Bangor, ME homeowners insurance is about $561 to $761, about $46-$63/month. Our exhaustive guide shows customers can save as much as $264 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Bangor, ME | Homeowners Insurance Agency Near Bangor, ME | Address |
|---|---|---|
| Travelers | Ghm Agency | 51 MAIN ST, WATERVILLE, ME, 4901 |
| Travelers | The One Maine Insurance Llc | 792 MAIN RD N, HAMPDEN, ME, 4444 |
| Liberty Mutual Independent | Brown & Milliken Agency | 67 Foster St, Ellsworth, ME, 4605 |
| Travelers | Cross Insurance-Union | 1719 HEALD HWY, UNION, ME, 4862 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Veazie town, Penobscot County, Maine | $83 | $111 | $166 |
| Orono town, Penobscot County, Maine | $85 | $113 | $169 |
| Brewer city, Maine | $83 | $111 | $166 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Bangor, ME | 4.1% | 10.1% |
| Veazie | 3.57% | 11.41% |
| Orono | 3.85% | 9.16% |
| Brewer | 3.94% | 10.04% |
| Bangor Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 355 | 4.0% | $343 |
| $200 to $299 | 362 | 4.0% | $793 |
| $300 to $499 | 566 | 7.0% | $1243 |
| $500 to $749 | 2,644 | 34.0% | $1918 |
| $750 to $999 | 2,433 | 31.0% | $2668 |
| $1,000 to $1,499 | 1,111 | 14.0% | $3793 |
| $1,500 or more | 147 | 1.0% | $5443 |
| Streets in Bangor Area | Homeowners Insurance Cost |
|---|---|
| Montgomery St, Palm St, Sunny Hollow Pl, Rice St, Pushaw Rd, Buck St, Kossuth St, Blue Hill W, Gilman Plz, Rolling Meadow Dr | $651 |
| Clark Ave, College Cir, Bowdoin Pl, Cherry Ln, Woodview Dr, Bower St, Hillside Ave, Chase Rd, Sanford St, Grace Ct | $652 |
| Doane St, Mount Desert Dr, Dillingham St, Dole Ct, Pleasantview Ave, Bangor Mall Blvd, Mildred Ave, Haskell Rd, Fawn Ct, Dayton St | $661 |
| Graham Ave N, Telcom Dr, Parkview Ave, Falvey St, Cottage St, Wingate Ct, Tyler Ave, Center Street Ave, Yale St, Parker St | $654 |
| Frances St, Dunning Blvd, Newbury St, Alder Ln, Banair Rd, Pond St, Union Pl, Fountain St, Finson Rd, Nicole Ct | $648 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Bangor | $98 to $101 |
| Veazie | $100 |
| Orono | $101 |
| Brewer | $99 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $700 | $2,700 |
| Yearly Bangor Homeowner Insurance Premium Example | $1,000 | $600 |
| Out of Pocket Expense During Claim | $700 | $2,700 |
| Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim | $7,700 | $6,900 |
| Net Savings to Bangor Home Owner from High Deductible Plan | $800 | |
| Scenario | Bangor, ME Home Replacement Value MORE than Home Value | Bangor, ME Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $164,000 | $115,500 |
| Insurance Premium based on Replacement Value | $925 | $650 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $31,000 | Risk Exposure from Under Insuring Coverage is $17,500 |
| Premium Impact | Insurance cheaper by $100/year | Insurance costlier by $175/year |
| Insurance Company | Travelers | Allstate | Farmers Insurance |
| Monthly Premium | 195 | 85 | 29 |
| Year Built | 1968 | 1949 | 1982 |
| Home Details | 5 Beds, 4 Baths | 4 Beds, 1 Baths | 2 Beds, 1 Baths |
| Coverage Amount | $400000-$500000 | $250000-$300000 | $50000-$75000 |
| Deductible | $500 Deductible | $1000-$2500 Deductible | $500 Deductible |