How Much Does Austin, TX Home Insurance Cost?
Austin, TX Average Homeowners Insurance Cost
$1,527
Homeowners Insurance Cost - Austin, TX
$285,900
Median Home Value - Austin, TX
Austin, TX Homeowners Insurance Cost Based on Deductible
| Deductible | Home Insurance Cost Discount | Homeowners Insurance Cost |
|---|---|---|
| $500 Deductible | -$18.32 | $1,508.68 |
| $1000 Deductible | -$162.17 | $1,364.83 |
| $1500 Deductible | -$242.18 | $1,284.82 |
| $2000 Deductible | -$360.68 | $1,166.32 |
| $2500 Deductible | -$430.61 | $1,096.39 |
Austin, TX Homeowners Insurance Cost by on Age of Home
| Age of Home | Home Insurance Cost Discount/Excess | Home Insurance Cost |
|---|---|---|
| Newly Constructed Home | -$305 | $1,222 |
| 30 year old | +$23 | $1,550 |
| 40 year old | +$40 | $1,567 |
| 50 year old | +$58 | $1,585 |
| Above 50 year old | +$73 | $1,600 |
Austin, TX Homeowners Insurance Cost Based on Construction Type of Home
| Construction Type | Home Insurance Cost Savings | Home Insurance Cost |
|---|---|---|
| Fire Resistive | -$153 | $1,374 |
| Superior | -$153 | $1,374 |
| Masonry | -$76 | $1,451 |
| Brick | -$76 | $1,451 |
| Hail Resistant Roof | -$46 | $1,481 |
Austin, TX Homeowners Insurance Cost for Homes with Swimming Pools
| Type | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Owning A Swimming Pool | +$31 | $1,558 |
| Swimming Pool With A Diving Board | +$61 | $1,588 |
| Swimming Pool With Slide | +$92 | $1,619 |
Austin, TX Homeowners Insurance Discounts for Homes Near Public Safety Departments
| Type | Homeowners Insurance Cost Savings | Homeowners Insurance Cost |
|---|---|---|
| Fire Station | $46 | $1,481 |
| Police Department | $15 | $1,512 |
Austin, TX Homeowners Insurance Percentage Increase Based on Claims Filed
| Type of Claim | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Filing a Second Fire Claim | +$641.34 | $2,168 |
| Filing a Second Liability Claim | +$580.26 | $2,107 |
| Filing a Second Theft Claim | +$580.26 | $2,107 |
| Filing a Second Water Claim | +$503.91 | $2,031 |
| Filing a Fire Claim | +$305.4 | $1,832 |
| Filing a Liability Claim | +$290.13 | $1,817 |
| Filing a Theft Claim | +$290.13 | $1,817 |
| Filing a Water Claim | +$244.32 | $1,771 |
| Filing a Weather Claim | +$244.32 | $1,771 |