Aztec Insurance Rates:

Aztec, NM homeowners insurance is nearly $583 to $795, about $48-$66/month. Our detailed analysis indicates shoppers can save as much as $276 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Progressive
However, i do not like that i have to go to a third party insurance company to cover for flood insurance.
Allstate
The premiums on this policy are very fair considering what they cover. i feel that i am properly covered at rate i can afford.
Farm Bureau
The company has a kind of narrow viewpoint and doesn't offer a lot of variety.
Travelers
The website as well set up, it's easy to log in and secure, and gives me all the information for my policy, it provides any necessary contact information for claims. It also contains necessary information for any payments
State Farm
The company could have a cheaper premium the company could have more human people when you need to ask a question the company could be more clear in communication
Farmer's Insurance
The coverage is about the same when I compared to other companies some premium is a dollar two either way
Allstate
I like that my billing is always correct and due to not having any claims the rates have decreased from year to year. When we first took out the policy the premium was $1,152.

Aztec, NM Homeowners Insurance By Home Value

Aztec, NM Home Value Total Homes % of Total Average Aztec, NM Homeowners Insurance
Less than $50,000 1,002 16.0% $103
$50,000 to $59,999 264 4.0% $213
$70,000 to $79,999 209 3.0% $310
$80,000 to $89,999 192 3.0% $351
$90,000 to $99,999 171 2.0% $393
$100,000 to $124,999 656 10.0% $455
$125,000 to $149,999 407 6.0% $565
$150,000 to $174,999 637 10.0% $669
$175,000 to $199,999 443 7.0% $772
$200,000 to $249,999 971 15.0% $931
$250,000 to $299,999 632 10.0% $1138
$300,000 to $399,999 530 8.0% $1449

Top Home Insurance Agents Near Aztec, NM

Home Insurance Company Near Aztec, NM Homeowners Insurance Agency Near Aztec, NM Address
State Farm Chris Sebastian 5512 E Main St Ste C, Farmington, NM, 87402-4421
Allstate Dennis Mcdaniel 2901 N Fairview Ave # 110, Farmington, NM, 87401
Travelers Garver Insurance Agency 17404 HWY 145, DOLORES, CO, 81323
Farmers Kelly Webb Csp 422 N Main Ave, Aztec, NM, 87410
Farmers Shari Jones 555 S Camino Del Rio Ste A3, Durango, CO, 81303

Cost Of Homeowners Insurance By Street Near Aztec, NM

Streets in Aztec Area Homeowners Insurance Cost
Rd 3589, Rd 3063, Rd 3563, Rd 5841, Legion Rd, Williams Dr, Rd 3629, Orchard Ave, E Glenmary Dr, Rd 3115$695
Rd 3591, Rd 2951, Rd 3950, Rd 5568, Kylie Pl, Rd 2635, Rd 2396, Dixon Rd, Franklin Ave, Rd 3003$717
Rd 3777, Rd 3566, Rd 2290, Rd 2895, Arriba Ave, Rd 3476, Rd 3100, Ute Ave, Co Rd 2596, Ford St$684
Rio Grande Ave, Rd 3053, S Glenmary Dr, Hampton Canyon Rd, Preserve Dr, Rd 3549, Katherine Ave, Rd 3778, Co Rd 3323, Co Rd 33200$667
Calle Norte Trl, Bluebell Ct, N Ash St, Rd 3957, Rd 3008, Kiva Ave, Brianna Pl, Rd 26340, Co Rd 1354, Quail Run$693

Aztec, NM Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Aztec$102 to $105
North Light Plant$102
Cedar Hill$106
Spencerville$101

Aztec, NM Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
North Light Plant CDP, New Mexico $86 $114 $171
Cedar Hill CDP, New Mexico $89 $119 $178
Spencerville CDP, New Mexico $85 $113 $169

Aztec, NM Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Aztec, NM4.4%17.7%
Cedar Hill3.01%32.25%
Spencerville4.12%18.02%
Flora Vista3.58%16.21%

Aztec Renters Insurance as a Percentage of Rent

Aztec Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 81 5.0% $797
$300 to $499 146 9.0% $1247
$500 to $749 380 23.0% $1922
$750 to $999 474 29.0% $2672
$1,000 to $1,499 373 23.0% $3797
$1,500 or more 124 7.0% $5447

Aztec, NM Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,900$2,900
Yearly Aztec Homeowner Insurance Premium Example $600$400
Out of Pocket Expense During Claim$1,900$2,900
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $6,700$6,100
Net Savings to Aztec Home Owner from High Deductible Plan $600

Aztec, NM Home Insurance Costs With Home Replacement Value Scenarios

Scenario Aztec, NM Home Replacement Value MORE than Home Value Aztec, NM Home Replacement Value LESS than Home Value
Replacement Value $167,000 $99,500
Insurance Premium based on Replacement Value $825 $475
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $38,500 Risk Exposure from Under Insuring Coverage is $29,000
Premium Impact Insurance cheaper by $150/year Insurance costlier by $200/year

Example Aztec Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateLiberty MutualAmica Mutual Insurance Company
Monthly Premium 5314453
Year Built 198420102003
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths5 Beds, 4 Baths
Coverage Amount $175000-$200000$350000-$400000$200000-$250000
Deductible $5000 to $10,000 Deductible$1000-$2500 Deductible> $10,000 Deductible

Sample Home Insurance Rates for Aztec, NM from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1987 230,000 Slate Shingles Roof 2,690 4 $2500-$5000 Deductible 470 8 Stucco siding No
2004 190,000 Metal Roof 2,370 3 $1000-$2500 Deductible 250 3 Stone Siding No
1991 135,000 Tile Roof 1,440 3 $1000-$2500 Deductible 410 9 Wood siding No
2005 290,000 Slate Shingles Roof 2,480 5 $1000-$2500 Deductible 740 8 Brick siding yes
1988 170,000 Shingles Roof 2,150 3 $500- $1000 Deductible 310 6 Fiber-Cement Siding yes
1993 320,000 Tile Roof 3,980 5 $500- $1000 Deductible 2040 12 Stone Siding No
1988 165,000 Metal Roof 1,880 4 $500 Deductible 90 1 Fiber-Cement Siding yes
1988 195,000 Metal Roof 1,650 3 $1000-$2500 Deductible 620 9 Stone Siding yes
2006 350,000 Composition Roof 3,160 5 $500 Deductible 1750 10 Fiber-Cement Siding yes
1984 190,000 Shingles Roof 2,140 4 $500 Deductible 120 2 Brick siding No
2006 260,000 Membrane Roof 2,780 4 $500 Deductible 580 5 Fiber-Cement Siding No
2001 200,000 Composition Roof 2,020 4 $500- $1000 Deductible 80 1 Brick siding yes
2014 135,000 Shingles Roof 1,330 3 $500 Deductible 600 10 Fiber-Cement Siding No
2004 205,000 Metal Roof 1,890 5 > $10,000 Deductible 520 12 Wood siding yes
1998 250,000 Asphalt Shingles Roof 2,140 3 $500 Deductible 1390 12 Wood siding No
2005 245,000 Wood Shake Roof 2,410 4 > $10,000 Deductible 240 5 Wood siding No
1991 430,000 Composition Roof 4,320 5 $500- $1000 Deductible 810 5 Stucco siding yes
1984 195,000 Tile Roof 1,950 3 $500- $1000 Deductible 560 7 Vinyl siding yes
2001 250,000 Shingles Roof 2,600 4 $5000 to $10,000 Deductible 420 5 Fiber-Cement Siding No
2000 145,000 Shingles Roof 1,850 4 $2500-$5000 Deductible 290 7 Brick siding No
2014 145,000 Composition Roof 1,620 4 $500- $1000 Deductible 440 6 Stone Siding yes
1992 150,000 Slate Shingles Roof 1,860 3 $5000 to $10,000 Deductible 220 6 Stucco siding yes
2003 395,000 Tile Roof 3,420 5 $500 Deductible 1640 12 Wood siding No
2010 355,000 Membrane Roof 3,410 5 $500- $1000 Deductible 290 2 Vinyl siding No
1986 260,000 Tile Roof 2,970 4 $500- $1000 Deductible 1030 9 Wood siding yes