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Bangor, ME Home Values & Insurance Rates

Bangor, ME Home Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 508 8.0% $105
$50,000 to $59,999 74 1.0% $231
$60,000 to $69,999 137 2.0% $290
$70,000 to $79,999 130 2.0% $330
$80,000 to $89,999 257 4.0% $376
$90,000 to $99,999 233 3.0% $423
$100,000 to $124,999 991 15.0% $489
$125,000 to $149,999 989 15.0% $614
$150,000 to $174,999 955 15.0% $727
$175,000 to $199,999 739 11.0% $839
$200,000 to $249,999 673 10.0% $1011
$250,000 to $299,999 382 6.0% $1236
$300,000 to $399,999 178 2.0% $1566

Top Home Insurance Agents Near Bangor, ME

Home Insurance Company Near Bangor, ME Homeowners Insurance Agency Near Bangor, ME Address
NA Schoodic Insurance Services 79 Main St, Milbridge, ME, 4658
Liberty Mutual Independent Brown & Milliken Agency 67 Foster St, Ellsworth, ME, 4605
Travelers Cross Insurance-Union 1719 HEALD HWY, UNION, ME, 4862
Travelers Ghm Agency 51 MAIN ST, WATERVILLE, ME, 4901
Travelers The One Maine Insurance Llc 792 MAIN RD N, HAMPDEN, ME, 4444

Estimated Home Insurance By Street Area Near Bangor, ME

Bangor Area Estimated House Insurance
Montgomery St, Palm St, Sunny Hollow Pl, Rice St, Pushaw Rd, Buck St, Kossuth St, Blue Hill W, Gilman Plz, Rolling Meadow Dr$651
Clark Ave, College Cir, Bowdoin Pl, Cherry Ln, Woodview Dr, Bower St, Hillside Ave, Chase Rd, Sanford St, Grace Ct$652
Doane St, Mount Desert Dr, Dillingham St, Dole Ct, Pleasantview Ave, Bangor Mall Blvd, Mildred Ave, Haskell Rd, Fawn Ct, Dayton St$661
Graham Ave N, Telcom Dr, Parkview Ave, Falvey St, Cottage St, Wingate Ct, Tyler Ave, Center Street Ave, Yale St, Parker St$654
Frances St, Dunning Blvd, Newbury St, Alder Ln, Banair Rd, Pond St, Union Pl, Fountain St, Finson Rd, Nicole Ct$648

Savings on home insurance for senior occupied homes

PlaceSavings
Bangor$98 to $101
Veazie$100
Orono$101
Brewer$99

Bangor, ME Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Bangor, ME4.1%10.1%
Veazie3.57%11.41%
Orono3.85%9.16%
Brewer3.94%10.04%

Bangor Renters Insurance as a Percentage of Rent

Bangor Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 355 4.0% $343
$200 to $299 362 4.0% $793
$300 to $499 566 7.0% $1243
$500 to $749 2,644 34.0% $1918
$750 to $999 2,433 31.0% $2668
$1,000 to $1,499 1,111 14.0% $3793
$1,500 or more 147 1.0% $5443

Bangor, ME Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$700$2,700
Yearly Bangor Homeowner Insurance Premium Example $1,000$600
Out of Pocket Expense During Claim$700$2,700
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $7,700$6,900
Net Savings to Bangor Home Owner from High Deductible Plan $800

Bangor, ME Home Insurance Costs With Home Replacement Value Scenarios

Scenario Bangor, ME Home Replacement Value MORE than Home Value Bangor, ME Home Replacement Value LESS than Home Value
Replacement Value $164,000 $115,500
Insurance Premium based on Replacement Value $925 $650
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $31,000 Risk Exposure from Under Insuring Coverage is $17,500
Premium Impact Insurance cheaper by $100/year Insurance costlier by $175/year

Example Bangor Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company TravelersAllstateFarmers Insurance
Monthly Premium 1958529
Year Built 196819491982
Home Details 5 Beds, 4 Baths4 Beds, 1 Baths2 Beds, 1 Baths
Coverage Amount $400000-$500000$250000-$300000$50000-$75000
Deductible $500 Deductible$1000-$2500 Deductible$500 Deductible

Bangor, ME Auto & Home Insurance Bundling Discounts

Place 1 Car Bundle Savings 2 Car Bundle Savings 3 Car Bundle Savings
Veazie town, Penobscot County, Maine $83 $111 $166
Orono town, Penobscot County, Maine $85 $113 $169
Brewer city, Maine $83 $111 $166

Sample Home Insurance Rates for Bangor, ME from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1962 225,000 Metal Roof 2,240 5 > $10,000 Deductible 620 12 Vinyl siding yes
1980 105,000 Slate Shingles Roof 1,270 2 $500- $1000 Deductible 460 9 Fiber-Cement Siding yes
1964 280,000 Asphalt Shingles Roof 3,270 5 $500 Deductible 190 2 Brick siding No
1982 405,000 Slate Shingles Roof 4,240 5 $5000 to $10,000 Deductible 210 2 Stucco siding yes
1988 285,000 Membrane Roof 3,670 5 $2500-$5000 Deductible 780 8 Brick siding No
1999 175,000 Metal Roof 1,900 5 $5000 to $10,000 Deductible 240 5 Brick siding No
1949 165,000 Wood Shake Roof 1,790 3 $500 Deductible 400 6 Stone Siding No
1983 135,000 Metal Roof 1,540 5 $1000-$2500 Deductible 650 12 Vinyl siding No
1984 300,000 Wood Shake Roof 3,820 5 $5000 to $10,000 Deductible 320 5 Vinyl siding No
1986 165,000 Wood Shake Roof 1,870 3 $1000-$2500 Deductible 530 7 Wood siding No
1947 125,000 Wood Shake Roof 1,670 4 $1000-$2500 Deductible 50 1 Fiber-Cement Siding yes
1941 130,000 Wood Shake Roof 1,570 2 $500- $1000 Deductible 460 10 Brick siding No
1960 190,000 Metal Roof 1,810 4 $500 Deductible 450 6 Fiber-Cement Siding yes
1983 180,000 Membrane Roof 1,654 3 $1000-$2500 Deductible 430 5 Stucco siding yes