How Much Does Bakersfield, CA Home Insurance Cost?
Bakersfield, CA Average Homeowners Insurance Cost
$623
Homeowners Insurance Cost - Bakersfield, CA
$178,000
Median Home Value - Bakersfield, CA
Bakersfield, CA Homeowners Insurance Cost Based on Deductible
| Deductible | Home Insurance Cost Discount | Homeowners Insurance Cost |
|---|---|---|
| $500 Deductible | -$7.48 | $615.52 |
| $1000 Deductible | -$66.16 | $556.84 |
| $1500 Deductible | -$98.81 | $524.19 |
| $2000 Deductible | -$147.15 | $475.85 |
| $2500 Deductible | -$175.69 | $447.31 |
Bakersfield, CA Homeowners Insurance Cost by on Age of Home
| Age of Home | Home Insurance Cost Discount/Excess | Home Insurance Cost |
|---|---|---|
| Newly Constructed Home | -$156 | $467 |
| 30 year old | +$9 | $632 |
| 40 year old | +$16 | $639 |
| 50 year old | +$24 | $647 |
| Above 50 year old | +$30 | $653 |
Bakersfield, CA Homeowners Insurance Cost Based on Construction Type of Home
| Construction Type | Home Insurance Cost Savings | Home Insurance Cost |
|---|---|---|
| Fire Resistive | -$87 | $536 |
| Superior | -$56 | $567 |
| Masonry | -$31 | $592 |
| Brick | -$31 | $592 |
| Hail Resistant Roof | -$19 | $604 |
Bakersfield, CA Homeowners Insurance Cost for Homes with Swimming Pools
| Type | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Owning A Swimming Pool | +$12 | $635 |
| Swimming Pool With A Diving Board | +$25 | $648 |
| Swimming Pool With Slide | +$37 | $660 |
Bakersfield, CA Homeowners Insurance Discounts for Homes Near Public Safety Departments
| Type | Homeowners Insurance Cost Savings | Homeowners Insurance Cost |
|---|---|---|
| Fire Station | $19 | $604 |
| Police Department | $6 | $617 |
Bakersfield, CA Homeowners Insurance Percentage Increase Based on Claims Filed
| Type of Claim | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Filing a Second Fire Claim | +$261.66 | $885 |
| Filing a Second Liability Claim | +$236.74 | $860 |
| Filing a Second Theft Claim | +$236.74 | $860 |
| Filing a Second Water Claim | +$205.59 | $829 |
| Filing a Fire Claim | +$124.6 | $748 |
| Filing a Liability Claim | +$118.37 | $741 |
| Filing a Theft Claim | +$118.37 | $741 |
| Filing a Water Claim | +$99.68 | $723 |
| Filing a Weather Claim | +$99.68 | $723 |