How Much Does Baltimore, MD Home Insurance Cost?
Baltimore, MD Average Homeowners Insurance Cost
$729
Homeowners Insurance Cost - Baltimore, MD
$153,200
Median Home Value - Baltimore, MD
Baltimore, MD Homeowners Insurance Cost Based on Deductible
| Deductible | Home Insurance Cost Discount | Homeowners Insurance Cost |
|---|---|---|
| $500 Deductible | -$8.75 | $720.25 |
| $1000 Deductible | -$77.42 | $651.58 |
| $1500 Deductible | -$115.62 | $613.38 |
| $2000 Deductible | -$172.19 | $556.81 |
| $2500 Deductible | -$205.58 | $523.42 |
Baltimore, MD Homeowners Insurance Cost by on Age of Home
| Age of Home | Home Insurance Cost Discount/Excess | Home Insurance Cost |
|---|---|---|
| Newly Constructed Home | -$197 | $532 |
| 30 year old | +$11 | $740 |
| 40 year old | +$19 | $748 |
| 50 year old | +$28 | $757 |
| Above 50 year old | +$35 | $764 |
Baltimore, MD Homeowners Insurance Cost Based on Construction Type of Home
| Construction Type | Home Insurance Cost Savings | Home Insurance Cost |
|---|---|---|
| Fire Resistive | -$95 | $634 |
| Superior | -$73 | $656 |
| Masonry | -$36 | $693 |
| Brick | -$36 | $693 |
| Hail Resistant Roof | -$15 | $714 |
Baltimore, MD Homeowners Insurance Cost for Homes with Swimming Pools
| Type | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Owning A Swimming Pool | +$15 | $744 |
| Swimming Pool With A Diving Board | +$29 | $758 |
| Swimming Pool With Slide | +$44 | $773 |
Baltimore, MD Homeowners Insurance Discounts for Homes Near Public Safety Departments
| Type | Homeowners Insurance Cost Savings | Homeowners Insurance Cost |
|---|---|---|
| Fire Station | $22 | $707 |
| Police Department | $7 | $722 |
Baltimore, MD Homeowners Insurance Percentage Increase Based on Claims Filed
| Type of Claim | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Filing a Second Fire Claim | +$306.18 | $1,035 |
| Filing a Second Liability Claim | +$277.02 | $1,006 |
| Filing a Second Theft Claim | +$277.02 | $1,006 |
| Filing a Second Water Claim | +$240.57 | $970 |
| Filing a Fire Claim | +$145.8 | $875 |
| Filing a Liability Claim | +$138.51 | $868 |
| Filing a Theft Claim | +$138.51 | $868 |
| Filing a Water Claim | +$116.64 | $846 |
| Filing a Weather Claim | +$116.64 | $846 |