Babylon Insurance Rates:

Babylon, NY homeowners insurance is roughly $544 to $734, about $45-$61/month. Our thorough analysis indicates shoppers can save upto $255 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

I would recommend this home insurance company to others who are looking for insurance coverage because of it's easy accessibility, for it's affordability and for it's lower price.
Homesite Insurance
Homesite has a great customer service department that is available 24/7 to answer any questions their customers have or to help them change their insurance items to help lower their payments.
I have to say that MetLife is not cheap. The premium we pay is high in my opinion when I compared it with other's premiums.
Customer service at with an Allstate agent is good, the problem sometimes is getting a claim settled fairly. So overall service is average.
It is about average for the type of insurance that I have for this area.
i would recommend anyone to use this insurance because the customer service is awesome.also there are a number of discounts
State Farm
I have never had to put a claim in with STate farm but they have had the best prices around anywhere and I feel I am protected should I need it.
USAA has real good policy offerings. When our roof blew off during a bad wind storm, USAA was out early the next morning to start repairs. I rate them a 5.
State Farm
I like state farm for its stability, it's earned a reputation for business and it's extremely fair rates, all of which come through when you purchase their products.
State Farm
Whenever i need help and send an email to my agent he replies back right away with answers and fixes things for me right away.
Universal Property & Casualty Insurance Company
I like that this company is quite inexpensive in relation to other competing companies. The provided policy was easy to comprehend and offered many discounts. The process of obtaining the policy and cancellation of my old policy was easy and seamless.
I like how easy it is to use. I can find anything I want on there and get help quickly if I need it.
The only drawback that I would mention is the fact that finding a branch is sometimes difficult. Being able to talk to someone face to face would be beneficial in some cases, but most interactions are done online with USAA.
The customer service representative was friendly and engaged with me as a customer. Seemed to really care about my insurance needs.
There really is not much to complain bout with USAA. The only improvement I could see is that the older generation would have more ease with their services if they had an actual office in town. This does not bother me though.
I have compared my premium to other companies and it is competitive. Over time the cost creeps up and I have to call a representative and adjust coverage or add discounts.
The excellent product line, coverage, customer service and, best of all, prices. I'm paying 50% less than my previous carrier charged and have more coverage.
Ameriprise Financial
Amica Mutual Insurance
They have great service and are always responsive. They offer to bundle with auto which is helpful. Their rates seem fine and competitive compared with alternatives.
USAA is a company that I trust with most of my needs. They have always been there for me when I needed them.
The Hartford
I would highly recommend Hartford for home insurance. It gives you a discount on bundled insurance. It has excellent customer service.
Very happy with them, they have been great since we got them in th beginning and we will continue to have them as long as everything continues the way it is.
GEICO has very competitive prices. They are selective about who qualifies as their customer. Discounts are given to University of Washington graduates.
Homesite Insurance
when you know or remember your policy number but 1 if you can't remember your policy number and you've answered some questions and they still can't find your policy number.
I absolutely love my insurance company. Not only do I save money with bundled coverage that includes home, auto and more, I don't think I'd ever go to another company.
Truly love this insurance company. So far we got more coverage while costing less. The customer service is excellent. Thanks
Union Mutual
I only dislike how it sometimes take the company long to process the claim but in all, I love it.
I love that they are attentive to us and go out of their way to make sure that we are happy.
Liberty Mutual
the company was very easy to get a quote from and to make the first payments. they were pretty quick to handle a claim that we made.

Babylon, NY Homeowners Insurance By Home Value

Babylon, NY Home Value Total Homes % of Total Average Babylon, NY Homeowners Insurance
Less than $50,000 1,044 2.0% $38
$125,000 to $149,999 365 1.0% $236
$150,000 to $174,999 712 2.0% $281
$175,000 to $199,999 608 1.0% $325
$200,000 to $249,999 2,694 7.0% $396
$250,000 to $299,999 5,952 17.0% $479
$300,000 to $399,999 22,825 65.0% $613

Top Home Insurance Agents Near Babylon, NY

Home Insurance Company Near Babylon, NY Homeowners Insurance Agency Near Babylon, NY Address
NA Donald E. Swahn Inc. And Swahn Insurance Agency 310 E Main St, Riverhead, NY, 11901
NA Harbor Park Insurance Agency, Inc 10 Harbor Park Dr. , Port Washington, NY, 11746
Travelers John Grima Agency Ltd 1592 HILLSIDE AVE, NEW HYDE PARK, NY, 11040
Travelers Mauser & Tobin Co Inc 1305 Franklin Ave Ste 160 , Garden City, NY, 11530
Allstate Victor Loperfido 1865 Wantagh Ave, Wantagh, NY, 11793

Babylon, NY Home Insurance Agents for Top Companies

Cost Of Homeowners Insurance By Street Near Babylon, NY

Streets in Babylon Area Homeowners Insurance Cost
Ponder Ln, Herbert Ave, N 16th St, W Somerset Rd, Woodcreek Ct, Remsen St, Caboto Ave, Linton Ct, Jenkins Ave, Patricia Ave$638
Parkman Rd, Bono Ct, Harriet Rd, Rome St, North Plz, Anita Ct, Boening Plz, 29th St, Cadman Ave, Piave Ter$642
Tompkins Ave, Navajo Trl, Gleeland St, Leonard Pl, Little East Neck Rd, Ida Ln, Whitney Dr, Buchanan Ave, Benjamin Rd, Poe Pl$639
Booker Blvd, Bismark Pl, Jackson Ave W, Sarah Ct, Tedel Ct, Pearsall Ave, Hicks St, Brefni St, Pratt St, 29th St$625
Wyona Ave, Atna Dr, N Crescent Dr, Watson Ave, Cabota Ave, Heathcote Rd, S Bay St, Pearsall Pl, W 24th St, Watkins Ter$639
Wilson Pl, Statesman Ave, Arcadia Dr, Wakefield St, Austin St, Lambert Ave, N Strong Ave, Morris St, Bkay Pl, Sandy Dr$645
W 16th St, Ketewamoke Ave, Perry Ln, Greenweadow Dr, S 29th St, Reef Ct, Cortland St, Eddie Ave, Belmont Pl, Daniel St$636
S 31st St, Richmond Ave, Wright Ave, N 7, Anthony Ln, N Jefferson Ave, Madison Dr, Ireland Pl, Johnson Ct, Lagoon Ct$636
Barry Rd, Salem Ave, W 20th St, Vermont St, Auburn St, 45th St, Whalen St, Feustal St, Erlanger Blvd, W Galley Dr$631
Grand Ln, Frontier Way, Cumberbach St, N Delaware Ave, Thorn Ave, Co Rd 34, Phelps Ln, Raider St, Anthony Ct, Patton Ave$641

Babylon, NY Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Babylon$95 to $97
Oak Beach-Captree$108

Babylon, NY Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Oak Beach-Captree CDP, New York $91 $121 $181
Gilgo CDP, New York $87 $116 $174
Lindenhurst village, New York $80 $106 $159

Babylon, NY Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Babylon, NY1.9%5.3%
West Islip1.77%5.43%

Babylon Renters Insurance as a Percentage of Rent

Babylon Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 417 2.0% $1225
$500 to $749 827 5.0% $1900
$750 to $999 1,325 8.0% $2650
$1,000 to $1,499 5,819 36.0% $3775
$1,500 or more 7,410 46.0% $5425

Babylon, NY Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Yearly Babylon Homeowner Insurance Premium Example $4,100$3,100
Out of Pocket Expense During Claim$500$4,500
Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim $21,000$20,000
Net Savings to Babylon Home Owner from High Deductible Plan $1,000

Babylon, NY Home Insurance Costs With Home Replacement Value Scenarios

Scenario Babylon, NY Home Replacement Value MORE than Home Value Babylon, NY Home Replacement Value LESS than Home Value
Replacement Value $512,000 $298,000
Insurance Premium based on Replacement Value $4,875 $2,825
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $105,000 Risk Exposure from Under Insuring Coverage is $109,000
Premium Impact Insurance cheaper by $1,050/year Insurance costlier by $1,000/year

Example Babylon Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateChubb Group of InsuranceNationwide Insurance
Monthly Premium 326298137
Year Built 198519621971
Home Details 5 Beds, 1 Baths3 Beds, 2 Baths2 Beds, 1 Baths
Coverage Amount $500000-$600000$350000-$400000$200000-$250000
Deductible $1000-$2500 Deductible$1000-$2500 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Babylon, NY from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1961 215,000 Metal Roof 1,380 2 $2500-$5000 Deductible 1660 12 Stucco siding No
1985 515,000 Composition Roof 2,460 4 $500- $1000 Deductible 4640 12 Stone Siding yes
1989 555,000 Membrane Roof 2,660 4 $2500-$5000 Deductible 2040 5 Stucco siding No
1964 895,000 Tile Roof 4,450 5 $2500-$5000 Deductible 2250 4 Stone Siding No
1948 240,000 Tile Roof 1,560 3 $1000-$2500 Deductible 1840 10 Vinyl siding No
1948 510,000 Composition Roof 2,400 4 $500 Deductible 3070 9 Stone Siding yes
1940 500,000 Tile Roof 2,690 5 $2500-$5000 Deductible 1980 7 Brick siding yes
1978 315,000 Asphalt Shingles Roof 2,070 3 $500- $1000 Deductible 690 3 Vinyl siding No
1961 230,000 Metal Roof 1,110 2 $500- $1000 Deductible 2580 12 Vinyl siding yes
1943 375,000 Slate Shingles Roof 1,790 3 $2500-$5000 Deductible 280 1 Fiber-Cement Siding No
1946 285,000 Asphalt Shingles Roof 1,320 3 $1000-$2500 Deductible 760 3 Wood siding yes
1973 410,000 Tile Roof 2,110 4 $500 Deductible 610 2 Stone Siding yes
1949 780,000 Slate Shingles Roof 4,140 5 $2500-$5000 Deductible 3200 10 Stucco siding yes
1984 360,000 Membrane Roof 1,740 3 $1000-$2500 Deductible 1650 8 Stone Siding yes
1975 220,000 Metal Roof 1,420 3 > $10,000 Deductible 90 1 Stone Siding yes
1977 495,000 Slate Shingles Roof 2,770 5 $1000-$2500 Deductible 3900 9 Wood siding yes
1981 630,000 Metal Roof 3,740 5 $1000-$2500 Deductible 4390 8 Wood siding No
1978 315,000 Metal Roof 1,640 5 $5000 to $10,000 Deductible 2810 12 Wood siding yes
1945 180,000 Asphalt Shingles Roof 1,070 2 $500 Deductible 640 4 Fiber-Cement Siding No
1982 210,000 Tile Roof 1,150 2 $500- $1000 Deductible 1710 9 Stone Siding No
1979 340,000 Membrane Roof 1,580 2 > $10,000 Deductible 1550 10 Vinyl siding yes
1967 335,000 Composition Roof 1,660 3 > $10,000 Deductible 140 1 Vinyl siding yes
1988 145,000 Membrane Roof 930 2 $1000-$2500 Deductible 740 8 Fiber-Cement Siding No
1977 440,000 Composition Roof 2,060 4 $5000 to $10,000 Deductible 820 4 Stone Siding No
1962 705,000 Slate Shingles Roof 3,460 5 $5000 to $10,000 Deductible 640 2 Fiber-Cement Siding No
1978 190,000 Tile Roof 940 2 $1000-$2500 Deductible 1330 10 Fiber-Cement Siding No
1971 430,000 Composition Roof 1,970 3 $500 Deductible 2490 7 Brick siding yes
1944 360,000 Tile Roof 1,990 4 > $10,000 Deductible 320 2 Stone Siding yes
1975 240,000 Slate Shingles Roof 1,470 3 $500- $1000 Deductible 2560 12 Stucco siding yes

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