Compare Quotes from Top Providers and Save now!

Augusta, ME Home Values & Insurance Rates

Augusta, ME Home Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 450 9.0% $118
$50,000 to $59,999 74 1.0% $255
$60,000 to $69,999 85 1.0% $314
$70,000 to $79,999 112 2.0% $367
$80,000 to $89,999 222 4.0% $413
$90,000 to $99,999 330 6.0% $465
$100,000 to $124,999 890 18.0% $537
$125,000 to $149,999 846 17.0% $669
$150,000 to $174,999 803 16.0% $793
$175,000 to $199,999 270 5.0% $918
$200,000 to $249,999 382 7.0% $1102
$250,000 to $299,999 205 4.0% $1351
$300,000 to $399,999 113 2.0% $1712

Top Home Insurance Agents Near Augusta, ME

Home Insurance Company Near Augusta, ME Homeowners Insurance Agency Near Augusta, ME Address
NA Consolidated Insurance Of Maine (Merged With Vannah Insurance Agency 9/15/08) 225 Jefferson Street, Waldoboro, ME, 4572
NA Kyes Agency, Inc - Skowhegan 98 Water St, Skowhegan, ME, 4976
Liberty Mutual Independent Allen Insurance & Financial 34 ELM ST # 36, CAMDEN, ME, 4843
Allstate Bouchard Insurance Agency 18 E Main St, Searsport, ME, 4974
Allstate Patti Gagne 1220 Lisbon St Ste 102, Lewiston, ME, 4240

Estimated Home Insurance By Street Area Near Augusta, ME

Augusta Area Estimated House Insurance
Thurston Rd, Easy St, Leighton Rd, Child St, Manduca Ln, Washington Street Pl, University Dr, Greenwood St, Fairview Ave, Whitten Rd$661
Red Eagle Ln, Murdock St, Caldwell Rd, S and V Ln, Windsor Ave, Cony Rd, Bolton Hill Rd, Knight Rd, Cumberland St, Northern Ave$658
Moose Cir, Oxford St Exd, Red Maple Ln, Hospital St, Fig Vallee Ln, Buena Vista Dr, Kling St, State St, Shaw Rd, S Grove St$652
Dean Ct, Congress St, Sixth Ave, Iris, 5th Ave, Pappys Ln, Jomar Ln, Sewall St, Burns Rd, Bangor St$660
Malta St, Gabriel Dr, Cony St, Higgins St, S Belfast Ave, Chapel St, King Pine Dr, Storey St, Mount Vernon Ave, Lambard Rd$653

Savings on home insurance for senior occupied homes

PlaceSavings
Augusta$98 to $100
Chelsea$98
Hallowell$100
Kennebec County$99

Augusta, ME Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Augusta, ME4.6%11.6%
Chelsea4.69%14.68%
Hallowell3.94%10.41%
Kennebec County4.49%12.53%

Augusta Renters Insurance as a Percentage of Rent

Augusta Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 138 3.0% $345
$200 to $299 316 7.0% $795
$300 to $499 466 11.0% $1245
$500 to $749 2,006 50.0% $1920
$750 to $999 648 16.0% $2670
$1,000 to $1,499 327 8.0% $3795
$1,500 or more 71 1.0% $5445

Augusta, ME Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,500$2,500
Yearly Augusta Homeowner Insurance Premium Example $600$400
Out of Pocket Expense During Claim$1,500$2,500
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $6,300$5,700
Net Savings to Augusta Home Owner from High Deductible Plan $600

Augusta, ME Home Insurance Costs With Home Replacement Value Scenarios

Scenario Augusta, ME Home Replacement Value MORE than Home Value Augusta, ME Home Replacement Value LESS than Home Value
Replacement Value $162,500 $92,000
Insurance Premium based on Replacement Value $825 $475
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $36,000 Risk Exposure from Under Insuring Coverage is $34,500
Premium Impact Insurance cheaper by $175/year Insurance costlier by $175/year

Example Augusta Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceLiberty MutualState Farm
Monthly Premium 525263
Year Built 196619431980
Home Details 2 Beds, 1 Baths3 Beds, 2 Baths4 Beds, 1 Baths
Coverage Amount $150000-$175000$125000-$150000$150000-$175000
Deductible $1000-$2500 Deductible$500 Deductible$500 Deductible

Augusta, ME Auto & Home Insurance Bundling Discounts

Place 1 Car Bundle Savings 2 Car Bundle Savings 3 Car Bundle Savings
Chelsea town, Kennebec County, Maine $82 $109 $164
Hallowell city, Maine $84 $112 $168
Kennebec County, Maine $83 $110 $165

Sample Home Insurance Rates for Augusta, ME from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1966 105,000 Shingles Roof 1,290 2 $500- $1000 Deductible 150 5 Fiber-Cement Siding yes
1969 275,000 Slate Shingles Roof 2,740 4 $500- $1000 Deductible 170 2 Vinyl siding yes
1985 245,000 Tile Roof 2,840 4 $5000 to $10,000 Deductible 520 6 Vinyl siding No
1991 150,000 Membrane Roof 2,190 3 $2500-$5000 Deductible 90 2 Stucco siding No
1995 170,000 Metal Roof 2,100 4 $500- $1000 Deductible 80 1 Stucco siding yes
1993 190,000 Asphalt Shingles Roof 2,320 3 $2500-$5000 Deductible 380 6 Fiber-Cement Siding No
1981 145,000 Membrane Roof 2,120 4 $1000-$2500 Deductible 200 4 Stone Siding No
1944 165,000 Tile Roof 2,120 3 $2500-$5000 Deductible 90 2 Vinyl siding No
1964 70,000 Composition Roof 1,000 2 $2500-$5000 Deductible 20 1 Vinyl siding No
1944 100,000 Wood Shake Roof 1,360 3 $2500-$5000 Deductible 180 8 Vinyl siding yes
1996 100,000 Shingles Roof 1,100 2 $2500-$5000 Deductible 100 3 Fiber-Cement Siding yes
1989 150,000 Metal Roof 1,319 3 $500 Deductible 410 7 Wood siding yes