Barnegat Insurance Rates:

Barnegat, NJ homeowners insurance is roughly $709 to $964, about $59-$80/month. Our complete guide indicates shoppers can save upto $334 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
They still cling to the local insurance agent strategy. i no longer want to talk to a local agent. it's far easier just to do everything online.
State Farm Insurance
I do not like that the my homeowners insurance policy is not withdrawn from my checking account on the exact same day of the month every month. the date that it will be taken out varies by up to 5 days month to month. i would prefer it only vary if the due date were to fall on a sunday.
Geico
In the case of any claims, they are prompt and through with their investigation and their claims specialists are absolutely the best.

Barnegat, NJ Homeowners Insurance By Home Value

Barnegat, NJ Home Value Total Homes % of Total Average Barnegat, NJ Homeowners Insurance
Less than $50,000 331 5.0% $75
$100,000 to $124,999 208 3.0% $343
$125,000 to $149,999 144 2.0% $435
$150,000 to $174,999 579 8.0% $510
$175,000 to $199,999 540 8.0% $594
$200,000 to $249,999 1,290 19.0% $711
$250,000 to $299,999 1,427 21.0% $870
$300,000 to $399,999 1,816 27.0% $1104

Top Home Insurance Agents Near Barnegat, NJ

Home Insurance Company Near Barnegat, NJ Homeowners Insurance Agency Near Barnegat, NJ Address
NA The Reinard Insurance Agency Inc 349 Bustleton Pike Feasterville, Lower Southampton Township, PA, 19053
Travelers Dunhour Agency Inc 44 Tanner St, Haddonfield, NJ, 8033
Nationwide John J Rendino Iii 8731 Frankford Ave, Philadelphia, PA, 19136-2126
Travelers Marks Insurance Group Inc 1218 CLEMENTS BRIDGE RD, DEPTFORD, NJ, 8096
Allstate Stephanie Stranieri 6 Township Line Rd, Elkins Park, PA, 19027

Cost Of Homeowners Insurance By Street Near Barnegat, NJ

Streets in Barnegat Area Homeowners Insurance Cost
Valley Stream Pl, Tara Ct, Jolly Roger Rd, Watt Ave, Swordfish Rd, Sovereign Rd, Joan Ct, Casey Ct, Breeze Ter, Lexington Ct$839
Ruth Rd, Jurymast Ave, Janelle Dr, Clinton Ct, Lower Shore Rd, Battery Ct, Silver Lake Dr, Lee Ct, Old Brookville Rd, Cardinal Pl$838
Von Steuben Ct, Melissa Ct, Lamp Post Dr, Whaler Ave, Green Ct, Turtle Creek Run, Spring Lake Ct, Hearth Ct, Robin Rd, Sandy Bottom Ln$842
Pine Ave, Ensign Ave, Taylor Ln, Cove Ct, Roxbury Dr, Burr St Exd, Brighton Rd, Water St, Village Dr, Hickory Cir$854
Edgewater Path, Driftwood Ct, Cobblestone Dr, Robin Ln, Avalon Ave, Benjamin Ct, Fresno St, James Hollow Dr, Mediterranean Ct, Foremast Ave$846

Barnegat, NJ Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Barnegat$125 to $127
Ocean Acres$126
Stafford$127
Beach Haven West$130

Barnegat, NJ Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Ocean Acres CDP, New Jersey $105 $140 $210
Stafford township, Ocean County, New Jersey $106 $141 $212
Waretown CDP, New Jersey $106 $141 $211

Barnegat, NJ Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Barnegat, NJ3.4%9.1%
Ocean Acres3.24%9.84%
Stafford3.19%9.32%
Waretown3.45%8.14%

Barnegat Renters Insurance as a Percentage of Rent

Barnegat Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 16 1.0% $789
$500 to $749 26 3.0% $1914
$750 to $999 36 4.0% $2664
$1,000 to $1,499 416 48.0% $3789
$1,500 or more 362 42.0% $5439

Barnegat, NJ Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$900$2,900
Yearly Barnegat Homeowner Insurance Premium Example $1,300$900
Out of Pocket Expense During Claim$900$2,900
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $11,300$10,100
Net Savings to Barnegat Home Owner from High Deductible Plan $1,200

Barnegat, NJ Home Insurance Costs With Home Replacement Value Scenarios

Scenario Barnegat, NJ Home Replacement Value MORE than Home Value Barnegat, NJ Home Replacement Value LESS than Home Value
Replacement Value $327,500 $246,500
Insurance Premium based on Replacement Value $1,925 $1,450
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $33,500 Risk Exposure from Under Insuring Coverage is $47,500
Premium Impact Insurance cheaper by $275/year Insurance costlier by $200/year

Example Barnegat Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualGEICO InsuranceChubb Group of Insurance
Monthly Premium 6998192
Year Built 198020131992
Home Details 3 Beds, 1 Baths4 Beds, 2 Baths5 Beds, 4 Baths
Coverage Amount $200000-$250000$350000-$400000$700000-$800000
Deductible $5000 to $10,000 Deductible$2500-$5000 Deductible> $10,000 Deductible

Sample Home Insurance Rates for Barnegat, NJ from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1990 495,000 Composition Roof 3,370 5 $5000 to $10,000 Deductible 650 5 Vinyl siding No
2000 820,000 Slate Shingles Roof 4,990 5 > $10,000 Deductible 1530 10 Stone Siding No
1984 200,000 Slate Shingles Roof 1,510 3 $2500-$5000 Deductible 170 3 Stone Siding No
2014 265,000 Wood Shake Roof 2,250 3 $500 Deductible 1620 10 Stucco siding yes
2000 335,000 Tile Roof 2,220 4 $500- $1000 Deductible 1910 12 Brick siding No
2003 720,000 Shingles Roof 4,870 5 > $10,000 Deductible 410 2 Stone Siding No
2005 360,000 Composition Roof 3,030 4 $500- $1000 Deductible 150 1 Stucco siding No
1995 520,000 Metal Roof 4,050 5 $2500-$5000 Deductible 1720 8 Wood siding yes
1996 660,000 Shingles Roof 4,610 5 $1000-$2500 Deductible 1880 9 Vinyl siding No
2009 265,000 Slate Shingles Roof 2,160 3 $1000-$2500 Deductible 120 1 Vinyl siding yes
1989 135,000 Shingles Roof 1,220 3 $1000-$2500 Deductible 640 12 Stone Siding yes
2012 400,000 Wood Shake Roof 2,430 5 $500 Deductible 1740 8 Brick siding No
2009 210,000 Shingles Roof 1,560 3 $1000-$2500 Deductible 560 9 Fiber-Cement Siding No