In North Charleston, SC, the average home insurance rate of homeowners is $820 per annum. This translates to about $57 to $78 per month. According to Vhome’s research, North Charleston homeowners can save as up to $325 by comparing rates and reviews of insurance companies.
Nationwide quoted an insurance rate of $780 for a North Charleston home built in 2007, on a policy coverage ranging between $100,000 to $125,000, for a deductible rate of $500 to $1000. North Charleston homeowners can further reduce their insurance rates by installing smoke detectors, fire alarms, burglar alarms and enhancing home security.
North Charleston homeowners who have a policy with American National pay an insurance rate of $700, on a policy coverage ranging between $250,000 to $300,000, for a deductible of $1,000. American National provides discounts to homeowners who bundle their policies.
Travelers quoted an insurance rate of $912 for a North Charleston home built in 1995, on a policy coverage ranging between $150,000 to $175,000, for a deductible rate of $2500 to $5000. The discounts provided by Travelers makes their quotes very cheap. For example, Travelers provides 5% discounts on homes certified as “green home” by the Leadership Energy and Environmental Design organization.
Mapfre charges $1,530 in insurance rates on a coverage value ranging between $300,000 to $350,000, on a deductible of $1,000. Mapfre provides claim-free discounts, home security discounts, and new home discounts, all of which make its quotes one of the cheapest in North Charleston.
GEICO quoted an insurance rate of $1,860 for a North Charleston home built in 2012, on a policy coverage ranging between $200,000 to $250,000, for a deductible of $500. GEICO provides special discounts of up to 15% to army personnel and federal employees, in addition to multi-policy discounts and home security discounts.