Baldwin Insurance Rates:

Baldwin, FL homeowners insurance is nearly $964 to $1,321, about $80-$110/month. Our all inclusive guide indicates shoppers can save as much as $456 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Baldwin, FL Homeowners Insurance By Home Value

Baldwin, FL Home Value Total Homes % of Total Average Baldwin, FL Homeowners Insurance
Less than $50,000 310 17.0% $239
$50,000 to $59,999 85 4.0% $502
$60,000 to $69,999 34 1.0% $616
$70,000 to $79,999 151 8.0% $719
$80,000 to $89,999 91 5.0% $810
$90,000 to $99,999 39 2.0% $902
$100,000 to $124,999 249 14.0% $1050
$125,000 to $149,999 107 6.0% $1313
$150,000 to $174,999 240 13.0% $1553
$175,000 to $199,999 74 4.0% $1792
$200,000 to $249,999 164 9.0% $2158
$250,000 to $299,999 129 7.0% $2638
$300,000 to $399,999 54 3.0% $3357

Top Home Insurance Agents Near Baldwin, FL

Home Insurance Company Near Baldwin, FL Homeowners Insurance Agency Near Baldwin, FL Address
NA The P & C Group 93A Orange St St. Augustine, St Augustine, FL, 32084
NA Hometown Insurance, Inc. 8367 Baymeadows Way, Jacksonville, FL, 32226
State Farm Katherine Baustert 2219 County Road 220, Middleburg, FL, 32068-8518
State Farm W D Beck 7380 State Road 21, Keystone Hgts, FL, 32656-7840
Allstate Wells-Mac Clenny 1161 S Pob427 6 St, Macclenny, FL, 32063

Cost Of Homeowners Insurance By Street Near Baldwin, FL

Streets in Baldwin Area Homeowners Insurance Cost
Loest Rd, Backwater Ln, Yellow Water Rd, US Hwy 301 S, Pine Home Rd, Sellers Ln, Waring Bv, John Paul Jones Ct, Marville-Macclenny Rd, Oak Ave$1,145
New Brandy Branch Rd, Gadsden Ct, Lake Cove Ave, Willow Ave, N Chestnut St, Summer Field Ln, Pecan Ave, 8th St, 7th St, S US Hwy 301$1,137
Tobias Rd E, Pine Straw Ln, Maxville Middleburg Rd, McClelland Rd, Forest Trail Rd, Tucker Rd, Peacock Ridge Dr, W Oliver St, Co Rd 119, Coleman Blvd$1,141
Railroad Ave, State Hwy 217, Trailblazer Dr, Moore Branch Rd, E Ave, Verdant Rd, Yellow Water Ln, Gator Ln, Pine Links St, Pennsylvania Ave$1,135
Longwood Ct, Chugalug Rd, Higginbotham St, US Hwy 301, Main St, Wells Rd, W Dover Village Dr, Hance Ln, Woodcutter Rd, N Lima St$1,134

Baldwin, FL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Baldwin$169 to $172
Oakleaf Plantation$177
Middleburg-Clay Hill$175
Jacksonville West$171

Baldwin, FL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Oakleaf Plantation CDP, Florida $177 $236 $354
Middleburg-Clay Hill CCD, Clay County, Florida $175 $233 $350
Jacksonville West CCD, Duval County, Florida $171 $228 $342

Baldwin, FL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Baldwin, FL7.5%26.3%
Oakleaf Plantation5.51%16.81%
Middleburg-Clay Hill6.33%26.57%
Jacksonville West7.76%23.71%

Baldwin Renters Insurance as a Percentage of Rent

Baldwin Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 45 8.0% $344
$200 to $299 27 5.0% $794
$300 to $499 69 13.0% $1244
$500 to $749 44 8.0% $1919
$750 to $999 140 27.0% $2669
$1,000 to $1,499 157 30.0% $3794
$1,500 or more 28 5.0% $5444

Average Cost Of Home Insurance By Company In Areas Nearby Baldwin For Different Scenarios

Home value ($) Age of home (years) Wind mitigation Company Average homeowners insurance premium ($)
150,000 27 NO Asi Preferred Insurance $1,570
150,000 27 NO First Protective Insurance $1,243
150,000 27 NO Liberty Mutual Fire Insurance $1,750
150,000 27 NO United Property & Casualty Insurance $1,218
150,000 27 YES American Integrity Insurance $1,119
150,000 27 YES Asi Preferred Insurance $1,165
150,000 27 YES Citizens Property Insurance $689
150,000 27 YES Federated National Insurance $1,038
150,000 27 YES Florida Family Insurance $1,062
150,000 27 YES Florida Peninsula Insurance $737
150,000 27 YES State Farm Florida Insurance $1,382
150,000 27 YES Tower Hill Select Insurance $907
150,000 27 YES Tower Hill Signature Insurance $1,236
300,000 12 NA Federated National Insurance $1,530
300,000 12 NA Florida Family Insurance $1,755
300,000 12 NA Liberty Mutual Fire Insurance $2,694
300,000 12 NA Security First Insurance $1,376
300,000 12 NA Tower Hill Signature Insurance $1,770
300,000 12 NA United Property & Casualty Insurance $1,258
300,000 12 NA Universal Insurance $1,296

Baldwin, FL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$900$1,900
Yearly Baldwin Homeowner Insurance Premium Example $7,800$7,300
Out of Pocket Expense During Claim$900$1,900
Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim $39,900$38,400
Net Savings to Baldwin Home Owner from High Deductible Plan $1,500

Baldwin, FL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Baldwin, FL Home Replacement Value MORE than Home Value Baldwin, FL Home Replacement Value LESS than Home Value
Replacement Value $150,000 $83,500
Insurance Premium based on Replacement Value $2,525 $1,400
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $35,500 Risk Exposure from Under Insuring Coverage is $31,000
Premium Impact Insurance cheaper by $525/year Insurance costlier by $600/year

Example Baldwin Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company TravelersGEICO InsuranceState Farm
Monthly Premium 263137347
Year Built 199119892010
Home Details 3 Beds, 1 Baths4 Beds, 3 Baths5 Beds, 3 Baths
Coverage Amount $125000-$150000$150000-$175000$350000-$400000
Deductible $500 Deductible$5000 to $10,000 Deductible> $10,000 Deductible

Sample Home Insurance Rates for Baldwin, FL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2013 160,000 Tile Roof 2,130 3 $5000 to $10,000 Deductible 1450 9 Stucco siding yes
1988 275,000 Composition Roof 3,510 5 $1000-$2500 Deductible 3470 8 Stone Siding yes
1999 190,000 Asphalt Shingles Roof 2,130 5 $500 Deductible 1570 6 Wood siding yes
2013 430,000 Wood Shake Roof 4,960 5 $5000 to $10,000 Deductible 3880 10 Fiber-Cement Siding No
2012 210,000 Shingles Roof 2,320 4 $1000-$2500 Deductible 2010 8 Stone Siding yes
1989 405,000 Wood Shake Roof 4,760 5 $500 Deductible 5340 8 Fiber-Cement Siding yes
1996 100,000 Metal Roof 1,280 3 $500- $1000 Deductible 1490 10 Fiber-Cement Siding No
2002 190,000 Wood Shake Roof 2,230 4 $5000 to $10,000 Deductible 1280 8 Stone Siding No
2010 135,000 Slate Shingles Roof 1,950 4 $2500-$5000 Deductible 1160 7 Fiber-Cement Siding No
1987 135,000 Asphalt Shingles Roof 1,810 5 $1000-$2500 Deductible 780 5 Wood siding yes
1996 165,000 Slate Shingles Roof 2,260 5 $2500-$5000 Deductible 2010 8 Wood siding yes
1991 135,000 Metal Roof 1,560 5 $500 Deductible 3220 12 Stucco siding No
2012 370,000 Tile Roof 4,820 5 $500 Deductible 620 1 Stone Siding yes
2010 195,000 Tile Roof 3,060 5 $500- $1000 Deductible 1680 5 Stone Siding No
1984 155,000 Composition Roof 1,810 4 $500- $1000 Deductible 770 3 Wood siding No
2003 190,000 Slate Shingles Roof 2,350 4 $5000 to $10,000 Deductible 1090 4 Brick siding yes
1980 105,000 Tile Roof 1,600 3 $1000-$2500 Deductible 1140 7 Brick siding No
1993 130,000 Composition Roof 1,770 5 $2500-$5000 Deductible 1100 8 Stone Siding No
2003 215,000 Composition Roof 2,390 3 $500 Deductible 2160 6 Brick siding yes
1989 170,000 Metal Roof 1,980 3 $5000 to $10,000 Deductible 460 4 Fiber-Cement Siding No
1990 150,000 Metal Roof 2,040 4 $500- $1000 Deductible 1460 8 Vinyl siding yes
2008 225,000 Shingles Roof 2,600 5 $1000-$2500 Deductible 280 1 Fiber-Cement Siding No
2010 130,000 Wood Shake Roof 1,660 3 $500 Deductible 1280 8 Brick siding yes
2013 245,000 Slate Shingles Roof 3,860 5 $500 Deductible 1000 2 Stucco siding yes
2004 145,000 Wood Shake Roof 1,900 3 $2500-$5000 Deductible 180 1 Wood siding yes
2001 205,000 Asphalt Shingles Roof 2,230 3 > $10,000 Deductible 780 5 Stucco siding yes
1997 235,000 Asphalt Shingles Roof 3,260 5 $500- $1000 Deductible 2040 5 Wood siding yes
1984 160,000 Membrane Roof 2,290 3 $1000-$2500 Deductible 650 3 Vinyl siding yes
2006 375,000 Composition Roof 4,140 5 $2500-$5000 Deductible 2170 5 Stucco siding yes
1986 170,000 Tile Roof 2,030 5 $500 Deductible 2400 8 Stone Siding yes
1983 165,000 Asphalt Shingles Roof 1,930 3 $5000 to $10,000 Deductible 400 3 Fiber-Cement Siding No