Avon Lake Insurance Rates:

Avon Lake, OH homeowners insurance is about $639 to $875, about $53-$72/month. Our thorough research indicates shoppers can save upto $302 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Allstate
Dislike about the company is. High premiums and deductibles and poor customer service.
Allstate
They sometimes have special offer or discounts. they send email to let you know. when you refer them to your friends, they send you gift cards to thank you.
Allstate
One negative point is that they require the customer to connect with their local agent in order to ensure that the points of the policy are all clear and real. they are overwhelming sometimes.
Progressive
Progressive has this handy auto quoting tool that shows the prices of its competitors, which helps you with the decision about what plan you want to get.
Travelers
I like that they constantly communicate and reach out to me with updates and promos and new developments if any. I feel completely aware of everything going on.
State Farm
The website is basic and easy to navigate, but I often end up calling somebody, if the problem or question is more complex
American Family
I love the American family website. It is easy to navigate and find all my policy information for both home and auto. I can also print, email or fax directly from the website which saves everyone time.
Cincinnati Insurance
I am not unhappy with services. I wished that they wouldn't send a notice for premium when our mortgage lender is supposed to pay that.

Avon Lake, OH Homeowners Insurance By Home Value

Avon Lake, OH Home Value Total Homes % of Total Average Avon Lake, OH Homeowners Insurance
Less than $50,000 147 2.0% $83
$70,000 to $79,999 100 1.0% $257
$80,000 to $89,999 68 1.0% $295
$90,000 to $99,999 112 1.0% $325
$100,000 to $124,999 363 5.0% $378
$125,000 to $149,999 985 15.0% $476
$150,000 to $174,999 838 12.0% $560
$175,000 to $199,999 644 9.0% $651
$200,000 to $249,999 1,004 15.0% $779
$250,000 to $299,999 1,159 17.0% $953
$300,000 to $399,999 966 14.0% $1211

Top Home Insurance Agents Near Avon Lake, OH

Home Insurance Company Near Avon Lake, OH Homeowners Insurance Agency Near Avon Lake, OH Address
Erie Matthew J Montowski 323 Buckeye Blvd, Port Clinton, OH, 43452
Erie Pfister Insurance Agency Inc. 11807 Royalton Road, North Royalton, OH, 44133
NA James Betts Insurance Agency, Inc. 21565 Lorain Rd Cleveland, Fairview Park, OH, 44126
State Farm Dennis Tzouloufis 777 W Market St Ste C4, Akron, OH, 44303-1069
State Farm Jay Neidermeyer 259 Shoregate Mall, Willowick, OH, 44095-4681

Cost Of Homeowners Insurance By Street Near Avon Lake, OH

Streets in Avon Lake Area Homeowners Insurance Cost
Gurss Rd, Elmwood Dr, Berkshire Rd, Ashley Cir, Beck Ave, Millside Ln, Magnolia Dr, Birchwood Ln, Parkview Dr, Green Jacket Ct$783
Brookstone Ct, Forest Hill Dr, Miller Rd, Charleston Ave, Deerfield Dr, Westbrooke Cir, Bonnieview Dr, Rice Park Dr, Newport Ct, Evergreen Ct$751
Lear Rd, Hawthorne Ct, Newbury Dr, Pebblebrook Ct, Sailors Cove, Shiller Ct, Firestone Dr, Woodstock Ave, Tradewinds Dr, Lakeside Dr$791
Beachdale Dr, Plumbrook Ct, Herrmann Dr, Hermann Dr, Windward Way, Bay Hill Dr, Regency Ct, Maplewood Cir, Cascade Ct, Hampton Ct$790
Coronado Cir, Bayberry Ct, Landerwood Ln, Parsons Dr, Campus Ct, Sunset Rd, Bounty Way, Brookfield Rd, Grove St, Capri Ct$782

Avon Lake, OH Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Avon Lake$112 to $114
Avon$116
Sheffield Lake$105
Bay Village$112

Avon Lake, OH Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Avon city, Ohio $97 $129 $194
Sheffield Lake city, Ohio $88 $117 $175
Bay Village city, Ohio $94 $125 $187

Avon Lake, OH Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Avon Lake, OH3.5%11.7%
Avon3.28%11.16%
Sheffield Lake4.67%14.23%
Bay Village3.61%8.55%

Avon Lake Renters Insurance as a Percentage of Rent

Avon Lake Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 64 4.0% $308
$200 to $299 97 6.0% $758
$300 to $499 51 3.0% $1208
$500 to $749 303 19.0% $1883
$750 to $999 383 25.0% $2633
$1,000 to $1,499 430 28.0% $3758
$1,500 or more 197 12.0% $5408

Avon Lake, OH Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,900$2,900
Yearly Avon Lake Homeowner Insurance Premium Example $700$500
Out of Pocket Expense During Claim$1,900$2,900
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $7,500$6,900
Net Savings to Avon Lake Home Owner from High Deductible Plan $600

Avon Lake, OH Home Insurance Costs With Home Replacement Value Scenarios

Scenario Avon Lake, OH Home Replacement Value MORE than Home Value Avon Lake, OH Home Replacement Value LESS than Home Value
Replacement Value $304,500 $224,500
Insurance Premium based on Replacement Value $1,125 $825
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $42,500 Risk Exposure from Under Insuring Coverage is $37,500
Premium Impact Insurance cheaper by $150/year Insurance costlier by $150/year

Example Avon Lake Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualAllstateErie Insurance
Monthly Premium 387139
Year Built 201319742002
Home Details 3 Beds, 1 Baths4 Beds, 2 Baths5 Beds, 1 Baths
Coverage Amount $175000-$200000$250000-$300000$150000-$175000
Deductible > $10,000 Deductible$2500-$5000 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Avon Lake, OH from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2004 205,000 Slate Shingles Roof 1,970 5 > $10,000 Deductible 270 7 Vinyl siding No
2009 540,000 Membrane Roof 4,660 5 $500- $1000 Deductible 540 3 Stucco siding No
1981 260,000 Slate Shingles Roof 2,300 4 $500- $1000 Deductible 370 4 Fiber-Cement Siding yes
1987 195,000 Tile Roof 1,450 3 $2500-$5000 Deductible 140 3 Stone Siding yes
1962 255,000 Asphalt Shingles Roof 2,130 3 $2500-$5000 Deductible 580 8 Fiber-Cement Siding No
1964 500,000 Shingles Roof 4,450 5 $500 Deductible 320 2 Stucco siding yes
2014 205,000 Composition Roof 2,050 4 $5000 to $10,000 Deductible 210 6 Stucco siding No
2010 185,000 Wood Shake Roof 1,780 3 $500 Deductible 560 10 Wood siding yes
1980 400,000 Membrane Roof 3,040 4 > $10,000 Deductible 490 6 Stucco siding No
2003 455,000 Membrane Roof 4,110 5 $5000 to $10,000 Deductible 80 1 Fiber-Cement Siding No
1984 430,000 Asphalt Shingles Roof 4,010 5 $2500-$5000 Deductible 680 9 Brick siding yes
1964 290,000 Slate Shingles Roof 2,310 4 $500 Deductible 80 1 Stucco siding yes
2012 350,000 Slate Shingles Roof 3,380 4 $2500-$5000 Deductible 150 2 Wood siding No
2006 445,000 Slate Shingles Roof 3,080 4 > $10,000 Deductible 90 1 Fiber-Cement Siding yes
1988 235,000 Metal Roof 2,280 4 $500- $1000 Deductible 580 7 Wood siding yes
1998 425,000 Slate Shingles Roof 3,100 5 $2500-$5000 Deductible 950 10 Stone Siding No
1976 285,000 Wood Shake Roof 2,140 3 $500 Deductible 470 5 Wood siding No
1989 530,000 Slate Shingles Roof 4,770 5 $500- $1000 Deductible 300 2 Vinyl siding No
1977 315,000 Metal Roof 2,880 4 $1000-$2500 Deductible 500 8 Fiber-Cement Siding yes
1997 200,000 Composition Roof 1,790 3 > $10,000 Deductible 200 6 Stucco siding yes
1971 315,000 Composition Roof 2,630 4 $5000 to $10,000 Deductible 580 8 Brick siding yes
1983 300,000 Wood Shake Roof 2,140 5 > $10,000 Deductible 200 3 Stucco siding No
2014 410,000 Membrane Roof 3,110 4 $500 Deductible 1020 9 Brick siding yes
1972 290,000 Asphalt Shingles Roof 2,040 3 $1000-$2500 Deductible 430 6 Fiber-Cement Siding No
1966 295,000 Membrane Roof 2,140 3 $500 Deductible 500 4 Stone Siding yes
2001 165,000 Composition Roof 1,370 3 $1000-$2500 Deductible 270 5 Fiber-Cement Siding yes
1964 140,000 Membrane Roof 1,400 3 $500 Deductible 230 5 Vinyl siding No