How Much Does Austin, TX Home Insurance Cost?

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Austin, TX Average Homeowners Insurance Cost

$1,527

Homeowners Insurance Cost - Austin, TX

$285,900

Median Home Value - Austin, TX


Austin, TX Homeowners Insurance Cost Based on Deductible

Deductible Home Insurance Cost Discount Homeowners Insurance Cost
$500 Deductible -$18.32 $1,508.68
$1000 Deductible -$162.17 $1,364.83
$1500 Deductible -$242.18 $1,284.82
$2000 Deductible -$360.68 $1,166.32
$2500 Deductible -$430.61 $1,096.39

Austin, TX Homeowners Insurance Cost by on Age of Home

Age of Home Home Insurance Cost Discount/Excess Home Insurance Cost
Newly Constructed Home -$305 $1,222
30 year old +$23 $1,550
40 year old +$40 $1,567
50 year old +$58 $1,585
Above 50 year old +$73 $1,600

Austin, TX Homeowners Insurance Cost Based on Construction Type of Home

Construction Type Home Insurance Cost Savings Home Insurance Cost
Fire Resistive -$153 $1,374
Superior -$153 $1,374
Masonry -$76 $1,451
Brick -$76 $1,451
Hail Resistant Roof -$46 $1,481


Austin, TX Homeowners Insurance Cost for Homes with Swimming Pools

Type Homeowners Insurance Cost Increase Homeowners Insurance Cost
Owning A Swimming Pool +$31 $1,558
Swimming Pool With A Diving Board +$61 $1,588
Swimming Pool With Slide +$92 $1,619

Austin, TX Homeowners Insurance Discounts for Homes Near Public Safety Departments

Type Homeowners Insurance Cost Savings Homeowners Insurance Cost
Fire Station $46 $1,481
Police Department $15 $1,512

Austin, TX Homeowners Insurance Percentage Increase Based on Claims Filed

Type of Claim Homeowners Insurance Cost Increase Homeowners Insurance Cost
Filing a Second Fire Claim +$641.34 $2,168
Filing a Second Liability Claim +$580.26 $2,107
Filing a Second Theft Claim +$580.26 $2,107
Filing a Second Water Claim +$503.91 $2,031
Filing a Fire Claim +$305.4 $1,832
Filing a Liability Claim +$290.13 $1,817
Filing a Theft Claim +$290.13 $1,817
Filing a Water Claim +$244.32 $1,771
Filing a Weather Claim +$244.32 $1,771

Austin, TX Home Insurance - Analysis On Quotes, Rates & Agents

Austin, TX Home Insurance Agents for Top Companies

Visual Guide for Austin, TX Home Insurance Buyers on Insurance Companies and Rates