Augusta, ME homeowners insurance is about $556 to $757, about $46-$63/month. Our all inclusive research indicates shoppers can save upto $262 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Augusta, ME | Homeowners Insurance Agency Near Augusta, ME | Address |
|---|---|---|
| Allstate | Patti Gagne | 1220 Lisbon St Ste 102, Lewiston, ME, 4240 |
| Liberty Mutual Independent | Allen Insurance & Financial | 34 ELM ST # 36, CAMDEN, ME, 4843 |
| Allstate | Bouchard Insurance Agency | 18 E Main St, Searsport, ME, 4974 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Chelsea town, Kennebec County, Maine | $82 | $109 | $164 |
| Hallowell city, Maine | $84 | $112 | $168 |
| Kennebec County, Maine | $83 | $110 | $165 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Augusta, ME | 4.6% | 11.6% |
| Chelsea | 4.69% | 14.68% |
| Hallowell | 3.94% | 10.41% |
| Kennebec County | 4.49% | 12.53% |
| Augusta Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 138 | 3.0% | $345 |
| $200 to $299 | 316 | 7.0% | $795 |
| $300 to $499 | 466 | 11.0% | $1245 |
| $500 to $749 | 2,006 | 50.0% | $1920 |
| $750 to $999 | 648 | 16.0% | $2670 |
| $1,000 to $1,499 | 327 | 8.0% | $3795 |
| $1,500 or more | 71 | 1.0% | $5445 |
| Streets in Augusta Area | Homeowners Insurance Cost |
|---|---|
| Thurston Rd, Easy St, Leighton Rd, Child St, Manduca Ln, Washington Street Pl, University Dr, Greenwood St, Fairview Ave, Whitten Rd | $661 |
| Red Eagle Ln, Murdock St, Caldwell Rd, S and V Ln, Windsor Ave, Cony Rd, Bolton Hill Rd, Knight Rd, Cumberland St, Northern Ave | $658 |
| Moose Cir, Oxford St Exd, Red Maple Ln, Hospital St, Fig Vallee Ln, Buena Vista Dr, Kling St, State St, Shaw Rd, S Grove St | $652 |
| Dean Ct, Congress St, Sixth Ave, Iris, 5th Ave, Pappys Ln, Jomar Ln, Sewall St, Burns Rd, Bangor St | $660 |
| Malta St, Gabriel Dr, Cony St, Higgins St, S Belfast Ave, Chapel St, King Pine Dr, Storey St, Mount Vernon Ave, Lambard Rd | $653 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Augusta | $98 to $100 |
| Chelsea | $98 |
| Hallowell | $100 |
| Kennebec County | $99 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,500 | $2,500 |
| Yearly Augusta Homeowner Insurance Premium Example | $600 | $400 |
| Out of Pocket Expense During Claim | $1,500 | $2,500 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $6,300 | $5,700 |
| Net Savings to Augusta Home Owner from High Deductible Plan | $600 | |
| Scenario | Augusta, ME Home Replacement Value MORE than Home Value | Augusta, ME Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $162,500 | $92,000 |
| Insurance Premium based on Replacement Value | $825 | $475 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $36,000 | Risk Exposure from Under Insuring Coverage is $34,500 |
| Premium Impact | Insurance cheaper by $175/year | Insurance costlier by $175/year |
| Insurance Company | Nationwide Insurance | Liberty Mutual | State Farm |
| Monthly Premium | 52 | 52 | 63 |
| Year Built | 1966 | 1943 | 1980 |
| Home Details | 2 Beds, 1 Baths | 3 Beds, 2 Baths | 4 Beds, 1 Baths |
| Coverage Amount | $150000-$175000 | $125000-$150000 | $150000-$175000 |
| Deductible | $1000-$2500 Deductible | $500 Deductible | $500 Deductible |