How To Make Your Bakersfield, CA Home Insurance Cheaper
Bakersfield, CA, homeowners insurance is about $623. V Home Insurance detailed analysis provides guidance to shoppers by choosing the right insurance provider for factors such as home value, coverage, and deductible. Enter your Zip Code below and click “GO” to get multiple free quotes.
Comparison of Bakersfield, CA Home Insurance Rates with the Kern County Average
| Place | Kern County Average: $639.0 | $ Difference vs coutny Average | % Difference vs coutny Average | Population | Estimated Value of a Home ($) |
|---|---|---|---|---|---|
| Bakersfield, CA | $623.0 | -16.0 | -0.03 | 397,688 | 178,000 |
Cost of Bakersfield, CA Homeowners Insurance by Home Value and Household Income
| Nearby Places | Median Home value ($) | Median Household Income ($) | Premium Range |
|---|---|---|---|
| Shafter | 165,400 | 4,304 | $1,471.7 |
| Mettler | 137,500 | 53,164 | $1,484.7 |
| Richgrove | 107,000 | 7,477 | $1,484.7 |
| Valley Acres | 112,900 | 18,091 | $1,471.7 |
Homeowners Insurance Comparison for the Cheapest Premiums in Bakersfield, CA
| Allied Insurance | Westfield Insurance | Esurance | |
| Median Home Value ($) | 178,000 | 178,000 | 178,000 |
| Age of Home | Above Year 50 | Year 40 Old | Year 40 Old |
| Home Coverage ($) | $750,000 -$999,999 | $400,000 -$499,999 | $1500,000 -$2000,000 |
| Total Premium ($) | $3,310.8 | $1,992.4 | $3,486.6 |
Cost of Bakersfield, CA Home insurance Premium for Different Deductibles
| Company | Deductible ($) | Coverage value | Insurance premium ($) |
|---|---|---|---|
| Mercury | 1500 | $250,000-$299,999 | 936.4 |
| Stillwater insurance Group | 500 | $250,000-$299,999 | 1,032.2 |
| Liberty Mutual | 1500 | $750,000-$999,999 | 2,276.2 |
| Amica Mutual Insurance | 500 | $1500,000-$2000,000 | 2,966.7 |
| MetLife | 2000 | $500,000-$749,999 | 1,834.4 |
| Allied Insurance | 1500 | $1000,000-$1499,999 | 2,506.9 |
| The Hartford | 500 | $150,000-$174,999 | 491.0 |
| American National Property and Casualty Company | 2500 | $250,000-$299,999 | 766.1 |
| Encompass Insurance | 2500 | $1500,000-$2000,000 | 2,202.1 |
| Nationwide | 1000 | $250,000-$299,999 | 989.6 |