Aurora Insurance Rates:

Aurora, CO homeowners insurance is nearly $737 to $998, about $61-$83/month. Our comprehensive guide indicates shoppers can save as much as $346 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
The agent with whom i deal has been exceptional in taking into consideration my personal needs and circumstances and ensuring that i have the exact coverage i need.
Farm Bureau
I do not like how some of the receptionists are not very professional. they required some more training to handle customers
Farmers
Their representatives are very nice on the phone whenever i need to contact them and they are always sympathetic to my needs and problems.

Aurora, CO Homeowners Insurance By Home Value

Aurora, CO Home Value Total Homes % of Total Average Aurora, CO Homeowners Insurance
Less than $50,000 3,401 4.0% $112
$60,000 to $69,999 951 1.0% $312
$70,000 to $79,999 1,362 1.0% $355
$80,000 to $89,999 1,751 2.0% $407
$90,000 to $99,999 1,868 2.0% $450
$100,000 to $124,999 5,941 8.0% $528
$125,000 to $149,999 8,019 11.0% $658
$150,000 to $174,999 11,009 15.0% $780
$175,000 to $199,999 9,784 14.0% $901
$200,000 to $249,999 13,651 19.0% $1083
$250,000 to $299,999 6,248 8.0% $1326
$300,000 to $399,999 4,915 7.0% $1690

Top Home Insurance Agents Near Aurora, CO

Home Insurance Company Near Aurora, CO Homeowners Insurance Agency Near Aurora, CO Address
State Farm Kevin J Best 1990 59th Ave Ste D, Greeley, CO, 80634-9682
Farmers Steven Hesch 441 Wadsworth Blvd Ste 111, Lakewood, CO, 80226
Liberty Mutual Craig Smith 900 W. Castleton Rd. Suite 118, Castle Rock, CO, 80109
Travelers Ibc Insurance Llc 1580 LOGAN ST STE 510, DENVER, CO, 80202
Travelers Jji Inc 880 BUCHTEL BLVD, DENVER, CO, 80210

Cost Of Homeowners Insurance By Street Near Aurora, CO

Streets in Aurora Area Homeowners Insurance Cost
S Haleyville St, S Duquesne Way, Perth St, Elmira St, E Jewell Pl, S Mission Pkwy, S Nepal Way, S Ursula St, S Abilene Cir, E Gunnison Dr$847
E Caspian Dr, E Peakview Dr, S Lima Cir, E Atlantic Dr, S Flat Rock St, E Hamilton Dr, S Halifax Ct, Evanston St, S Chester St, S Atchison Cir$876
N Biloxi Way, S Carson Ct, S Argonne Way, S Lansing Way, E David Pl, Valleyhead Way, S Riviera Way, S Malaya Way, S Buchanan Way, E 5th Cir$926
E Milan Dr, Quari St, E Amherst Way, E Idaho Ave, S Scranton Way, E Mansfield Dr, S Emporia Way, Geddes Ave, S Ventura Way, S Kewaunee Way$943
S Rifle Cir, Clinton St, E Radcliff Dr, E Aberdeen Ave, S Kirk Way, S Kittredge Cir, Chester St, S Coolidge St, S Ventura Way, E Bethany Cir$850
E Walker Pl, S Ukraine Ct, S Yost St, N Hayesmount Rd, S Country Club Pkwy, Newark St, S Kingston Ct, S Catawba Ct, E Amherst Ct, E Bethany Dr$954
Langdale Way, E Irish Ave, S Biloxi Way, E Valleyview Ave, S Tower Way, E Hoover Pl, E Eldorado Dr, Nova Cir, S Ursula Way, Hanover St$934
E Severn Pl, S Granby Cir, Rifle St, E Greenwood Cir, S Scranton Way, Jamaica St, S Algonquian Way, S Tucson St, E Bethany Dr, S Langdale Way$879
S Liverpool Cir, E Wyoming Dr, Buchanan Ct, E Mercer Cir, S Valdai St, E Oregon Dr, Hanover St, S Cimarron St, Nevada Cir, Jamaica St$860
S Truckee Ct, E Linvale Ave, E Tennessee Cir, E Virginia Ave, S Malta Ct, Macon St, E Napa Dr, S Oakland Way, S Atchison Ct, E Lehigh Pl$874

Aurora, CO Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Aurora$130 to $132
Aetna Estates$122
South Aurora$131
Watkins$138

Aurora, CO Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Aetna Estates CDP, Colorado $102 $136 $204
South Aurora CCD, Arapahoe County, Colorado $109 $145 $218
Watkins CDP, Colorado $115 $153 $230

Aurora, CO Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Aurora, CO4.8%17.6%
Aetna Estates13.91%11.76%
South Aurora4.52%16.86%
North Aurora5.48%17.3%

Aurora Renters Insurance as a Percentage of Rent

Aurora Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 1,091 2.0% $1255
$500 to $749 11,644 24.0% $1930
$750 to $999 15,418 32.0% $2680
$1,000 to $1,499 14,214 29.0% $3805
$1,500 or more 4,999 10.0% $5455

Average Cost Of Home Insurance By Company In Areas Nearby Aurora For Different Scenarios

Structure Type Deductible Company Premium
Frame $500 Anpac $2,342
Frame $500 California Casualty Indemnity Exchange $1,834
Masonry $500 Depositors Insurance Company $1,062
Masonry $500 Encompass Indemnity Company $1,152
Masonry $500 Metropolitan Direct Property And Casualty Insurance Company $1,972
Frame $500 Praetorian Insurance Company $1,207
Masonry $500 Qbe Insurance Corporation $1,086
Frame $500 Secura Supreme Ins Co $1,538

Aurora, CO Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,000$4,000
Yearly Aurora Homeowner Insurance Premium Example $2,200$1,600
Out of Pocket Expense During Claim$1,000$4,000
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $18,600$16,800
Net Savings to Aurora Home Owner from High Deductible Plan $1,800

Aurora, CO Home Insurance Costs With Home Replacement Value Scenarios

Scenario Aurora, CO Home Replacement Value MORE than Home Value Aurora, CO Home Replacement Value LESS than Home Value
Replacement Value $176,500 $117,000
Insurance Premium based on Replacement Value $800 $550
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $25,500 Risk Exposure from Under Insuring Coverage is $34,000
Premium Impact Insurance cheaper by $150/year Insurance costlier by $100/year

Example Aurora Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceAllstateFarmers Insurance
Monthly Premium 7811850
Year Built 200019902014
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths2 Beds, 1 Baths
Coverage Amount $200000-$250000$250000-$300000$125000-$150000
Deductible $500 Deductible$500- $1000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Aurora, CO from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1984 255,000 Slate Shingles Roof 2,720 4 $500 Deductible 1100 10 Wood siding No
2011 200,000 Asphalt Shingles Roof 1,770 4 > $10,000 Deductible 90 2 Stucco siding No
2012 130,000 Slate Shingles Roof 1,570 2 $2500-$5000 Deductible 80 2 Stone Siding yes
1997 235,000 Membrane Roof 2,240 3 $500- $1000 Deductible 740 6 Wood siding yes
2011 175,000 Shingles Roof 1,760 2 $2500-$5000 Deductible 150 4 Stone Siding yes
1993 175,000 Composition Roof 1,780 3 $500 Deductible 490 8 Stone Siding yes
1999 240,000 Slate Shingles Roof 2,600 5 $500- $1000 Deductible 240 3 Wood siding yes
1981 180,000 Slate Shingles Roof 1,790 2 $500 Deductible 620 10 Fiber-Cement Siding No
1992 125,000 Asphalt Shingles Roof 1,100 2 $500 Deductible 110 2 Stone Siding yes
1976 125,000 Asphalt Shingles Roof 886 1 $500- $1000 Deductible 200 4 Brick siding No