Compare Quotes from Top Providers and Save now!

The average home insurance rate in Gainesville, FL, is $1169 per annum. This translates to about $83 to $112 per month. Vhome’s analysis shows homeowners in Gainesville can save up to $470 by comparing rates and reviews of insurance companies.

Assurant

Assurant offers two home insurance policies with deductibles of $100, $250, and $300, from which homeowners can choose. Assurant quoted an insurance rate of $300 for a Gainesville home built in 1990, on a policy coverage ranging between $250,000 to $300,000. Assurant offers renters insurance coverage ranging between $5000 to $95,000, along with some of the cheapest insurance rates in Gainesville.

People’s Trust

People’s Trust quoted an insurance rate of $1,320 for a Gainesville home built in 2007, on a policy coverage ranging between $250,000 to $300,000. People’s Trust provides discounts of up to 30% on home insurance rates, making it one of the cheapest insurance companies in Gainesville. People’s Trust also provides a special discount of 5% to active and retired army personnel.

Chubb

Gainesville homeowners who have a policy with Chubb pay an insurance rate of $2,676, for a house built in 2012 on a policy coverage ranging between $125,000 to $150,000, for a deductible rate of $500 to $1,000. Homeowners can further reduce home insurance costs by paying a high deductible.

GEICO

GEICO quoted an insurance rate of $3,036 for a Gainesville home built in 1987, on a policy coverage ranging between $200,000 to $250,000, for a deductible rate of $1000 to $2500. GEICO provides multi-policy discounts, student discounts, and employee discounts on home insurance rates.

State Farm

Homeowners who have a policy with State Farm, pay an insurance rate of $3,816, for a Gainesville house built in 1975, on a policy coverage ranging between $300,000 to $350,000, for a deductible rate more than $10,000. State Farm provides discounts on home insurance based on factors such as (but not limited to) the age of the home, home security, and claims history, all of which make it one of the cheapest home insurance providers in Gainesville.

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