Compare Quotes from Top Providers and Save now!

Aurora, IL Home Values & Insurance Rates

Aurora, IL Home Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 895 2.0% $93
$60,000 to $69,999 501 1.0% $256
$70,000 to $79,999 835 2.0% $295
$80,000 to $89,999 1,228 3.0% $334
$90,000 to $99,999 745 1.0% $372
$100,000 to $124,999 3,623 8.0% $435
$125,000 to $149,999 3,999 9.0% $543
$150,000 to $174,999 5,672 14.0% $644
$175,000 to $199,999 4,979 12.0% $745
$200,000 to $249,999 6,693 16.0% $901
$250,000 to $299,999 5,432 13.0% $1095
$300,000 to $399,999 5,625 13.0% $1398

Top Home Insurance Agents Near Aurora, IL

Home Insurance Company Near Aurora, IL Homeowners Insurance Agency Near Aurora, IL Address
NA Ditardi & Associates Insurance Agency 5621 N Milwaukee Ave, Chicago, IL, 60646
State Farm Alyson Huizinga 19900 Governors Drive Suite 103, Olympia Flds, IL, 60461-1060
Travelers Catherine L Shaw 24252 W MAIN ST STE 101, PLAINFIELD, IL, 60544
State Farm Mark Mitchell 717 S Eastwood Dr, Woodstock, IL, 60098-4634
Erie Promise Insurance 425 Quadrangle Drive Suite 120, Bolingbrook, IL, 60440

Estimated Home Insurance By Street Area Near Aurora, IL

Aurora Area Estimated House Insurance
Rosehall Ln, Ruff St, 129th St, Mary Lee Ct, Talon Cir, W Blakely Dr, Sagamore Cir, Ferguson Rd, W Chatham Dr, Latham Ct$857
Barrington Dr E, S Northland Dr, S Prairie Pond Dr, Milestone Dr, Pavilion Pl, Birdseye Ct, Kildare Dr, Hawks Bill Ln, Vicksburg Ct, S Elizabeth Dr$854
Union Mill Dr, Delta Dr, Courtney Rd, Sunrise Ct, Erin Marie Ct, Ambrose Rd, Blackburn Ct, Hawks Bill Ct, Gardner Cir E, Limerick Ln$805
Moonlight Ct, Blue Bell Ln, Meadowland Cir, Whispering Woods Cir, Azure Cove, Sunderlin Rd, Kilkenny Dr, Grand Ridge Cir, Kerr St, Kristi Dr$848
Prescott Ct, Tiffany St, Red Star Dr, Stags Leap Trl, Sagamore Ct, W Kelly Ct, Round Barn Rd, Biltmore Cir, Stewart Ridge Dr, W 131st St$851

Savings on home insurance for senior occupied homes

PlaceSavings
Aurora$116 to $118
North Aurora$121
Boulder Hill$114
Montgomery$116

Aurora, IL Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Aurora, IL3.5%9.8%
North Aurora3.41%10.17%
Boulder Hill3.82%11.65%
Montgomery3.33%10.01%

Aurora Renters Insurance as a Percentage of Rent

Aurora Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 388 2.0% $330
$200 to $299 457 2.0% $780
$300 to $499 634 3.0% $1230
$500 to $749 2,469 13.0% $1905
$750 to $999 5,226 27.0% $2655
$1,000 to $1,499 7,010 37.0% $3780
$1,500 or more 2,736 14.0% $5430

Aurora, IL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,500$2,500
Yearly Aurora Homeowner Insurance Premium Example $900$700
Out of Pocket Expense During Claim$1,500$2,500
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $8,700$8,100
Net Savings to Aurora Home Owner from High Deductible Plan $600

Aurora, IL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Aurora, IL Home Replacement Value MORE than Home Value Aurora, IL Home Replacement Value LESS than Home Value
Replacement Value $415,000 $256,000
Insurance Premium based on Replacement Value $1,875 $1,150
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $90,000 Risk Exposure from Under Insuring Coverage is $69,000
Premium Impact Insurance cheaper by $325/year Insurance costlier by $400/year

Example Aurora Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualState FarmChubb Group of Insurance
Monthly Premium 606258
Year Built 198820062011
Home Details 4 Beds, 1 Baths3 Beds, 1 Baths5 Beds, 2 Baths
Coverage Amount $200000-$250000$150000-$175000$200000-$250000
Deductible $2500-$5000 Deductible$1000-$2500 Deductible$5000 to $10,000 Deductible

Aurora, IL Auto & Home Insurance Bundling Discounts

Place 1 Car Bundle Savings 2 Car Bundle Savings 3 Car Bundle Savings
North Aurora village, Illinois $101 $135 $202
Boulder Hill CDP, Illinois $96 $127 $191
Montgomery village, Illinois $97 $129 $194

Sample Home Insurance Rates for Aurora, IL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2014 110,000 Composition Roof 1,090 2 $1000-$2500 Deductible 220 8 Fiber-Cement Siding No
2012 245,000 Slate Shingles Roof 1,980 3 $500- $1000 Deductible 980 10 Brick siding yes
2011 180,000 Tile Roof 1,510 3 $2500-$5000 Deductible 230 7 Vinyl siding No
2010 415,000 Slate Shingles Roof 3,210 5 > $10,000 Deductible 640 7 Stone Siding No
2011 555,000 Wood Shake Roof 4,480 5 $500- $1000 Deductible 950 4 Brick siding yes
1941 100,000 Composition Roof 910 2 $500 Deductible 230 6 Stone Siding yes
1989 255,000 Shingles Roof 2,340 4 $2500-$5000 Deductible 1040 12 Stone Siding No
1947 205,000 Asphalt Shingles Roof 1,660 2 $500- $1000 Deductible 380 6 Fiber-Cement Siding yes
1998 215,000 Asphalt Shingles Roof 1,932 3 $1000-$2500 Deductible 840 10 Stucco siding yes