Basalt Home Owner from High Deductible Plan $1,800

Basalt, CO Home Insurance Costs With Home Replacement Value Scenarios

Scenario Basalt, CO Home Replacement Value MORE than Home Value Basalt, CO Home Replacement Value LESS than Home Value
Replacement Value $440,500 $258,000
Insurance Premium based on Replacement Value $2,025 $1,175
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $100,000 Risk Exposure from Under Insuring Coverage is $82,500
Premium Impact Insurance cheaper by $375/year Insurance costlier by $475/year

Example Basalt Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualAmerican Family InsuranceAmica Mutual Insurance Company
Monthly Premium 187143229
Year Built 201419881991
Home Details 3 Beds, 1 Baths4 Beds, 3 Baths5 Beds, 2 Baths
Coverage Amount $400000-$500000$500000-$600000$800000-$900000
Deductible $500 Deductible$5000 to $10,000 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Basalt, CO from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2014 545,000 Asphalt Shingles Roof 2,190 3 > $10,000 Deductible 160 2 Fiber-Cement Siding yes
1993 540,000 Membrane Roof 2,100 3 $500- $1000 Deductible 2060 7 Stone Siding yes
1996 455,000 Asphalt Shingles Roof 1,860 3 $2500-$5000 Deductible 1190 9 Fiber-Cement Siding No
2006 670,000 Slate Shingles Roof 2,590 4 > $10,000 Deductible 440 4 Brick siding yes
1985 570,000 Wood Shake Roof 2,680 4 $1000-$2500 Deductible 2660 12 Stucco siding No
2000 625,000 Wood Shake Roof 2,640 5 $2500-$5000 Deductible 380 2 Brick siding No
2011 970,000 Composition Roof 3,560 5 $2500-$5000 Deductible 2610 10 Vinyl siding No
2009 485,000 Slate Shingles Roof 1,900 3 $2500-$5000 Deductible 170 1 Stucco siding yes
1991 880,000 Composition Roof 2,920 5 > $10,000 Deductible 1920 9 Wood siding No
1987 815,000 Tile Roof 2,950 4 $5000 to $10,000 Deductible 2090 9 Stone Siding yes
2012 330,000 Composition Roof 1,300 3 $2500-$5000 Deductible 90 1 Vinyl siding No
2010 485,000 Asphalt Shingles Roof 2,090 5 $1000-$2500 Deductible 890 4 Brick siding yes
1987 495,000 Membrane Roof 2,350 4 $500 Deductible 2640 12 Stone Siding No
2010 520,000 Membrane Roof 1,940 5 $1000-$2500 Deductible 2290 12 Vinyl siding yes
2006 725,000 Membrane Roof 2,330 3 $500 Deductible 1610 8 Brick siding yes
1993 530,000 Asphalt Shingles Roof 1,790 4 $1000-$2500 Deductible 220 1 Fiber-Cement Siding yes
1988 780,000 Tile Roof 2,590 5 > $10,000 Deductible 1070 7 Vinyl siding yes
2000 435,000 Tile Roof 1,880 4 $1000-$2500 Deductible 990 8 Stone Siding No
2001 465,000 Tile Roof 1,740 3 $500 Deductible 1540 8 Stucco siding yes
1999 1,175,000 Membrane Roof 4,910 5 $2500-$5000 Deductible 2980 10 Wood siding No
1995 545,000 Asphalt Shingles Roof 2,540 5 $5000 to $10,000 Deductible 900 5 Brick siding yes
1995 725,000 Membrane Roof 3,210 5 $5000 to $10,000 Deductible 1950 10 Stone Siding No
1994 475,000 Composition Roof 1,790 3 > $10,000 Deductible 1330 9 Wood siding No
1985 725,000 Metal Roof 2,920 4 $2500-$5000 Deductible 2280 9 Brick siding No
2014 575,000 Composition Roof 2,350 3 $5000 to $10,000 Deductible 1490 9 Stucco siding yes
1985 450,000 Shingles Roof 2,130 3 $5000 to $10,000 Deductible 1500 10 Brick siding yes
2002 565,000 Wood Shake Roof 1,990 5 $2500-$5000 Deductible 1940 9 Stucco siding yes
1998 565,000 Membrane Roof 2,310 4 $1000-$2500 Deductible 230 1 Wood siding No