Baltimore Insurance Rates:

Baltimore, MD homeowners insurance is roughly $573 to $774, about $47-$64/month. Our in depth research reveals consumers can save upto $269 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Southern Mutual Insurance Company
Southern mutual insurance company is known in our community as being a great company to purchase insurance from.
Esurance
They don't have a physical office. if i am to have an issue, i'd like to talk to someone in person and not on the phone or internet.
Allstate
Using the allstate app to make a claim is very easy, helps me to save time and get all the information as i need.

Baltimore, MD Homeowners Insurance By Home Value

Baltimore, MD Home Value Total Homes % of Total Average Baltimore, MD Homeowners Insurance
Less than $50,000 7,995 7.0% $100
$50,000 to $59,999 2,139 1.0% $215
$60,000 to $69,999 2,868 2.0% $269
$70,000 to $79,999 3,858 3.0% $309
$80,000 to $89,999 5,384 4.0% $349
$90,000 to $99,999 5,688 5.0% $390
$100,000 to $124,999 13,106 12.0% $457
$125,000 to $149,999 11,236 10.0% $572
$150,000 to $174,999 14,379 13.0% $673
$175,000 to $199,999 9,010 8.0% $780
$200,000 to $249,999 14,454 13.0% $935
$250,000 to $299,999 8,718 8.0% $1144
$300,000 to $399,999 9,059 8.0% $1453

Top Home Insurance Agents Near Baltimore, MD

Home Insurance Company Near Baltimore, MD Homeowners Insurance Agency Near Baltimore, MD Address
Travelers Mcnamara Financial 555 RYAN RUN RD STE 101A, YORK, PA, 17404
Nationwide Payne Insurance Agency Inc 3600 14th St NW, Washington, DC, 20010
Travelers Psa Insurance Inc 11311 MCCORMICK RD STE 500, HUNT VALLEY, MD, 21031
State Farm Andy Pyo 374 Maple Ave E Ste 200, Vienna, VA, 22180-4718
Travelers Crawford Yingling Inc 58 W MAIN ST, WESTMINSTER, MD, 21158

Cost Of Homeowners Insurance By Street Near Baltimore, MD

Streets in Baltimore Area Homeowners Insurance Cost
Little Walsh St, Loch Raven Rd, Whitfield Rd, N Haubert St, Merryman Ln, Malvern Ave, Violet Hill White Way, S Durham St, N East Ave, Parr Ave$633
Blyden Rd, Overview Rd, Plymouth Rd, Gloster Ave, Annetta Ave, Violetville Ln, Angelica Ter, N Chapel Gate Ln, Little Stafford St, Ken Oak Rd$675
E Churchill St, Ridgely St, Joh Ave, Walnut Ave, Pembridge Ave, Everett St, Glenarm Ave, Boyer St, Elmora Ave, McKean Ave$734
Frankfurst Ave, Darley Ave, Delmont Ave, Williamson Ave, Mince Aly, 4th St, Lothian Rd, Queen Anne Rd, Manorview Rd, Talbot Rd$676
Lorman St, Mayfield Ave, Dantrey Ct, Rosalie Ave, Charlotte Ave, Belt St, E Old Coldspring Ln, Yolando Rd, Thomas Ave, Edgehill Ave$704
E Barney St, Mill Race Rd, Hicks Ave, Bryant Ave, Sapp St, Paine St, Quinton St, State Hwy 150, Lawrence St, Jonquil Ave$675
Birchview Ave, Denview Way, Jack St, E 27th St, Broadmoor Rd, Perring Manor Rd, Egerton Rd, Tunlaw Rd, Wilhelm St, Peerless Ave$709
Petrolia Ave, Melbourne Rd, Ethelbert Ave, Chandler Ave, Glade Ct, Fillmore St, E 34th St, Marlow Rd, Evergreen Ave, Beale Ct$655
Lawnview Ave, Belle Ave, W Hoffman St, S Arlington Ave, Comet St, Saint Benedict St, Springdale Ave, Gregor Way, E 36th St, Pelham Ave$676
Edgevale Rd, Menlo Dr, Gelston Dr, Kingston Rd, Abbott St, Rueckert Ave, Eldorado Ave, Hicks Ave, S Madeira St, S Franklintown Rd$669

Baltimore, MD Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Baltimore$100 to $103
Baltimore Highlands$103
Lansdowne$101
Arbutus$104

Baltimore, MD Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Baltimore Highlands CDP, Maryland $86 $114 $171
Lansdowne CDP, Maryland $85 $113 $169
Brooklyn Park CDP, Maryland $86 $115 $172

Baltimore, MD Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Baltimore, MD3.9%11.3%
Baltimore Highlands3.38%12.72%
Lansdowne3.71%13.25%
Brooklyn Park3.47%12.86%

Baltimore Renters Insurance as a Percentage of Rent

Baltimore Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 6,176 5.0% $348
$200 to $299 6,838 5.0% $798
$300 to $499 9,008 7.0% $1248
$500 to $749 17,667 14.0% $1923
$750 to $999 31,385 26.0% $2673
$1,000 to $1,499 34,909 29.0% $3798
$1,500 or more 13,696 11.0% $5448

Baltimore, MD Homeowners Insurance by Zip Code

Zip Code Median Home Value Median Homeowners Insurance
21223 $86,500 $660
21205 $71,200 $650
21210 $445,200 $760
21209 $291,100 $720
21212 $283,200 $710
21231 $278,000 $720
21230 $229,700 $690
21201 $217,900 $700
21202 $216,200 $700
21211 $196,500 $680
21214 $191,400 $690
21224 $183,700 $690
21206 $166,800 $680
21218 $162,500 $680
21239 $161,700 $680
21229 $144,400 $670
21215 $137,800 $670
21217 $114,800 $660
21213 $110,800 $660
21216 $109,400 $660

Average Cost Of Home Insurance By Company In Areas Nearby Baltimore For Different Scenarios

Home Value ($) Deductible ($) Construction Type Age of Home (Years) Company Premium ($)
240,000 500 Frame 35 Aig Property Casualty Co. 1,059
380,000 1,000 Frame 10 Brethren Mutual Insurance Co. 871
330,000 1,000 Masonry 15 Cumberland Mutual Fire Insurance Co. 843
240,000 500 Frame 35 Donegal Mutual Insurance Co. 1,154
330,000 1,000 Masonry 15 Farmers Insurance Exchange 855
240,000 500 Frame 35 Frederick Mutual Insurance Co. 1,031
280,000 500 Frame 25 Horace Mann Insurance Co. 1,194
330,000 1,000 Masonry 15 Standard Guaranty Insurance Co. 2,917
280,000 500 Frame 25 Stillwater P & C Insurance Co. 1,385
240,000 500 Frame 35 Universal North America Insurance Co. 1,082

Baltimore, MD Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,600$2,600
Yearly Baltimore Homeowner Insurance Premium Example $1,000$800
Out of Pocket Expense During Claim$1,600$2,600
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $9,600$9,000
Net Savings to Baltimore Home Owner from High Deductible Plan $600

Baltimore, MD Home Insurance Costs With Home Replacement Value Scenarios

Scenario Baltimore, MD Home Replacement Value MORE than Home Value Baltimore, MD Home Replacement Value LESS than Home Value
Replacement Value $231,500 $154,500
Insurance Premium based on Replacement Value $1,075 $700
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $25,000 Risk Exposure from Under Insuring Coverage is $52,000
Premium Impact Insurance cheaper by $250/year Insurance costlier by $125/year

Example Baltimore Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualGEICO InsuranceChubb Group of Insurance
Monthly Premium 326650
Year Built 195719691943
Home Details 2 Beds, 1 Baths3 Beds, 2 Baths4 Beds, 3 Baths
Coverage Amount $75000-$100000$250000-$300000$125000-$150000
Deductible $1000-$2500 Deductible> $10,000 Deductible$500 Deductible

Sample Home Insurance Rates for Baltimore, MD from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1965 180,000 Metal Roof 1,600 2 $1000-$2500 Deductible 480 6 Stucco siding No
1966 145,000 Membrane Roof 1,280 3 $500 Deductible 80 1 Brick siding yes
1954 105,000 Tile Roof 1,330 2 $2500-$5000 Deductible 310 8 Wood siding yes
1957 215,000 Wood Shake Roof 2,640 4 > $10,000 Deductible 90 2 Vinyl siding No
1942 300,000 Shingles Roof 3,370 4 $5000 to $10,000 Deductible 580 8 Fiber-Cement Siding No
1961 210,000 Shingles Roof 2,010 4 $2500-$5000 Deductible 590 7 Brick siding No
1952 170,000 Slate Shingles Roof 1,670 2 $500- $1000 Deductible 60 1 Wood siding yes
1942 185,000 Composition Roof 2,240 4 $2500-$5000 Deductible 390 6 Stone Siding yes
1940 190,000 Membrane Roof 2,100 3 $5000 to $10,000 Deductible 210 4 Stucco siding yes
1938 270,000 Membrane Roof 1,447 3 $500- $1000 Deductible 290 3 Brick siding No