How To Make Your Baltimore, MD Home Insurance Cheaper
Baltimore, MD, homeowners insurance is about $729. V Home Insurance detailed analysis provides guidance to shoppers by choosing the right insurance provider for factors such as home value, coverage, and deductible. Enter your Zip Code below and click “GO” to get multiple free quotes.
Cost of Baltimore, MD Homeowners Insurance by Home Value and Household Income
| Nearby Places | Median Home value ($) | Median Household Income ($) | Premium Range |
|---|---|---|---|
| Parkville | 195,700 | 3,889 | $803 |
| Ferndale | 237,100 | 7,497 | $880 |
| New Carrollton | 245,000 | 15,972 | $895 |
| Stevensville | 356,400 | 13,433 | $1,175 |
Homeowners Insurance Comparison for the Cheapest Premiums in Baltimore, MD
| USAA | Nationwide | GEICO | |
| Median Home Value ($) | 153,200 | 153,200 | 153,200 |
| Age of Home | Newly Constructed Home | Year 50 Old | Year 30 Old |
| Home Coverage ($) | $400,000 -$499,999 | $300,000 -$399,999 | $300,000 -$399,999 |
| Total Premium ($) | $1,822.8 | $2,298.7 | $2,103.9 |
Cost of Baltimore, MD Home insurance Premium for Different Deductibles
| Company | Deductible ($) | Coverage value | Insurance premium ($) |
|---|---|---|---|
| Horace Mann Educators Corporation | 500 | $175,000-$199,999 | 782.1 |
| Safeco Insurance | 1000 | $1500,000-$2000,000 | 3,755.1 |
| Amica Mutual Insurance | 1000 | $300,000-$399,999 | 1,811.7 |
| Universal Property & Casualty Insurance Company | 500 | $200,000-$249,999 | 920.2 |
| Encompass Insurance | 2500 | $150,000-$174,999 | 468.1 |
| MetLife | 2000 | $175,000-$199,999 | 661.1 |
| GEICO | 2000 | $1500,000-$2000,000 | 3,310.9 |
| The Hartford | 1000 | $400,000-$499,999 | 2,145.8 |
| Liberty Mutual | 500 | $1000,000-$1499,999 | 3,648.0 |
| USAA | 2500 | $400,000-$499,999 | 1,661.2 |