Ballwin Insurance Rates:

Ballwin, MO homeowners insurance is nearly $895 to $1,215, about $74-$101/month. Our extensive analysis reveals consumers can save as much as $421 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Nationwide
This insurance does not cover freezing or plumbing. i have ironically had issues with both of these things and my insurance did not cover it.
Western Southern
When our basement flooded and we needed to file a claim, we were able to get a hold of someone early in the morning to instruct us on what to do.
Shelter
When we got our insurance we were able to do a bundle and get an amazing discount on all our insurance. including the home.
Nationwide
They usually get back to you quickly if you call them and if you go into the office they are friendly and courteous.
Encompass Insurance
I call and they talk to me. They know me and my husband. I don't have to wait like when I call an 800 number. If my agent doesn't have the answer, he calls me back.
Nationwide
I am very happy with the customer service All state provides. They are very professional and at the same time very friendly.

Ballwin, MO Homeowners Insurance By Home Value

Ballwin, MO Home Value Total Homes % of Total Average Ballwin, MO Homeowners Insurance
Less than $50,000 145 1.0% $105
$100,000 to $124,999 201 2.0% $484
$125,000 to $149,999 363 4.0% $611
$150,000 to $174,999 711 8.0% $716
$175,000 to $199,999 1,242 14.0% $832
$200,000 to $249,999 2,583 30.0% $1001
$250,000 to $299,999 1,836 21.0% $1222
$300,000 to $399,999 1,312 15.0% $1559

Top Home Insurance Agents Near Ballwin, MO

Home Insurance Company Near Ballwin, MO Homeowners Insurance Agency Near Ballwin, MO Address
NA Hudlin & Co. Insurance Agency 518 Missouri Avenue East St. Louis, East St. Louis, IL, 62201
Travelers Ahl Insurance Agency 1480 WOODSTONE DR STE 120, ST CHARLES, MO, 63304
Travelers Dewitt Insurance 1011 HOWARD GEORGE DRIVE, MANCHESTER, MO, 63021
Erie Foppe Insurance Agency Inc. 25 W Main Street, Mascoutah, IL, 62258
Allstate Jessica Harrison-Wilkins 2013 Johnson Rd Ste B, Granite City, IL, 62040

Cost Of Homeowners Insurance By Street Near Ballwin, MO

Streets in Ballwin Area Homeowners Insurance Cost
Berquist Dr, Westglen Village Dr, Wetherburn Rd, Wissmann Dr, Boroughwood Cir, Holshire Way, Coventry Farm Ct, Galloway Oaks Dr, Summer Tree Dr, Messina Dr$1,097
Clarkson Mill Cir, Ries Bend Rd, Arbor Lake Ct, Trowbridge Rd, Antler Hollow, Twosome Ct, Country Field Ct, Rauscher Dr, Mason Bend Ln, Saybridge Ct$1,032
Forrest Lane Ct, Dartmouth Place Dr, Westonridge Ct, Grellnor Pl, Oakbriar Farm Dr, Forest Lake Ct, Watson Pointe Ct, Pawtuckette Dr, Blazedwood Dr, Sorrento Dr$1,042
Rivoli Dr, Woodlawn Terrace Ct, Northeast Dr, Radford Ln, Haute Loire Dr, Hillcroft Dr, Wynncrest Manor Dr, Vosshill Dr, Newbury Dr, Richland Cove Ct$1,231
Londondary Dr, Woodland Field Ct, Tulip Ln, Santenay Ct, Sumac Field Ct, Cumberland Park Ct, Thornridge Ct, Castlecliff Rd, Holly Haven Dr, Gastorf Pointe Ct$1,196
Arblay Dr, Gateshead Dr, Samuel Stuart Dr, Quaethem Dr, Wildwood Pkwy, Sweetcreek Ln, Packford Dr, Ridgley Woods Dr, Hill Trl, Maymont Dr$1,065
Twigwood Dr, Cleta Ct, Holly Garden Ct, Lemonwood Dr, Novara Dr, Rue Montand Dr, Weidman Rd, Hawthorne St, Clayheath Ct, Wagonwheel Trl$1,023
Caprice Gardens Ct, Hickory View Ln, Tamarack Dr, Tumbleweed Trl, Sovereign Ct, Pepperfield Dr, Ballwin Estates Ct, Julianna Dr, Pine Hollow Ct, Oaktree Crossing Ct$1,062
Turnbury Cir, Royal Oaks Dr, Indian Tree Cir, Remington Way Ct, Jedberg Rd, Amber Jack Dr, Johanna Dr, Pepper View Ct, Foxwick Dr, Claybend Dr$1,024
Richley Dr, Norwich Ct, Woodfield Estates Dr, Froesel Dr, Morewood Ct, Wellshire Ct, Stoddards Mill Dr, Talbert Ct, Holly Bend Ct, Summer Oaks Dr$1,063

Ballwin, MO Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Ballwin$157 to $160
Winchester$147
Lafayette$162
Ellisville$156

Ballwin, MO Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Winchester city, Missouri $123 $164 $246
Lafayette township, St. Louis County, Missouri $135 $180 $270
Ellisville city, Missouri $131 $174 $261

Ballwin, MO Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Ballwin, MO5.0%15.9%
Winchester6.52%21.49%
Lafayette4.86%14.56%
Ellisville5.19%16.16%

Ballwin Renters Insurance as a Percentage of Rent

Ballwin Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 26 1.0% $1210
$500 to $749 380 18.0% $1885
$750 to $999 771 37.0% $2635
$1,000 to $1,499 661 31.0% $3760
$1,500 or more 238 11.0% $5410

Ballwin, MO Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,000$3,000
Yearly Ballwin Homeowner Insurance Premium Example $1,600$1,200
Out of Pocket Expense During Claim$1,000$3,000
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $12,200$11,400
Net Savings to Ballwin Home Owner from High Deductible Plan $800

Ballwin, MO Home Insurance Costs With Home Replacement Value Scenarios

Scenario Ballwin, MO Home Replacement Value MORE than Home Value Ballwin, MO Home Replacement Value LESS than Home Value
Replacement Value $232,500 $155,500
Insurance Premium based on Replacement Value $1,275 $850
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $46,500 Risk Exposure from Under Insuring Coverage is $30,500
Premium Impact Insurance cheaper by $175/year Insurance costlier by $250/year

Example Ballwin Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceAllstateGEICO Insurance
Monthly Premium 10567143
Year Built 198919741968
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths5 Beds, 4 Baths
Coverage Amount $300000-$350000$300000-$350000$350000-$400000
Deductible $5000 to $10,000 Deductible> $10,000 Deductible$500 Deductible

Sample Home Insurance Rates for Ballwin, MO from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1983 215,000 Membrane Roof 2,100 3 $500 Deductible 320 3 Stucco siding yes
1974 255,000 Asphalt Shingles Roof 1,760 4 $500 Deductible 360 3 Stone Siding No
1994 395,000 Metal Roof 3,000 4 $5000 to $10,000 Deductible 700 5 Fiber-Cement Siding No
1980 260,000 Slate Shingles Roof 1,910 3 $2500-$5000 Deductible 470 7 Fiber-Cement Siding yes
1973 395,000 Wood Shake Roof 3,480 5 $500 Deductible 2520 12 Brick siding No
1994 250,000 Asphalt Shingles Roof 1,850 4 $500 Deductible 90 1 Brick siding No
1976 235,000 Composition Roof 1,740 3 $5000 to $10,000 Deductible 490 9 Vinyl siding yes
2000 195,000 Tile Roof 1,750 3 $2500-$5000 Deductible 730 12 Stucco siding yes
1964 475,000 Wood Shake Roof 4,470 5 $1000-$2500 Deductible 2010 10 Wood siding yes
1970 270,000 Metal Roof 2,110 3 > $10,000 Deductible 140 3 Brick siding No
1996 345,000 Membrane Roof 3,380 4 $2500-$5000 Deductible 180 2 Stucco siding yes
1986 360,000 Slate Shingles Roof 2,880 4 $500 Deductible 970 8 Stucco siding yes
1987 310,000 Composition Roof 2,420 4 $500 Deductible 900 6 Stone Siding No
1998 310,000 Tile Roof 2,180 3 $500 Deductible 690 7 Stone Siding No
2004 195,000 Asphalt Shingles Roof 1,740 3 $1000-$2500 Deductible 300 5 Fiber-Cement Siding No
1981 290,000 Slate Shingles Roof 2,130 4 $1000-$2500 Deductible 1180 12 Fiber-Cement Siding yes
1981 330,000 Wood Shake Roof 2,280 4 $5000 to $10,000 Deductible 810 9 Brick siding No
1981 490,000 Slate Shingles Roof 3,410 5 $1000-$2500 Deductible 1600 10 Stone Siding yes
1987 175,000 Slate Shingles Roof 1,570 5 $5000 to $10,000 Deductible 570 10 Stone Siding No
1981 360,000 Asphalt Shingles Roof 2,980 4 $5000 to $10,000 Deductible 300 3 Wood siding No
1962 345,000 Asphalt Shingles Roof 2,250 3 $500 Deductible 1580 8 Stone Siding No
1993 640,000 Asphalt Shingles Roof 4,380 5 > $10,000 Deductible 120 1 Stucco siding No
1999 360,000 Slate Shingles Roof 3,360 4 $500 Deductible 110 1 Wood siding No
1983 335,000 Wood Shake Roof 2,630 4 $500 Deductible 750 6 Vinyl siding No
1998 305,000 Tile Roof 2,360 4 $500- $1000 Deductible 900 8 Brick siding No
2005 225,000 Shingles Roof 1,770 3 $5000 to $10,000 Deductible 220 4 Stucco siding No