Avondale Insurance Rates:

Avondale, AZ homeowners insurance is approximately $515 to $700, about $42-$58/month. Our comprehensive guide shows customers can save as much as $243 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Usaa
Good access to policy documents and changes as required. Contact information available as well as faq section. Customer representatives friendly when talking.
Usaa
There is nothing I dislike about this company. The prices are reasonable. The agents are friendly. The website and app are also easy to navigate. I also like the discount this company offers.
State Farm
Our premium is rather high due to having a flat roof in our area. We have limited options for insurance, so we stick with it. We feel that it should be lower at this point as we got a new roof on our home when we moved in.
Usaa
The coverage, price, ease of making payments, ease of contacting customer service, mobile app, fast, friendly, professional service.
Usaa
We have not really had any problems. I have to say it has been good for the last 25 years, the rate was good.
Geico
The home insurance is pretty basic and at the same time it is very competitive. They offer the same things that other insurance companies do.
State Farm
I price compared many different insurance companies in order to get the lowest premium. Once I bundled my auto and home insurance they beat every everyone by a substantial amount.
Usaa
USAA provides great prices, amazing customer service, and all in a timely manner. USAA also provides many different means of communication so you can reach them in just about every way possible.
Allstate
The deductible and premium of my policy are fair and easy to acommodate to my needs. The amount is well calculated and you can adjust to it.
State Farm
I would absolutely recommend them. They did a good job assisting through the claim process, and they were very prompt in getting their job done.
State Farm
WE NEEDED A DIFFERENT TYPE OF POLICY OTHER THAN WHAT I WAS USED TO, AS WE HAD MOVED FROM A SUBURBAN SETTING TO A RURAL, FARM SETTING. AS OUR NEEDS CHANGED, THEY WERE ABLE TO ADAPT OUR POLICY.
Geico
I can manage my cards on the app, without calling anybody or wait on the line. it is very easy and simple
Farmer's Insurance
Accessing information from our agent is easy not only does she respond in a reasonable amount of time but also has office phone set up so you can get a mailing address, fax number, and address anytime day or night.
Progressive
The insurance office is located right down the street from my home. if i need assistance it is very close by.

Avondale, AZ Homeowners Insurance By Home Value

Avondale, AZ Home Value Total Homes % of Total Average Avondale, AZ Homeowners Insurance
Less than $50,000 1,160 8.0% $109
$50,000 to $59,999 303 2.0% $224
$60,000 to $69,999 265 1.0% $279
$70,000 to $79,999 334 2.0% $328
$80,000 to $89,999 856 6.0% $370
$90,000 to $99,999 757 5.0% $413
$100,000 to $124,999 2,246 16.0% $480
$125,000 to $149,999 1,606 12.0% $601
$150,000 to $174,999 1,763 13.0% $711
$175,000 to $199,999 1,000 7.0% $820
$200,000 to $249,999 1,550 11.0% $984
$250,000 to $299,999 894 6.0% $1209
$300,000 to $399,999 590 4.0% $1532

Top Home Insurance Agents Near Avondale, AZ

Home Insurance Company Near Avondale, AZ Homeowners Insurance Agency Near Avondale, AZ Address
NA Tag Insurance And Financial Services, Inc. 8601 S Priest Dr Ste 101A, Tempe, AZ, 85284
Travelers American Cornerstone Ins Llc 2150 E GERMANN RD STE 1, CHANDLER, AZ, 85286
Travelers Bridgelight Ins 20645 N PIMA RD STE 225, SCOTTSDALE, AZ, 85255
State Farm Carlos Rivera Casl, Clu, Lutcf, Chfc 18434 N 99th Avenue, Sun City, AZ, 85373-1672
State Farm Luke Atkins 21610 N 35th Ave Ste 164, Glendale, AZ, 85308-2027

Avondale, AZ Home Insurance Agents for Top Companies


Cost Of Homeowners Insurance By Street Near Avondale, AZ

Streets in Avondale Area Homeowners Insurance Cost
Hoblen Pl, E Mobile Home Park Dr, W Clover Way, 108th Ave, W Campina Dr, N Emerald Ln, W Monterosa Dr, S 127th Ave, S 121st Ave, Clarendon Ave$623
N Rancho Santa Fe Blvd, 114th Dr, S 180th Dr, S 117th Ave, W Orange Blossom Ln, 103rd Ave, S 220th Dr, S Estrella Ln, W Eagle Mountain Rd, 118th Ln$609
S 121st Ave, Catalina Dr, 113th Ln, Hubbell St, Yavapai St, W Telegram Path Rd, N 119th Dr, W Monte Vista Ave, 113th Dr, S 108th Ave$598
E Santa Cruz Dr, 209th Dr, 117th Dr, S el Mirage Rd, S 122nd Ave, N Garden Ln, McKinley St, S 113th Dr, N 183rd Dr, N 118th Ln$603
170th Ave, E la Vista Dr, S 119th Dr, W Kinderman Dr, Harrison St, W Apodaca Dr, S Perryville Rd, N Clubhouse Dr, 129th Ave, W Aragon Ln$606

Avondale, AZ Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Avondale$90 to $93
Goodyear$94
Maricopa Colony$88
Gila Crossing$89

Avondale, AZ Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Goodyear city, Arizona $78 $104 $156
Maricopa Colony CDP, Arizona $74 $99 $148
Komatke CDP, Arizona $74 $99 $148

Avondale, AZ Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Avondale, AZ3.4%14.1%
Goodyear3.19%11.59%
Tolleson3.87%12.26%
Litchfield Park3.05%10.1%

Avondale Renters Insurance as a Percentage of Rent

Avondale Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 102 1.0% $362
$200 to $299 308 3.0% $812
$300 to $499 206 2.0% $1262
$500 to $749 802 9.0% $1937
$750 to $999 1,993 23.0% $2687
$1,000 to $1,499 3,961 47.0% $3812
$1,500 or more 980 11.0% $5462

Average Cost Of Home Insurance By Company In Areas Nearby Avondale For Different Scenarios

Home value ($) Construction type Coverage Company Average homeowners insurance premium ($)
Other structure coverage ($) Contents coverage ($) Additional living expenses coverage ($)
100,000 Frame 10,000 75,000 20,000 American Automobile Ic 480
100,000 Masonry 10,000 75,000 20,000 American Modern Select Ic 1,094
100,000 Masonry 10,000 75,000 20,000 Farm Bureau P&C Ic 653
500,000 Frame 50,000 375,000 100,000 Farmers Ins Exchange 1,283
100,000 Frame 10,000 75,000 20,000 Horace Mann Ic 299
500,000 Masonry 50,000 375,000 100,000 Horace Mann Ic 992
500,000 Frame 50,000 375,000 100,000 Ids Property Cas Ic 1,307
100,000 Masonry 10,000 75,000 20,000 Nationwide Ic Of America 447
300,000 Masonry 30,000 225,000 60,000 Praetorian Ic 1,017
300,000 Frame 30,000 225,000 60,000 Secura Supreme Ic 851

Avondale, AZ Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,000$2,000
Yearly Avondale Homeowner Insurance Premium Example $500$300
Out of Pocket Expense During Claim$1,000$2,000
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $5,000$4,400
Net Savings to Avondale Home Owner from High Deductible Plan $600

Avondale, AZ Home Insurance Costs With Home Replacement Value Scenarios

Scenario Avondale, AZ Home Replacement Value MORE than Home Value Avondale, AZ Home Replacement Value LESS than Home Value
Replacement Value $156,000 $92,500
Insurance Premium based on Replacement Value $400 $250
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $29,500 Risk Exposure from Under Insuring Coverage is $34,000
Premium Impact Insurance cheaper by $75/year Insurance costlier by $75/year

Example Avondale Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmAmerican Family InsuranceChubb Group of Insurance
Monthly Premium 241847
Year Built 200920142010
Home Details 3 Beds, 1 Baths4 Beds, 2 Baths5 Beds, 4 Baths
Coverage Amount $75000-$100000$100000-$125000$400000-$500000
Deductible $500 Deductible$1000-$2500 Deductible> $10,000 Deductible

Sample Home Insurance Rates for Avondale, AZ from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2003 285,000 Composition Roof 3,790 5 $2500-$5000 Deductible 340 8 Brick siding yes
2006 230,000 Shingles Roof 3,310 4 $1000-$2500 Deductible 140 3 Wood siding No
2008 170,000 Slate Shingles Roof 1,910 4 $1000-$2500 Deductible 190 7 Brick siding No
2012 120,000 Composition Roof 1,730 4 $2500-$5000 Deductible 230 12 Vinyl siding No
2004 235,000 Slate Shingles Roof 3,010 4 $500- $1000 Deductible 110 2 Fiber-Cement Siding yes
2002 310,000 Tile Roof 3,580 5 $1000-$2500 Deductible 450 5 Brick siding No
2008 235,000 Slate Shingles Roof 2,370 3 > $10,000 Deductible 250 7 Fiber-Cement Siding yes
2011 200,000 Composition Roof 2,880 4 $500- $1000 Deductible 240 4 Stucco siding yes
2009 255,000 Metal Roof 2,910 5 $1000-$2500 Deductible 220 5 Vinyl siding No
2000 320,000 Slate Shingles Roof 3,280 4 $1000-$2500 Deductible 200 3 Brick siding yes
2009 150,000 Metal Roof 1,530 3 $1000-$2500 Deductible 60 2 Vinyl siding No
2012 245,000 Composition Roof 2,670 5 $500- $1000 Deductible 40 1 Fiber-Cement Siding yes
2013 165,000 Composition Roof 1,850 4 $5000 to $10,000 Deductible 140 7 Stone Siding yes
2011 220,000 Composition Roof 2,740 4 $500- $1000 Deductible 260 4 Wood siding No
2010 395,000 Asphalt Shingles Roof 3,780 5 $5000 to $10,000 Deductible 80 1 Vinyl siding No
2003 215,000 Shingles Roof 2,280 3 $2500-$5000 Deductible 140 3 Wood siding yes
2010 210,000 Composition Roof 2,160 4 $5000 to $10,000 Deductible 370 10 Wood siding No
2003 220,000 Shingles Roof 2,250 5 $1000-$2500 Deductible 410 9 Vinyl siding yes
2003 185,000 Asphalt Shingles Roof 2,170 5 $500- $1000 Deductible 420 9 Fiber-Cement Siding yes
2010 205,000 Tile Roof 2,270 4 $1000-$2500 Deductible 420 7 Stone Siding yes
2008 155,000 Metal Roof 1,510 3 $1000-$2500 Deductible 350 10 Stucco siding yes
2007 100,000 Wood Shake Roof 1,450 3 $500- $1000 Deductible 290 12 Wood siding yes
2004 235,000 Asphalt Shingles Roof 2,350 4 $500- $1000 Deductible 150 3 Stucco siding yes
2012 275,000 Composition Roof 2,860 4 > $10,000 Deductible 80 2 Vinyl siding No
2003 200,000 Slate Shingles Roof 2,630 4 $2500-$5000 Deductible 240 5 Wood siding yes
2013 205,000 Composition Roof 2,000 3 $500 Deductible 600 9 Stucco siding No
2002 275,000 Membrane Roof 3,170 5 $5000 to $10,000 Deductible 290 6 Brick siding No
2006 185,000 Metal Roof 2,010 3 $2500-$5000 Deductible 200 6 Stucco siding yes
2011 240,000 Slate Shingles Roof 2,540 5 $5000 to $10,000 Deductible 280 7 Brick siding No
2013 295,000 Metal Roof 3,800 5 > $10,000 Deductible 160 5 Stone Siding yes
2007 170,000 Composition Roof 1,760 5 $500- $1000 Deductible 310 8 Stone Siding No
2010 220,000 Asphalt Shingles Roof 2,740 4 $500 Deductible 100 2 Stucco siding yes
2013 345,000 Membrane Roof 3,750 5 $500 Deductible 520 6 Brick siding No
2003 325,000 Wood Shake Roof 3,230 4 > $10,000 Deductible 200 5 Fiber-Cement Siding yes

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