How Much Does Bakersfield, CA Home Insurance Cost?

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Bakersfield, CA Average Homeowners Insurance Cost

$623

Homeowners Insurance Cost - Bakersfield, CA

$178,000

Median Home Value - Bakersfield, CA


Bakersfield, CA Homeowners Insurance Cost Based on Deductible

Deductible Home Insurance Cost Discount Homeowners Insurance Cost
$500 Deductible -$7.48 $615.52
$1000 Deductible -$66.16 $556.84
$1500 Deductible -$98.81 $524.19
$2000 Deductible -$147.15 $475.85
$2500 Deductible -$175.69 $447.31

Bakersfield, CA Homeowners Insurance Cost by on Age of Home

Age of Home Home Insurance Cost Discount/Excess Home Insurance Cost
Newly Constructed Home -$156 $467
30 year old +$9 $632
40 year old +$16 $639
50 year old +$24 $647
Above 50 year old +$30 $653

Bakersfield, CA Homeowners Insurance Cost Based on Construction Type of Home

Construction Type Home Insurance Cost Savings Home Insurance Cost
Fire Resistive -$87 $536
Superior -$56 $567
Masonry -$31 $592
Brick -$31 $592
Hail Resistant Roof -$19 $604


Bakersfield, CA Homeowners Insurance Cost for Homes with Swimming Pools

Type Homeowners Insurance Cost Increase Homeowners Insurance Cost
Owning A Swimming Pool +$12 $635
Swimming Pool With A Diving Board +$25 $648
Swimming Pool With Slide +$37 $660

Bakersfield, CA Homeowners Insurance Discounts for Homes Near Public Safety Departments

Type Homeowners Insurance Cost Savings Homeowners Insurance Cost
Fire Station $19 $604
Police Department $6 $617

Bakersfield, CA Homeowners Insurance Percentage Increase Based on Claims Filed

Type of Claim Homeowners Insurance Cost Increase Homeowners Insurance Cost
Filing a Second Fire Claim +$261.66 $885
Filing a Second Liability Claim +$236.74 $860
Filing a Second Theft Claim +$236.74 $860
Filing a Second Water Claim +$205.59 $829
Filing a Fire Claim +$124.6 $748
Filing a Liability Claim +$118.37 $741
Filing a Theft Claim +$118.37 $741
Filing a Water Claim +$99.68 $723
Filing a Weather Claim +$99.68 $723

Bakersfield, CA Home Insurance - Analysis On Quotes, Rates & Agents

Bakersfield, CA Home Insurance Agents for Top Companies

Visual Guide for Bakersfield, CA Home Insurance Buyers on Insurance Companies and Rates