Avon Park Insurance Rates:

Avon Park, FL homeowners insurance is about $954 to $1,301, about $79-$108/month. Our extensive research indicates shoppers can save upto $450 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Usaa
I receive periodic notifications from USAA with documents and correspondence. They keep me up to date on what is happening with policies.
Farmer's Insurance
I like my insurance company because they made it so easy to get my homeowners insurance and be able to bundle it with my auto.
State Farm
It can be difficult to access their support staff: response via their website can be slow, and the phone of their agents keeps ringing off the hook.
Progressive
The quote was very easy to obtain over the phone and as soon as the final quote was given i had the option to accept and start coverage right then and there.
Citizens Property Insurance
Have not had any negative dealings with Citizens Insurance Company yet, hope to find out that they are upfront and helpful it I ever have to deal with them on this level.
Usaa
It is very comprehensive, without being bloated/cluttered. I can find what I want easily, and quickly. Also, there are a variety of ways to contact them, whether via email, phone call, fax, or chatting online.
Progressive
The claim adjuster was actually rude and essentially told me to go off myself when trying to report the damage. Not to mention my insurance did not cover all of the damage.
Usaa
It is very easy to review my policy and make changes right from the app. I use the app more than the website. It is also nice to pay my bills directly to them.

Avon Park, FL Homeowners Insurance By Home Value

Avon Park, FL Home Value Total Homes % of Total Average Avon Park, FL Homeowners Insurance
Less than $50,000 2,334 23.0% $293
$50,000 to $59,999 676 6.0% $619
$60,000 to $69,999 634 6.0% $777
$70,000 to $79,999 503 4.0% $890
$80,000 to $89,999 879 8.0% $1014
$90,000 to $99,999 317 3.0% $1138
$100,000 to $124,999 1,171 11.0% $1318
$125,000 to $149,999 503 4.0% $1645
$150,000 to $174,999 1,051 10.0% $1949
$175,000 to $199,999 345 3.0% $2242
$200,000 to $249,999 738 7.0% $2704
$250,000 to $299,999 594 5.0% $3302
$300,000 to $399,999 387 3.0% $4203

Top Home Insurance Agents Near Avon Park, FL

Home Insurance Company Near Avon Park, FL Homeowners Insurance Agency Near Avon Park, FL Address
NA Joel R Shapiro Enterprises Inc. Dba Beall Insurance Services 3004 Us Highway 98 N, Lakeland, FL, 33805
State Farm Herman Johnson, Jr. 1507 Lakeland Hills Blvd, Lakeland, FL, 33805-3205
Travelers Mercer Insurance Agency Inc 151 1ST ST S STE C, WINTER HAVEN, FL, 33880
Allstate Pritchard & Associates 1802 S Parrott Ave, Okeechobee, FL, 34974
Travelers Wells & Associates Insurance 309 US HWY 27 S, LAKE PLACID, FL, 33852

Cost Of Homeowners Insurance By Street Near Avon Park, FL

Streets in Avon Park Area Homeowners Insurance Cost
Odessa Ave, Office St, Hatcher Ave, W Robey Rd, N Orangewood St, Maxwell St, Joe Hilton St, S Flamingo Rd, Sandy Ln, Bass Ln$1,101
la Grande St, Seiple Rd, Lake Letta Ct, S Lake Ave, Whisper Lake Blvd E, Highland Ln, S Lotela Ave, E Dixie St, S Lotela Ave, NE Snead Cir$1,103
N Sedgewick Rd, Tulane Cir, N Arnold Rd, N Sunset Beach Rd, Bass Ave, Bristlecone Rd, W Beufort Rd, Briaridge Cir E, N Lake Ave, Sugar Bay St$1,139
W Lake Byrd Blvd, N Avocado Rd, N East Chilton Rd, Wilhite St, S Crystal Lake Dr, N Thomas Rd, Strong Ave, Primrose Ln, E Ash St, W Longbottom Rd$1,142
Wesley Cir, W Atchison Rd, Center Rd, Tanglewood Pkwy, E Cedar St, Devonshire Rd, Kempton St, S Mainsail Dr, E Oakwood Dr, N Milliden Rd$1,142
E Washington St, N Ernest Rd, Karen Blvd, N Esplanade Rd, W D St, Barbara Dr, Hog Rd, N Central Ave, Haddock St, W Lanett Rd$1,137
W Metuchen Rd, Amelia Dr, Brairidge Cir E, Mullet Ave, W Circle St, Palm Cir, N Irvington Rd, S Selph Ave, N Egret Rd, Delgado Ave$1,139
Alcantarra Ave, W Peabody Cir, Briaridge Cir W, N Dressel Rd, NW Stratford Rd, C Hill Grade Rd, S Woodrow Ave, W Shop 16 Rd, Beck Ave, Entrance Rd$1,138
N Glenwood Ave, W Kevin Rd, S Lake Blvd, N 15th Ave, San Esteban Dr, W Ozark Rd, Catalina Dr, W Salinas Rd, Red Ave, Walker Rd$1,145
S Castle Hill Dr, S Lake Verona Blvd, W Hall St, E State St, Maine Ave, S Riverdale Rd, S Huskey Ave, Monts de Oca Rd, W Bard Rd, State Hwy 64$1,119

Avon Park, FL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Avon Park$168 to $171
Frostproof$168
Sebring$169
Highlands County$170

Avon Park, FL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Frostproof CCD, Polk County, Florida $169 $225 $338
Sebring CCD, Highlands County, Florida $170 $226 $339
Highlands County, Florida $170 $226 $339

Avon Park, FL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Avon Park, FL8.0%26.9%
Frostproof8.19%26.33%
Sebring9.04%27.99%
Highlands County8.57%27.71%

Avon Park Renters Insurance as a Percentage of Rent

Avon Park Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 38 1.0% $349
$200 to $299 71 2.0% $799
$300 to $499 266 10.0% $1249
$500 to $749 913 34.0% $1924
$750 to $999 638 24.0% $2674
$1,000 to $1,499 504 19.0% $3799
$1,500 or more 186 7.0% $5449

Average Cost Of Home Insurance By Company In Areas Nearby Avon Park For Different Scenarios

Home value ($) Age of home (years) Wind mitigation Company Average homeowners insurance premium ($)
150,000 27 NO American Traditions Insurance $1,991
150,000 27 NO Castle Key Indemnity Company Insurance $2,690
150,000 27 NO Federated National Insurance $2,172
150,000 27 NO First Community Insurance $2,172
150,000 27 NO Safeway Property Insurance $1,757
150,000 27 NO Southern Fidelity Insurance $1,401
150,000 27 NO Stillwater Property And Casualty Insurance $1,514
150,000 27 NO Tower Hill Signature Insurance $2,426
150,000 27 YES Castle Key Indemnity Company Insurance $1,650
150,000 27 YES Federated National Insurance $1,222
150,000 27 YES First Protective Insurance $1,022
150,000 27 YES Florida Family Insurance $1,376
150,000 27 YES Florida Farm Bureau Casualty Insurance $837
150,000 27 YES Southern Oak Insurance $1,443
300,000 12 NA American Integrity Insurance $1,652
300,000 12 NA Safeway Property Insurance $1,376
300,000 12 NA Southern Oak Insurance $2,468
300,000 12 NA Tower Hill Prime Insurance $1,391
300,000 12 NA Tower Hill Select Insurance $1,518
300,000 12 NA Universal Property & Casualty Insurance $1,876

Avon Park, FL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$500$4,500
Yearly Avon Park Homeowner Insurance Premium Example $2,800$1,800
Out of Pocket Expense During Claim$500$4,500
Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim $14,500$13,500
Net Savings to Avon Park Home Owner from High Deductible Plan $1,000

Avon Park, FL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Avon Park, FL Home Replacement Value MORE than Home Value Avon Park, FL Home Replacement Value LESS than Home Value
Replacement Value $108,000 $66,500
Insurance Premium based on Replacement Value $1,750 $1,075
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $16,500 Risk Exposure from Under Insuring Coverage is $25,000
Premium Impact Insurance cheaper by $400/year Insurance costlier by $275/year

Example Avon Park Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceState FarmTravelers
Monthly Premium 203130145
Year Built 200420131995
Home Details 2 Beds, 1 Baths3 Beds, 2 Baths4 Beds, 3 Baths
Coverage Amount $100000-$125000$100000-$125000$150000-$175000
Deductible $500- $1000 Deductible$2500-$5000 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Avon Park, FL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2004 80,000 Tile Roof 1,370 2 $500 Deductible 860 9 Vinyl siding yes
2012 210,000 Tile Roof 2,900 4 > $10,000 Deductible 1120 5 Wood siding No
2014 150,000 Shingles Roof 1,950 3 $5000 to $10,000 Deductible 380 2 Fiber-Cement Siding No
1990 85,000 Tile Roof 1,160 2 $500 Deductible 830 6 Vinyl siding yes
1981 130,000 Slate Shingles Roof 2,050 3 $2500-$5000 Deductible 1160 6 Wood siding No
1980 120,000 Wood Shake Roof 1,970 3 $500 Deductible 810 5 Fiber-Cement Siding yes
2010 100,000 Shingles Roof 1,380 3 $2500-$5000 Deductible 210 2 Brick siding yes
2010 255,000 Wood Shake Roof 3,280 4 $500- $1000 Deductible 3480 10 Wood siding yes
1987 115,000 Membrane Roof 1,770 2 $1000-$2500 Deductible 620 5 Vinyl siding No
2002 65,000 Composition Roof 920 2 $2500-$5000 Deductible 140 2 Fiber-Cement Siding No
2004 85,000 Wood Shake Roof 1,300 2 $1000-$2500 Deductible 740 7 Wood siding yes
1982 90,000 Slate Shingles Roof 1,310 3 $1000-$2500 Deductible 350 5 Fiber-Cement Siding yes
2010 135,000 Shingles Roof 2,290 4 $2500-$5000 Deductible 1920 12 Stone Siding yes
2013 100,000 Tile Roof 1,720 2 $2500-$5000 Deductible 1040 7 Wood siding yes
1992 105,000 Metal Roof 1,340 3 $500 Deductible 2000 10 Stone Siding yes
1999 60,000 Tile Roof 1,130 2 $1000-$2500 Deductible 540 8 Stucco siding No
2012 130,000 Slate Shingles Roof 1,680 4 $1000-$2500 Deductible 1150 6 Vinyl siding No
2013 85,000 Asphalt Shingles Roof 1,310 3 $2500-$5000 Deductible 1240 12 Stucco siding No
2010 80,000 Membrane Roof 1,090 2 $500 Deductible 1870 12 Stone Siding yes
1998 120,000 Membrane Roof 2,010 3 $2500-$5000 Deductible 500 3 Vinyl siding No
2010 65,000 Slate Shingles Roof 1,030 2 $500- $1000 Deductible 690 5 Fiber-Cement Siding yes
2009 130,000 Shingles Roof 1,630 2 $2500-$5000 Deductible 1480 9 Stone Siding yes
2010 135,000 Wood Shake Roof 1,670 2 $500- $1000 Deductible 170 1 Wood siding yes