In Jacksonville, FL, the average home insurance rate of homeowners is $1161 per annum. This translates to about $82 to $111 per month. According to Vhome’s research, Jacksonville homeowners can save as much as $466 by choosing the cheapest home insurance company according to their requirements.
Citizens specializes in providing add-on policies that offer coverage to homes from damages against hurricanes. Redfin rated cities that are prone to damage from hurricanes on a scale of 100, using data from the Federal Emergency Management Agency. Jacksonville received a score of 74 from Redfin. Citizens quoted an insurance rate of $689 on a policy coverage of $150,000, for a home installed with a wind mitigation system.
Security First quotes an average insurance rate of $1,099 for Jacksonville homes older than 20 years on a policy coverage of $150,000. Security First provides discounts for homes fitted with a wind mitigation system, burglar alarm, and fire alarm, all of which make it one of the cheapest home insurers in Jacksonville.
In Jacksonville, Liberty Mutual homeowners with homes older than 20 years, pay insurance costs of $1,750 annually on a policy coverage of $150,000. If those homes are fitted with a wind mitigation system, the homeowners pay $1,336 for the same policy coverage.
America Integrity provides its insurance services exclusively to the state of Florida and specializes in home insurance policies. Vhome’s analysis reveals that homeowners who have a policy with America Integrity pay insurance costs of $1,629 annually on a policy coverage of $150,000.
Florida Farm Bureau
With a keen understanding of the requirements of Jacksonville homeowners, Florida Farm Bureau provides home insurance policies to homeowners at affordable rates. Homes without a wind mitigation system are priced at $1,843 in insurance costs on a policy coverage of $150,000. Florida Farm Bureau reduces its insurance rates if homes are fitted with a wind mitigation system.