Baltimore County Insurance Rates:

Baltimore County, MD homeowners insurance is roughly $596 to $806, about $49-$67/month. Our all inclusive analysis indicates shoppers can save upto $280 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

USAA has a lot of things to offer for not only homeowners insurance but other types of policies. They also have worked with us to help reduce our premium based on what we really need.
I haven't really used the company's website much. I have dealt directly with my agent via email and phone. I have no real opinion on their website.
I thought they offered a rebate to those who don't submit claims, but I have not heard anything about actually receiving this.
The only thing I like about the company is that the policy is reasonably priced and seems to cover everything we may need to cover. I'd like a lower hurricane deductible, but I'm not likely to get it, because I live 20 miles away from the Gulf of Mexico. I've heard some people say that they're likely to drop you after the first claim has been processed.
State Farm
Usually, there is not something that I do not like about my insurance company, I do not have nightmares about this at this moment
I would recommend them because they take care of you. They are fast to send an adjuster out, concerned about your safety, & in comparison to other insurance companies I'm being told by others that they cover quite a lot!
State Farm
I am satisfied with how easy they are to contact generally. The customer service, at least with respect to the things they directly control, has been good, and the representatives are pleasant to deal with.
I like how that there is someone to talk to 24 hours a day 7 days a week. I can just call the USAA phone number and speak to them about any issue I may have or any questions I may have about my insurance policy.
State Farm
They were able to explain everything so that it was easy to understand and gave estimates based on other companies rates.
The customer service that i have experienced when calling in has not been a positive experience. i feel as though they do not appreciate their customers.
Liberty Mutual
When shopping around for home insurance, they gave me the best rate for the best services. they have also been very friendly whenever i call with a question.
I would recommend Allstate Home Insurance to others, but I think it would be worth checking the market in your area for the best rates.
State Farm
They could make an effort to call me back sooner. Sometimes my agent forgets to even call me back. It's also annoying having to wait for your agent instead of someone else taking the call.
State Farm
The mobile app and website are both easy to use. They are functional and modern looking and allow me to do what I need easily.
I think for the coverage I'm getting and the premium I'm paying is great. I think it's much better than other companies I looked at.
It is easy to pay your bills online. Their customer service is amazing. I have never had any trouble making a claim or anything with them.
Farmer's Insurance
It is safe and easy to use.
I like that their communication is direct and easy to understand. No hidden motives. I feel like they really care about me.
I wish the car loans were a better rate. I have wanted to use them for our auto loans, but they aren't competitive in that area.

Baltimore County, MD Homeowners Insurance By Home Value

Baltimore County, MD Home Value Total Homes % of Total Average Baltimore County, MD Homeowners Insurance
Less than $50,000 5,310 3.0% $63
$90,000 to $99,999 2,080 1.0% $245
$100,000 to $124,999 7,381 4.0% $287
$125,000 to $149,999 7,598 4.0% $364
$150,000 to $174,999 15,341 9.0% $427
$175,000 to $199,999 16,184 9.0% $497
$200,000 to $249,999 38,817 23.0% $595
$250,000 to $299,999 32,637 19.0% $729
$300,000 to $399,999 36,164 21.0% $925

Top Home Insurance Agents Near Baltimore County, MD

Home Insurance Company Near Baltimore County, MD Homeowners Insurance Agency Near Baltimore County, MD Address
Travelers Crystal Insurance Group Inc 1805 BELMONT RD NW STE 105, WASHINGTON, DC, 20009
Travelers Harford General Ins Agcy Inc 1818 Pot Spring Rd #10 Lutherville, Lutherville Timonium, MD, 21093
State Farm Justin Arnold 3024 Mitchellville Rd, Bowie, MD, 20716-1387
Allstate Riehl & Knode Insurance Agency Inc 3107 Main St, Ste A, Manchester, MD, 21102
NA Value Insurance Agency Inc 3130 N. 10Th St. , Arlington, VA, 22201

Cost Of Homeowners Insurance By Street Near Baltimore County, MD

Streets in Baltimore County Area Homeowners Insurance Cost
Sedgewood Rd, Luke Rd, Vesper Ave, Windsor Rd, Southside Ave, Wallace Rd, Campus Circle Dr, River Neck Rd, Sunbriar Ln, Wolf Trap Ct$703
Lakemont Ct, Hickory Thicket Pl, Winterberry Ct, Patterson Farm Rd, Summerset Ct, Patuxent Ave, Venus Ct, Resource Dr, Mars Rd, Colgate Ave$733
Belmullet Ct, Glyndon Dr, Bosley Ln, Green Acre Rd, Camp Cone Rd, Jerome Jay Dr, N Wind Rd, Mycroft Ct, Verbena Rd, Gemstone Ct$693
Beowulf Cir, Whitelaw Pl, Cornfield Ct, Beaverhead Cir, Barn Hall Rd, Red Ridge Way, Woodsdale Rd, High Green Ln, Page Dr, Acton Rd$705
Durkee Farm Rd, Gehb Ave, Cedar Grove Rd, Chardel Rd, Seneca Park Rd, Headland Rd, Odell Ave, Timber Run Ct, Queens Lace St, 4th Ave$667
Mellor Ave, Bouldercrest Ct, Eastship Rd, Still Forest Rd, Schering Rd, Daylily Dr, Riverwalk Ave, Selma Ave, Mount Laurel Ct, Brightsky Ct$710
Wells Ave, Augustus Wally Ct, Cornell Rd, Scotts Level Rd, Hawthorne Rd, Elmwood Rd, Heritage Hills Ct, Birch Dr, Nautical Cir, Somogyi Rd$701
Adrianne Ct, Alstun Rd, Morane Way, Willwood Ct, Wiltwyck Rd, Danshire Rd, Addleton Ct, Wycombe Way, Shoshone Ct, Baker Schoolhouse Rd$681
Nevill Rd, Periwinkle Ct, Newstead Ln, Sparrow Point Rd, Gilmore Ave, Town Center Ct, Notre Dame Ave, Nuthatch Ct, Clarendon Ave, Portsmouth Rd$691
Green Rd, Westshire Dr, Alton Ct, Leola Ave, Lydia Ct, Southerly Rd, Bryanstone Rd, Ridgeway Ave, Sibley Rd, S Bend Rd$714

Baltimore County, MD Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Baltimore County$105 to $107
Mays Chapel$109

Baltimore County, MD Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Timonium CDP, Maryland $91 $121 $181
Lutherville CDP, Maryland $90 $120 $180
Mays Chapel CDP, Maryland $92 $122 $183

Baltimore County, MD Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Baltimore County, MD3.2%10.9%
Mays Chapel2.72%10.22%

Baltimore County Renters Insurance as a Percentage of Rent

Baltimore County Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 1,805 1.0% $784
$300 to $499 2,587 2.0% $1234
$500 to $749 6,437 6.0% $1909
$750 to $999 25,642 25.0% $2659
$1,000 to $1,499 46,164 45.0% $3784
$1,500 or more 18,673 18.0% $5434

Average Cost Of Home Insurance By Company In Areas Nearby Baltimore County For Different Scenarios

Home Value ($) Deductible ($) Construction Type Age of Home (Years) Company Premium ($)
300,000 500 Frame 25 Allstate Vehicle & Property Insurance Co. 929
300,000 500 Frame 25 Cincinnati Insurance Co. 1,170
250,000 500 Frame 35 Encompass Home/Auto Insurance Co. 1,942
400,000 1,000 Frame 10 Encompass Home/Auto Insurance Co. 2,051
250,000 500 Frame 35 Erie Insurance Co. 1,346
350,000 1,000 Masonry 15 Esurance Insurance Co. 948
300,000 500 Frame 25 Frederick Mutual Insurance Co. 718
400,000 1,000 Frame 10 Selective Ins. Co. Of South Carolina 1,193
300,000 500 Frame 25 State Auto Property & Casualty Ins. Co. 906
300,000 500 Frame 25 United Services Automobile Association 1,430