Bainbridge Insurance Rates:

Bainbridge, OH homeowners insurance is nearly $667 to $914, about $55-$76/month. Our all inclusive research indicates shoppers can save upto $316 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Bainbridge, OH Homeowners Insurance By Home Value

Bainbridge, OH Home Value Total Homes % of Total Average Bainbridge, OH Homeowners Insurance
Less than $50,000 99 3.0% $71
$80,000 to $89,999 58 2.0% $237
$90,000 to $99,999 33 1.0% $268
$100,000 to $124,999 171 6.0% $316
$125,000 to $149,999 176 6.0% $395
$150,000 to $174,999 214 7.0% $466
$175,000 to $199,999 332 12.0% $537
$200,000 to $249,999 476 17.0% $648
$250,000 to $299,999 674 24.0% $791
$300,000 to $399,999 488 17.0% $1004

Top Home Insurance Agents Near Bainbridge, OH

Home Insurance Company Near Bainbridge, OH Homeowners Insurance Agency Near Bainbridge, OH Address
NA Katzbach Insurance Agency, Inc. 821 Westpoint Parkway, Suite 980, Westlake, OH, 44145
NA Jones & Wenner Insurance Agency Inc. 3030 W Market St Akron, Fairlawn, OH, 44333
Nationwide Fehlan Ins Agency Inc 120 Public Square, LaGrange, OH, 44050-9489
Travelers King Insurance & Financial Services Llc 181 W. Bagley Road, Berea, OH, 44017
Nationwide Sposito Ins Agency Inc 2049 Lake Ave, Ashtabula, OH, 44004-3433

Cost Of Homeowners Insurance By Street Near Bainbridge, OH

Streets in Bainbridge Area Homeowners Insurance Cost
Haskins Rd, Beacon Hill Dr, Kurzemes Dr, Medina St, Snow Shoe Trl, Majestic Oaks Dr, Owls Hollow Dr, Rockspring Dr, E Brook Cir, Co Rd 11$803
Co Rd 11, Apple Hill Rd, Crackel Rd, Brighton Park Ct, Windy Lakes Cir, Hearthstone Ln, Lewis Dr, Twp Hwy 232, Twp Hwy 599, Kings Orchard Trl$782
Twp Hwy 127, Chagrin River Rd, Bryce Ct, Woodland Ave, Bainbridge Rd, Fields Rd, Cobblestone Ln, Wilson Dr, Rocker Ave, Riverside Ln$790
Harris Farm Dr, Wood Acre Trl, Maplewood Ln, Twp Hwy 500, Depot Rd, Old Meadow Ln, Valley Ln, Stockton Ln, Devonshire Ln, Railroad Pl$788
Rivers Edge Dr E, Maple Dr, Trl 826, Amber Trl, Birch Hill Dr, Cranberry Ridge Ln, Bedford St, Twp Hwy 380, Walnut Trl, Stafford Rd$790

Bainbridge, OH Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Bainbridge$117 to $119
South Russell$121
Bentleyville$146
Chagrin Falls$122

Bainbridge, OH Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
South Russell village, Ohio $121 $161 $242
Bentleyville village, Ohio $146 $195 $293
Chagrin Falls township, Cuyahoga County, Ohio $122 $163 $245

Bainbridge, OH Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Bainbridge, OH3.4%9.2%
South Russell3.16%8.89%
Bentleyville2.04%8.14%
Chagrin Falls2.66%8.09%

Bainbridge Renters Insurance as a Percentage of Rent

Bainbridge Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 10 1.0% $735
$300 to $499 58 9.0% $1185
$500 to $749 161 25.0% $1860
$750 to $999 29 4.0% $2610
$1,000 to $1,499 239 37.0% $3735
$1,500 or more 135 21.0% $5385

Bainbridge, OH Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,000$2,000
Yearly Bainbridge Homeowner Insurance Premium Example $3,400$2,900
Out of Pocket Expense During Claim$1,000$2,000
Total Home Insurance Premium for 3 years + Out of Pocket Expense for Claim $11,200$10,700
Net Savings to Bainbridge Home Owner from High Deductible Plan $500

Bainbridge, OH Home Insurance Costs With Home Replacement Value Scenarios

Scenario Bainbridge, OH Home Replacement Value MORE than Home Value Bainbridge, OH Home Replacement Value LESS than Home Value
Replacement Value $335,500 $200,000
Insurance Premium based on Replacement Value $1,150 $675
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $82,000 Risk Exposure from Under Insuring Coverage is $53,500
Premium Impact Insurance cheaper by $200/year Insurance costlier by $275/year

Example Bainbridge Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceAmerican Family InsuranceGEICO Insurance
Monthly Premium 10970107
Year Built 198719641975
Home Details 3 Beds, 2 Baths4 Beds, 1 Baths5 Beds, 4 Baths
Coverage Amount $350000-$400000$350000-$400000$500000-$600000
Deductible $2500-$5000 Deductible$5000 to $10,000 Deductible> $10,000 Deductible

Sample Home Insurance Rates for Bainbridge, OH from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1984 290,000 Wood Shake Roof 1,860 3 $500 Deductible 1090 12 Stucco siding No
2002 285,000 Tile Roof 1,910 3 $5000 to $10,000 Deductible 590 10 Stucco siding yes
1975 290,000 Slate Shingles Roof 1,710 3 $5000 to $10,000 Deductible 480 7 Stucco siding No
1971 440,000 Slate Shingles Roof 3,250 5 $500- $1000 Deductible 880 6 Fiber-Cement Siding yes
2004 255,000 Wood Shake Roof 1,520 3 $500- $1000 Deductible 150 2 Wood siding No
1996 320,000 Tile Roof 2,740 4 > $10,000 Deductible 640 12 Brick siding yes
1964 315,000 Asphalt Shingles Roof 2,070 3 $2500-$5000 Deductible 160 2 Brick siding yes
1997 280,000 Metal Roof 1,970 4 > $10,000 Deductible 490 10 Wood siding yes
1969 365,000 Wood Shake Roof 2,420 4 $5000 to $10,000 Deductible 680 10 Fiber-Cement Siding No
2014 455,000 Wood Shake Roof 3,360 5 $5000 to $10,000 Deductible 220 2 Stucco siding No
1975 205,000 Tile Roof 1,610 4 $1000-$2500 Deductible 510 7 Fiber-Cement Siding yes
1966 215,000 Wood Shake Roof 1,670 3 $2500-$5000 Deductible 50 1 Stone Siding No
1979 180,000 Composition Roof 1,210 3 $5000 to $10,000 Deductible 180 3 Stucco siding No
2011 380,000 Slate Shingles Roof 2,850 4 $5000 to $10,000 Deductible 100 1 Brick siding yes
1984 280,000 Shingles Roof 2,420 4 $1000-$2500 Deductible 310 4 Stucco siding yes
2010 255,000 Wood Shake Roof 1,760 3 $1000-$2500 Deductible 240 3 Vinyl siding yes
1982 415,000 Asphalt Shingles Roof 3,090 4 $5000 to $10,000 Deductible 1030 10 Brick siding yes
1960 280,000 Tile Roof 1,830 3 $500- $1000 Deductible 260 3 Fiber-Cement Siding yes
1996 540,000 Membrane Roof 3,330 5 $2500-$5000 Deductible 130 1 Vinyl siding No
1970 285,000 Membrane Roof 2,030 4 $500 Deductible 1490 12 Stone Siding yes
2000 445,000 Tile Roof 3,020 5 $2500-$5000 Deductible 160 1 Wood siding No
2006 210,000 Metal Roof 1,450 3 $2500-$5000 Deductible 450 10 Stucco siding yes
1996 515,000 Asphalt Shingles Roof 3,270 4 $500- $1000 Deductible 1400 10 Brick siding yes
1980 385,000 Membrane Roof 2,420 5 $5000 to $10,000 Deductible 220 2 Wood siding No
1987 325,000 Slate Shingles Roof 2,040 4 $500 Deductible 970 10 Stucco siding yes
2012 295,000 Metal Roof 1,780 4 $1000-$2500 Deductible 780 10 Vinyl siding No
1999 345,000 Metal Roof 2,050 5 $2500-$5000 Deductible 980 10 Wood siding No