How Much Does Babylon, NY Home Insurance Cost?
Babylon, NY Average Homeowners Insurance Cost
$1,451
Homeowners Insurance Cost - Babylon, NY
$343,700
Median Home Value - Babylon, NY
Babylon, NY Homeowners Insurance Cost Based on Deductible
| Deductible | Home Insurance Cost Discount | Homeowners Insurance Cost |
|---|---|---|
| $500 Deductible | -$17.41 | $1,433.59 |
| $1000 Deductible | -$154.1 | $1,296.9 |
| $1500 Deductible | -$230.13 | $1,220.87 |
| $2000 Deductible | -$342.73 | $1,108.27 |
| $2500 Deductible | -$409.18 | $1,041.82 |
Babylon, NY Homeowners Insurance Cost by on Age of Home
| Age of Home | Home Insurance Cost Discount/Excess | Home Insurance Cost |
|---|---|---|
| Newly Constructed Home | -$334 | $1,117 |
| 30 year old | +$22 | $1,473 |
| 40 year old | +$38 | $1,489 |
| 50 year old | +$55 | $1,506 |
| Above 50 year old | +$70 | $1,521 |
Babylon, NY Homeowners Insurance Cost Based on Construction Type of Home
| Construction Type | Home Insurance Cost Savings | Home Insurance Cost |
|---|---|---|
| Fire Resistive | -$203 | $1,248 |
| Superior | -$145 | $1,306 |
| Masonry | -$73 | $1,378 |
| Brick | -$73 | $1,378 |
| Hail Resistant Roof | -$44 | $1,407 |
Babylon, NY Homeowners Insurance Cost for Homes with Swimming Pools
| Type | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Owning A Swimming Pool | +$29 | $1,480 |
| Swimming Pool With A Diving Board | +$58 | $1,509 |
| Swimming Pool With Slide | +$87 | $1,538 |
Babylon, NY Homeowners Insurance Discounts for Homes Near Public Safety Departments
| Type | Homeowners Insurance Cost Savings | Homeowners Insurance Cost |
|---|---|---|
| Fire Station | $44 | $1,407 |
| Police Department | $15 | $1,436 |
Babylon, NY Homeowners Insurance Percentage Increase Based on Claims Filed
| Type of Claim | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Filing a Second Fire Claim | +$609.42 | $2,060 |
| Filing a Second Liability Claim | +$551.38 | $2,002 |
| Filing a Second Theft Claim | +$551.38 | $2,002 |
| Filing a Second Water Claim | +$478.83 | $1,930 |
| Filing a Fire Claim | +$290.2 | $1,741 |
| Filing a Liability Claim | +$275.69 | $1,727 |
| Filing a Theft Claim | +$275.69 | $1,727 |
| Filing a Water Claim | +$232.16 | $1,683 |
| Filing a Weather Claim | +$232.16 | $1,683 |