Barstow Insurance Rates:

Barstow, CA homeowners insurance is nearly $499 to $679, about $41-$56/month. Our extensive guide indicates shoppers can save as much as $235 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
I also like that the staff of the place i go is always very friendly and helpful, they know how to keep someone coming back.
State Farm
Some of the quotes on payments can be a little high at times or payment options
Stillwater Insurance Group
Stillwater offers affordably priced rental and home insurance. pay a low fee once a year and you can forget about it!
Geico
The communication has been concise and honest. The representatives are quick to reply and transparent.
State Farm
The premium amount is comparatively very low and affordable. Whereas in other insurance companies premium is very high. It’s worth also
State Farm
I like that the website stays current with trends and important features. They really listen to what the customers are wanting out of the app and update it frequently.
State Farm
I haven't really contacted them since signing up a year and a half ago, but there were good. They knew what they were talking about and were able to answer all of my questions.

Barstow, CA Homeowners Insurance By Home Value

Barstow, CA Home Value Total Homes % of Total Average Barstow, CA Homeowners Insurance
Less than $50,000 967 12.0% $105
$50,000 to $59,999 340 4.0% $229
$60,000 to $69,999 238 2.0% $282
$70,000 to $79,999 411 5.0% $329
$80,000 to $89,999 633 7.0% $370
$90,000 to $99,999 396 4.0% $417
$100,000 to $124,999 970 12.0% $482
$125,000 to $149,999 608 7.0% $599
$150,000 to $174,999 1,018 12.0% $711
$175,000 to $199,999 509 6.0% $823
$200,000 to $249,999 1,091 13.0% $987
$250,000 to $299,999 422 5.0% $1205
$300,000 to $399,999 387 4.0% $1534

Top Home Insurance Agents Near Barstow, CA

Home Insurance Company Near Barstow, CA Homeowners Insurance Agency Near Barstow, CA Address
Farmers David Lopez Csp 14359 Amargosa Rd Ste F, Victorville, CA, 92392
Liberty Mutual Independent Isu Insurance Services-Armac Agency 17177 YUMA ST, VICTORVILLE, CA, 92395
State Farm Jerry Klein 16360 Main St, Hesperia, CA, 92345-3548
Allstate Rick Adams 9892 I Ave Ste 1, Hesperia, CA, 92345
State Farm Ryan Crosby 989 Armory Rd, Barstow, CA, 92311-5459

Cost Of Homeowners Insurance By Street Near Barstow, CA

Streets in Barstow Area Homeowners Insurance Cost
Windy Pass, Nalatapa Rd, Leonan Dr, Torres Ave, Mulinax Rd, Senita Dr, Dorchester Rd, Club St, Clippen Rd, Walkins Rd$584
Locust Rd, Second Ave S, Macdowell Dr, Omor Dr, Santa Catalina Ave, Delaney Rd, Paradise Springs Rd, W Fredricks St, Johnson St, Pleasant Way$586
Crofton St, Burnt Tree Rd, Granada Rd, Date Ct, Leona Rd, Robina Ct, Dotame Rd, Mother Lode Rd, Good Water Ct, Gates Rd$597
Harper Lake Rd, Bristol Ln, Shallow Springs Rd, Forest Ave, Tripoli Ave, Athens St, Nebo St, Eaglespur Rd, Meridian Rd, Salem Ave$596
Agarita Ave, Adele Dr, Brucite Rd, Main St E, Apache Ave, Saipan Ave, Tulaga St, Inchon St, Norfolk Rd, Ash Rd$584
Sherri Ln, P St, Rialto Dr, Running Breeze Rd, Pipe Line Rd, Agave Dr, Afton St, Cape Gloucester Ave, Sweetpea Ave, Chiantos Rd$587
Banyon St, Flint Rd, Waalew Ct, May St, Yermo Access Rd, Aberdeen Ln, Cam del Sol, Plaina Rd, Owens Ave, Siderite Rd$588
Radio Rd, Blossom Ct, Roberta St, Galleon Ln, Ruby Ct, Rock Springs Ave, State 18 Oh, Golden, Harp St, E Grace St$585
Howard Rd, Chicago Rd, Valdez Rd, Strawberry Ln, Basalt Rd, Lewis Ranch Rd, Orton St, Tapadero Rd, del Monico Rd, Joseph L Boll Ave$586
Jones Rd, Birch Ct, Cactus Trl, Ponnay St, Sunflower Ct, W Buena Vista St, Bejoal St, Ave A, Cam del Norte, Wadena Rd$584

Barstow, CA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Barstow$88 to $90
Lenwood$87
Silver Lakes$90
Victorville-Hesperia$88

Barstow, CA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Lenwood CDP, California $87 $116 $174
Silver Lakes CDP, California $90 $120 $180
Boron CDP, California $87 $116 $174

Barstow, CA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Barstow, CA3.7%12.8%
Lenwood4.62%13.72%
Silver Lakes3.3%11.6%
Boron5.02%19.1%

Barstow Renters Insurance as a Percentage of Rent

Barstow Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 69 1.0% $356
$200 to $299 114 1.0% $806
$300 to $499 709 12.0% $1256
$500 to $749 1,481 25.0% $1931
$750 to $999 1,071 18.0% $2681
$1,000 to $1,499 1,860 32.0% $3806
$1,500 or more 408 7.0% $5456

Average Cost Of Home Insurance By Company In Areas Nearby Barstow For Different Scenarios

Coverage ($) Deductible ($) Age of home Company Average homeowners insurance premium ($)
2500001000NewFarmers (Fire Ins)816
300000500NewFirst American Ins678
5000001000NewIntegon/National1093
5000001000NewLiberty Ins Corp768
5000002500NewBankers Standard1513
7500002500NewCalifornia Capital1137
7500002500NewMAPFRE Group1533
1500005001-3 YearsMercury Ins Group340
1500005001-3 YearsStillwater Prop & Cas Co462
40000010001-3 YearsKemper1006
50000010001-3 YearsWestern Mutual/Residence1205
50000025001-3 YearsStillwater Prop & Cas Co747
1500005004-6 YearsAIG Prop Cas764
1500005004-6 YearsKemper652
3000005004-6 YearsGeneral Ins518
40000010004-6 YearsBankers Standard1896
40000010004-6 YearsHomesite1061
40000010004-6 YearsMercury Ins Group622
50000010004-6 YearsAIG Prop Cas1934
50000010004-6 YearsEncompass2058
50000025004-6 YearsAmerican Modern1394
50000025004-6 YearsAmerican Security1951

Barstow, CA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$600$1,600
Yearly Barstow Homeowner Insurance Premium Example $500$300
Out of Pocket Expense During Claim$600$1,600
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $4,600$4,000
Net Savings to Barstow Home Owner from High Deductible Plan $600

Barstow, CA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Barstow, CA Home Replacement Value MORE than Home Value Barstow, CA Home Replacement Value LESS than Home Value
Replacement Value $205,000 $131,500
Insurance Premium based on Replacement Value $725 $450
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $31,000 Risk Exposure from Under Insuring Coverage is $42,500
Premium Impact Insurance cheaper by $150/year Insurance costlier by $125/year

Example Barstow Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualState FarmGEICO Insurance
Monthly Premium 183542
Year Built 196320121985
Home Details 2 Beds, 1 Baths4 Beds, 3 Baths5 Beds, 2 Baths
Coverage Amount $100000-$125000$200000-$250000$175000-$200000
Deductible $1000-$2500 Deductible$2500-$5000 Deductible$500 Deductible

Sample Home Insurance Rates for Barstow, CA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1974 105,000 Composition Roof 1,330 3 $2500-$5000 Deductible 70 3 Brick siding yes
1994 295,000 Membrane Roof 3,170 4 $5000 to $10,000 Deductible 290 8 Wood siding No
1965 115,000 Tile Roof 1,290 2 $1000-$2500 Deductible 200 10 Fiber-Cement Siding yes
1988 105,000 Tile Roof 1,410 2 $500 Deductible 250 9 Fiber-Cement Siding yes
1998 375,000 Shingles Roof 5,000 5 > $10,000 Deductible 640 12 Brick siding yes
1972 470,000 Asphalt Shingles Roof 4,700 5 > $10,000 Deductible 500 7 Stucco siding yes
1974 105,000 Asphalt Shingles Roof 1,040 2 $500- $1000 Deductible 60 2 Wood siding yes
1991 170,000 Membrane Roof 1,980 4 $500- $1000 Deductible 110 4 Stone Siding No
1985 175,000 Wood Shake Roof 2,340 3 $500- $1000 Deductible 50 1 Fiber-Cement Siding No
1975 385,000 Wood Shake Roof 3,890 5 $2500-$5000 Deductible 910 12 Wood siding No
1964 155,000 Shingles Roof 1,620 3 $2500-$5000 Deductible 120 6 Wood siding yes
2013 165,000 Asphalt Shingles Roof 2,310 3 $2500-$5000 Deductible 300 9 Fiber-Cement Siding No
2011 135,000 Asphalt Shingles Roof 1,780 5 $500 Deductible 40 1 Fiber-Cement Siding No
1962 250,000 Metal Roof 3,110 4 $500- $1000 Deductible 180 4 Stone Siding yes
1961 255,000 Tile Roof 3,180 4 $500- $1000 Deductible 630 9 Stucco siding yes
2012 365,000 Wood Shake Roof 3,600 5 $1000-$2500 Deductible 1160 12 Wood siding No
1985 170,000 Asphalt Shingles Roof 2,290 3 $500- $1000 Deductible 40 1 Stone Siding yes
1993 310,000 Wood Shake Roof 3,370 5 $5000 to $10,000 Deductible 170 5 Vinyl siding yes
1960 265,000 Membrane Roof 3,420 5 $2500-$5000 Deductible 570 9 Stone Siding yes
2010 150,000 Wood Shake Roof 1,700 4 $500 Deductible 300 6 Wood siding No
1964 250,000 Tile Roof 2,670 5 $5000 to $10,000 Deductible 170 5 Stucco siding yes
1982 185,000 Shingles Roof 1,890 4 $500 Deductible 170 5 Fiber-Cement Siding yes
1977 75,000 Shingles Roof 970 2 $500 Deductible 150 9 Brick siding No
1994 115,000 Metal Roof 1,720 4 $2500-$5000 Deductible 110 4 Stucco siding No
1995 80,000 Membrane Roof 1,000 2 $2500-$5000 Deductible 40 3 Fiber-Cement Siding No