Ball Ground Insurance Rates:

Ball Ground, GA homeowners insurance is approximately $765 to $1,063, about $63-$88/month. Our extensive analysis indicates shoppers can save upto $365 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Ball Ground, GA Homeowners Insurance By Home Value

Ball Ground, GA Home Value Total Homes % of Total Average Ball Ground, GA Homeowners Insurance
Less than $50,000 76 3.0% $118
$50,000 to $59,999 51 2.0% $246
$80,000 to $89,999 34 1.0% $402
$90,000 to $99,999 54 2.0% $447
$100,000 to $124,999 192 8.0% $520
$125,000 to $149,999 241 11.0% $658
$150,000 to $174,999 434 20.0% $776
$175,000 to $199,999 141 6.0% $895
$200,000 to $249,999 328 15.0% $1078
$250,000 to $299,999 223 10.0% $1316
$300,000 to $399,999 359 16.0% $1681

Top Home Insurance Agents Near Ball Ground, GA

Home Insurance Company Near Ball Ground, GA Homeowners Insurance Agency Near Ball Ground, GA Address
Liberty Mutual Independent Cameron & Roberts Insurance Ag 6893 MAIN ST, LITHONIA, GA, 30058
Travelers Gary Tillman Insurance Agency Inc 424 BROAD STREET, ROME, GA, 30161
Travelers J Smith Lanier & Co Of Birmingham 11330 LAKEFIELD DR BLDG 1 STE 100, DULUTH, GA, 30097
Liberty Mutual Rondy White 1350 Scenic Highway N Suite 258, Snellville, GA, 30078
Allstate Scott A. Panyi 6255 Barfield Rd Ne Ste 185, Atlanta, GA, 30328

Cost Of Homeowners Insurance By Street Near Ball Ground, GA

Streets in Ball Ground Area Homeowners Insurance Cost
Biddy Ln, Twin Ridges, Bluff Creek Ln, Fieldstone Ter, Cherokee Village Ct, Fincher Rd, Railroad St, Sharp Mountain Creek Rd, Flatbottom Rd, Harris Ct$903
Harmony Grove Rd, Clayton Trl, Preserve Pkwy, Shamrock Ln, Valdosta Ave, Upper Dowda Mill Rd, Bethany Trce, Spriggs Trl, Midway Ave, Hemlock Cove$922
Damascus Rd, Stancil Rd, Wilson Ln, Cherry Grove Rd, Sharp Mtn Church Rd, Strippling St, Bethany Farms Dr, Purcell Free Rd, Cain Creek Overlook, Morning Star Way W$906
Arnold Spence Rd, Olivia Ln, Carney Trl, Lyon Dairy Rd, Reavis Mountain Rd, Ball Ground Hwy, Carney Dr, Lower Burris Rd, Hubbardsville Rd, State Rte 372$911
Lowry St, Gentry Rd, Bethesda Trl, Etowah Downs Ct, Spence Cir, Bishop Trl, Fate Conn Rd, Roy Haynes Dr, Purcell Free Dr, Smith Rd$919

Ball Ground, GA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Ball Ground$135 to $139
Nelson$135
Lathemtown$144
Nelson-Tate-Marble Hill$139

Ball Ground, GA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Nelson city, Georgia $135 $180 $270
Lathemtown CCD, Cherokee County, Georgia $144 $192 $288
Nelson-Tate-Marble Hill CCD, Pickens County, Georgia $140 $186 $279

Ball Ground, GA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Ball Ground, GA5.0%22.2%
Nelson5.5%25.57%
Lathemtown3.77%15.31%
Nelson-Tate-Marble Hill4.82%18.24%

Ball Ground Renters Insurance as a Percentage of Rent

Ball Ground Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 12 2.0% $797
$300 to $499 18 3.0% $1247
$500 to $749 76 14.0% $1922
$750 to $999 224 43.0% $2672
$1,000 to $1,499 162 31.0% $3797
$1,500 or more 19 3.0% $5447

Average Cost Of Home Insurance By Company In Areas Nearby Ball Ground For Different Scenarios

Coverage Construction type Company Premium
$250 Deductible $500 Deductible $1000 Deductible
$400,000 frame Buckeye State Mutual Insurance Company N/A $2207.00 $1665.00
$400,000 veneer Country Casualty Insurance Company $1843.71 $1634.11 $1357.07
$200,000 frame Foremost Insurance Company $2444.00 $2399.00 $2354.00
$400,000 frame Foremost Property And Casualty Insurance Company $2568 $2548 $2513
$150,000 frame Grange Property And Casualty Insurance Company N/A N/A $651.00
$75,000 frame Hartford Insurance Company Of The Midwest $1138 $1074 $968
$200,000 frame Horace Mann Property And Casualty Insurance Company N/A $1385 $1249
$75,000 veneer Liberty Insurance Corporation N/A $748 $680
$350,000 frame The Armed Forces Insurance Corporation $1404 $1346 $1245
$300,000 veneer Universal Property & Casualty Insurance Company N/A $1249.15 $1075.46

Ball Ground, GA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,700$2,700
Yearly Ball Ground Homeowner Insurance Premium Example $2,100$1,600
Out of Pocket Expense During Claim$1,700$2,700
Total Home Insurance Premium for 3 years + Out of Pocket Expense for Claim $8,000$7,500
Net Savings to Ball Ground Home Owner from High Deductible Plan $500

Ball Ground, GA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Ball Ground, GA Home Replacement Value MORE than Home Value Ball Ground, GA Home Replacement Value LESS than Home Value
Replacement Value $243,000 $156,000
Insurance Premium based on Replacement Value $1,200 $775
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $34,000 Risk Exposure from Under Insuring Coverage is $53,000
Premium Impact Insurance cheaper by $275/year Insurance costlier by $150/year

Example Ball Ground Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualState FarmAmica Mutual Insurance Company
Monthly Premium 4753238
Year Built 200319952012
Home Details 3 Beds, 2 Baths4 Beds, 1 Baths5 Beds, 1 Baths
Coverage Amount $150000-$175000$200000-$250000$500000-$600000
Deductible $5000 to $10,000 Deductible$2500-$5000 Deductible$500 Deductible

Sample Home Insurance Rates for Ball Ground, GA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1990 165,000 Metal Roof 1,870 4 $2500-$5000 Deductible 740 10 Stone Siding yes
2003 605,000 Membrane Roof 4,910 5 > $10,000 Deductible 1200 9 Vinyl siding No
2011 175,000 Shingles Roof 1,890 5 $500- $1000 Deductible 750 9 Wood siding yes
2010 335,000 Shingles Roof 3,300 4 $2500-$5000 Deductible 260 3 Fiber-Cement Siding yes
2010 515,000 Slate Shingles Roof 4,910 5 $1000-$2500 Deductible 1440 9 Brick siding No
1994 275,000 Wood Shake Roof 2,190 3 > $10,000 Deductible 280 4 Vinyl siding yes
2003 225,000 Slate Shingles Roof 1,890 4 > $10,000 Deductible 630 9 Stone Siding yes
2010 195,000 Metal Roof 1,950 3 $5000 to $10,000 Deductible 110 2 Vinyl siding yes
2003 265,000 Slate Shingles Roof 2,070 5 $2500-$5000 Deductible 520 6 Stucco siding yes
2012 330,000 Shingles Roof 3,280 5 $500- $1000 Deductible 950 8 Stucco siding yes
2009 170,000 Metal Roof 1,640 5 $500 Deductible 480 8 Vinyl siding yes
2008 170,000 Metal Roof 1,570 5 $5000 to $10,000 Deductible 230 6 Stucco siding yes
2008 125,000 Composition Roof 1,330 3 $2500-$5000 Deductible 250 7 Stucco siding yes
1999 225,000 Metal Roof 2,020 5 $5000 to $10,000 Deductible 340 6 Stucco siding yes
2000 255,000 Composition Roof 2,160 3 $5000 to $10,000 Deductible 1000 12 Stone Siding No
2007 530,000 Metal Roof 4,210 5 $5000 to $10,000 Deductible 820 4 Stucco siding yes
2014 370,000 Wood Shake Roof 3,450 5 $5000 to $10,000 Deductible 1340 12 Stone Siding yes
2003 265,000 Slate Shingles Roof 2,060 3 $500 Deductible 690 7 Vinyl siding No
2011 370,000 Membrane Roof 2,870 4 $2500-$5000 Deductible 1260 8 Vinyl siding No
2014 215,000 Membrane Roof 2,310 3 $5000 to $10,000 Deductible 460 8 Wood siding No
1994 360,000 Slate Shingles Roof 4,020 5 $1000-$2500 Deductible 110 1 Fiber-Cement Siding yes
2014 405,000 Wood Shake Roof 3,760 5 $500 Deductible 200 1 Vinyl siding No
1999 405,000 Shingles Roof 3,150 4 > $10,000 Deductible 780 9 Vinyl siding yes
2000 265,000 Slate Shingles Roof 2,850 4 $1000-$2500 Deductible 430 5 Brick siding No
2009 255,000 Slate Shingles Roof 2,070 5 $500- $1000 Deductible 990 9 Fiber-Cement Siding No
2011 150,000 Metal Roof 1,700 3 $2500-$5000 Deductible 340 9 Stucco siding yes
2002 200,000 Composition Roof 1,890 3 $1000-$2500 Deductible 110 2 Fiber-Cement Siding No
2004 190,000 Slate Shingles Roof 2,040 4 $500- $1000 Deductible 760 12 Stucco siding yes
1993 335,000 Metal Roof 2,950 4 $5000 to $10,000 Deductible 740 6 Brick siding No
1999 410,000 Shingles Roof 4,250 5 $500 Deductible 310 2 Wood siding No
2010 165,000 Tile Roof 1,530 3 $500 Deductible 540 8 Stucco siding yes
2010 300,000 Metal Roof 2,800 4 $500 Deductible 680 5 Vinyl siding yes
2002 140,000 Slate Shingles Roof 1,380 3 $2500-$5000 Deductible 340 8 Stone Siding yes
2011 250,000 Slate Shingles Roof 2,290 4 $2500-$5000 Deductible 740 9 Stone Siding yes