How To Make Your Austin, TX Home Insurance Cheaper
Austin, TX, homeowners insurance is about $1527. V Home Insurance detailed analysis provides guidance to shoppers by choosing the right insurance provider for factors such as home value, coverage, and deductible. Enter your Zip Code below and click “GO” to get multiple free quotes.
Comparison of Austin, TX Home Insurance Rates with the Hays County Average
| Place | Hays County Average: $1,383.75 | $ Difference vs coutny Average | % Difference vs coutny Average | Population | Estimated Value of a Home ($) |
|---|---|---|---|---|---|
| Austin, TX | $1,527.0 | 143.25 | 0.10 | 799,939 | 285,900 |
Cost of Austin, TX Homeowners Insurance by Home Value and Household Income
| Nearby Places | Median Home value ($) | Median Household Income ($) | Premium Range |
|---|---|---|---|
| Wells Branch | 197,200 | 11,304 | $1,096.8 |
| Lakeway | 430,500 | 18,510 | $1,058.2 |
| Wyldwood | 138,700 | 9,091 | $1,669 |
| Niederwald | 125,000 | 19,540 | $1,622 |
Homeowners Insurance Comparison for the Cheapest Premiums in Austin, TX
| Westfield Insurance | The Hartford | Nationwide | |
| Median Home Value ($) | 285,900 | 285,900 | 285,900 |
| Age of Home | Newly Constructed Home | Year 30 Old | Above Year 50 |
| Home Coverage ($) | $400,000 -$499,999 | $500,000 -$749,999 | $1500,000 -$2000,000 |
| Total Premium ($) | $2,043.0 | $3,707.4 | $5,792.8 |
Cost of Austin, TX Home insurance Premium for Different Deductibles
| Company | Deductible ($) | Coverage value | Insurance premium ($) |
|---|---|---|---|
| State Farm | 2000 | $200,000-$249,999 | 946.1 |
| Esurance | 2500 | $1500,000-$2000,000 | 3,258.4 |
| The Hartford | 500 | $100,000-$124,999 | 495.3 |
| Alfa Insurance | 1000 | $150,000-$174,999 | 738.9 |
| Nationwide | 1000 | $750,000-$999,999 | 3,559.5 |
| Progressive | 2000 | $150,000-$174,999 | 651.5 |
| Safeco Insurance | 2500 | $400,000-$499,999 | 1,862.0 |
| Liberty Mutual | 1000 | $250,000-$299,999 | 1,586.2 |
| State Auto | 2500 | $100,000-$124,999 | 367.6 |
| Allstate | 2500 | $750,000-$999,999 | 2,755.7 |