Bagdad Insurance Rates:

Bagdad, FL homeowners insurance is approximately $960 to $1,333, about $80-$111/month. Our complete guide shows customers can save upto $458 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Bagdad, FL Homeowners Insurance By Home Value

Bagdad, FL Home Value Total Homes % of Total Average Bagdad, FL Homeowners Insurance
Less than $50,000 249 14.0% $217
$50,000 to $59,999 120 7.0% $469
$60,000 to $69,999 84 4.0% $584
$70,000 to $79,999 150 8.0% $676
$80,000 to $89,999 46 2.0% $767
$90,000 to $99,999 56 3.0% $859
$100,000 to $124,999 199 11.0% $997
$125,000 to $149,999 101 5.0% $1249
$150,000 to $174,999 239 14.0% $1478
$175,000 to $199,999 122 7.0% $1707
$200,000 to $249,999 184 10.0% $2051
$250,000 to $299,999 115 6.0% $2509
$300,000 to $399,999 42 2.0% $3197

Top Home Insurance Agents Near Bagdad, FL

Home Insurance Company Near Bagdad, FL Homeowners Insurance Agency Near Bagdad, FL Address
NA Hiles-Mcleod Insurance, Inc 1900 N 9Th Ave, Pensacola, FL, 32503
NA Darren Cooke Insurance Dba Cooke Insurance Agency 1165 John Sims Pkwy, Niceville, FL, 32578
State Farm Finis Calvert Sr 2521 Creighton Rd Ste A, Pensacola, FL, 32504-7339
Travelers Legacy Insurance Of Nw Fl 301 N FERDON BLVD, CRESTVIEW, FL, 32536
Allstate Steven Russ 9078 Merritt Ln Ste B, Daphne, AL, 36526

Cost Of Homeowners Insurance By Street Near Bagdad, FL

Streets in Bagdad Area Homeowners Insurance Cost
15th Ave, Delona Rd, Susan Ct, W Magnolia St, Robin Ave, Bay Oaks Dr, Ashley Rd, Griffis Rd, Cobb Rd, Maggie Rd$1,175
Lakewood Dr, Michigan Ave, Berryhill St, Slalom Dr, Floresta Cir, Walnut St, Suwanee St, Walter Ave, Price Pl, New St$1,174
Robin St, Montello St, Butternut Dr, Seminole Trl, Sunshine Park Dr, Gainer Ave, N 36th Ave, Holland Rd, James St, Hollow Oak Ln$1,144
Leepard Rd, N 12th Ave, Shady Bayou Ln, Paige Ln, Williams Pl, Dorr St, Chalet Cir, Plymouth St, Romano St, 2nd Ave$1,163
S 28th Ave, Nolan Rogers Rd, Misty Lake Dr, Nowling Dr, Balsam St, Grace St, Larkhall Pl, Lavon Rd, Wadsworth Ave, Oyster Bay Ct$1,169

Bagdad, FL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Bagdad$169 to $174
Avalon-Mulat$174
Avalon$178
Dickerson City$160

Bagdad, FL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Avalon-Mulat CCD, Santa Rosa County, Florida $146 $194 $291
Avalon CDP, Florida $149 $198 $297
Garcon Point CDP, Florida $149 $198 $297

Bagdad, FL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Bagdad, FL9.2%28.8%
Avalon-Mulat6.85%25.66%
Avalon4.95%33.59%
Garcon Point5.38%14.02%

Bagdad Renters Insurance as a Percentage of Rent

Bagdad Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 71 18.0% $1243
$500 to $749 29 7.0% $1918
$750 to $999 177 46.0% $2668
$1,000 to $1,499 86 22.0% $3793
$1,500 or more 17 4.0% $5443

Average Cost Of Home Insurance By Company In Areas Nearby Bagdad For Different Scenarios

Home value ($) Age of home (years) Wind mitigation Company Average homeowners insurance premium ($)
150,000 27 NO American Integrity Insurance $3,714
150,000 27 NO Tower Hill Prime Insurance $2,731
300,000 12 NA First Community Insurance $2,903
300,000 12 NA Safeway Property Insurance $2,244
300,000 12 NA Southern Oak Insurance $3,507
300,000 12 NA Tower Hill Select Insurance $1,956
300,000 12 NA Universal Insurance $3,018

Bagdad, FL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,800$2,800
Yearly Bagdad Homeowner Insurance Premium Example $3,200$2,700
Out of Pocket Expense During Claim$1,800$2,800
Total Home Insurance Premium for 4 years + Out of Pocket Expense for Claim $14,600$13,600
Net Savings to Bagdad Home Owner from High Deductible Plan $1,000

Bagdad, FL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Bagdad, FL Home Replacement Value MORE than Home Value Bagdad, FL Home Replacement Value LESS than Home Value
Replacement Value $105,000 $74,500
Insurance Premium based on Replacement Value $1,850 $1,300
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $11,000 Risk Exposure from Under Insuring Coverage is $19,500
Premium Impact Insurance cheaper by $350/year Insurance costlier by $200/year

Example Bagdad Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmTravelersChubb Group of Insurance
Monthly Premium 209307318
Year Built 200219902013
Home Details 3 Beds, 2 Baths4 Beds, 1 Baths5 Beds, 3 Baths
Coverage Amount $175000-$200000$200000-$250000$300000-$350000
Deductible $2500-$5000 Deductible$500- $1000 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Bagdad, FL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2005 150,000 Tile Roof 1,890 4 $1000-$2500 Deductible 590 3 Brick siding No
1993 145,000 Metal Roof 1,800 3 $1000-$2500 Deductible 1020 5 Stucco siding No
1992 155,000 Membrane Roof 2,280 3 $500- $1000 Deductible 1220 5 Brick siding yes
1991 355,000 Composition Roof 4,050 5 $2500-$5000 Deductible 1890 4 Stucco siding No
2013 310,000 Membrane Roof 4,210 5 $500- $1000 Deductible 3070 5 Stucco siding yes
1998 225,000 Composition Roof 3,270 4 $1000-$2500 Deductible 560 2 Vinyl siding No
2009 140,000 Membrane Roof 2,030 5 $500 Deductible 2090 8 Stone Siding No
2010 170,000 Shingles Roof 2,010 4 $500 Deductible 650 2 Fiber-Cement Siding No
2009 300,000 Tile Roof 4,060 5 $500 Deductible 1800 4 Stucco siding yes
2004 170,000 Slate Shingles Roof 2,110 4 $500 Deductible 700 3 Fiber-Cement Siding yes
2014 225,000 Membrane Roof 3,290 4 > $10,000 Deductible 780 4 Fiber-Cement Siding No
1994 380,000 Wood Shake Roof 4,090 5 $500- $1000 Deductible 1070 2 Fiber-Cement Siding yes
2012 175,000 Metal Roof 1,960 3 $500 Deductible 1780 9 Stone Siding yes
2005 245,000 Wood Shake Roof 2,630 4 $500- $1000 Deductible 350 1 Wood siding No
1998 110,000 Membrane Roof 1,700 4 $2500-$5000 Deductible 1490 10 Brick siding yes
2010 240,000 Composition Roof 2,670 4 $500- $1000 Deductible 4320 12 Wood siding No
1994 320,000 Wood Shake Roof 4,230 5 $2500-$5000 Deductible 330 1 Wood siding yes
2013 295,000 Membrane Roof 3,840 5 $2500-$5000 Deductible 1580 5 Stucco siding No
2010 215,000 Wood Shake Roof 2,600 4 $500 Deductible 690 2 Brick siding yes
1995 240,000 Wood Shake Roof 2,470 4 $2500-$5000 Deductible 1080 4 Stucco siding yes
1993 130,000 Slate Shingles Roof 1,830 3 $1000-$2500 Deductible 330 2 Brick siding yes
1999 260,000 Slate Shingles Roof 3,420 5 $1000-$2500 Deductible 2210 5 Stucco siding yes
2009 115,000 Slate Shingles Roof 1,690 3 $500 Deductible 400 2 Stone Siding yes
2013 130,000 Asphalt Shingles Roof 1,440 3 $2500-$5000 Deductible 1520 10 Fiber-Cement Siding No
2009 380,000 Metal Roof 4,900 5 $500 Deductible 5270 7 Fiber-Cement Siding No
2003 200,000 Metal Roof 2,340 4 > $10,000 Deductible 1310 8 Wood siding yes
2010 360,000 Tile Roof 4,770 5 $1000-$2500 Deductible 6470 12 Stucco siding yes
2002 115,000 Slate Shingles Roof 1,470 3 $500 Deductible 360 2 Wood siding yes
2001 135,000 Shingles Roof 1,460 3 $1000-$2500 Deductible 1450 7 Vinyl siding yes
2013 280,000 Metal Roof 3,170 4 $5000 to $10,000 Deductible 2090 6 Stone Siding yes
2005 140,000 Metal Roof 1,730 3 $500- $1000 Deductible 490 2 Stucco siding No
2004 210,000 Asphalt Shingles Roof 2,160 5 $5000 to $10,000 Deductible 1140 5 Stucco siding No
1992 155,000 Membrane Roof 1,860 4 $500 Deductible 2560 8 Stucco siding No
2013 165,000 Wood Shake Roof 2,290 4 $5000 to $10,000 Deductible 120 1 Vinyl siding yes