Augusta Insurance Rates:

Augusta, GA homeowners insurance is nearly $734 to $997, about $61-$83/month. Our complete research indicates shoppers can save as much as $346 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Southern Mutual Insurance Company
Our broker goes above and beyond. he proactively re-quotes our insurance each year with southern mutual to see if we can possibly get an even better rate for insurance premiums. i like that i do not have to reach out to him myself.
Allstate's pricing is difficult to understand sometimes. My rates increase yearly, even though I've never filed a claim. It's frustrating to keep needing to pay more and more each year for the same coverage.
Grange Insurance
They have the cheapest rates in the market and even became cheaper when i bundled with auto as well
There is communication about once a quarter which seems perfect to me. For the most part, I pay the bill and then if I want to read it, there is communication about money saving tips and tips to safeguard my home. My local agent contacts me once a year with an offer to review my needs and policy. I think that the communication is the right frequency.
State Farm
It's a large company with a lot of history. It seems like it is reliable and that I can trust it to handle my business. I should have a good insurance, and I hope I never have to use it. But this company feels good.
I like the fact that I have an app that allows for easy access to upload documents, may payments, etc.
I feel like the fact that GEICO has auto insurance paired up with home insurance is pretty interesting, and that the insurance is pretty much-covering everything I have.
State Farm
I do not have much to dislike about them. I mean I wish their prices could be lower but they were the lowest I found in general. They just still seem to be high.
The website is fine. It is easy to navigate and everything is displayed clearly. I will say it's easier to get someone on the phone (after waiting a long time on hold) and have them guide you through, like nearly any other website on the same topic.
Southern Mutual Insurance Company
I am very pleased with the rate that I was offered and the coverage that this company provides. I am also glad that they have knowledgeable, friendly and professional staff available when I call.
I am very satisfied with my insurance company. They have provided coverage at a fair price and took care of the only claim that I have had so far.
State Farm
For the most part, they are wonderful. The only main issue I have is they don't have evening hours. Since I work full time and an hour away from home anytime I need to go there in person I have to adjust my schedule.
American Home Shield
I don't know anyone who would ask me what insurance company to use, and even if they did ask I don't know what useful information I could give them.
I recommend Travelers Insurance because the offer great coverage, the premium is affordable and they provide friendly and knowledgeable customer service.
Grange Insurance
I would definitely recommend my home insurance company to friends because the premiums are very cheap
State Farm
There really isn't much that I don't like. Of course, I would like them to be cheaper but I am being realistic about that. The only thing I can really think of is that they could stand to have less confusing fine print.
Safeco Insurance
I like how they are the cheapest and have always answered right away and answered any of the questions I've had. Other companies called me back weeks after I called.
State Farm
I like how they call them and they answer all your question and even some questions you didn't think about

Augusta, GA Homeowners Insurance By Home Value

Augusta, GA Home Value Total Homes % of Total Average Augusta, GA Homeowners Insurance
Less than $50,000 3,608 14.0% $207
$50,000 to $59,999 1,209 4.0% $449
$60,000 to $69,999 2,158 8.0% $553
$70,000 to $79,999 2,192 8.0% $640
$80,000 to $89,999 2,386 9.0% $726
$90,000 to $99,999 1,672 6.0% $813
$100,000 to $124,999 3,642 14.0% $942
$125,000 to $149,999 2,485 9.0% $1176
$150,000 to $174,999 1,907 7.0% $1392
$175,000 to $199,999 982 3.0% $1608
$200,000 to $249,999 1,614 6.0% $1937
$250,000 to $299,999 571 2.0% $2370
$300,000 to $399,999 856 3.0% $3010

Cost Of Homeowners Insurance By Street Near Augusta, GA

Streets in Augusta Area Homeowners Insurance Cost
Hillcrest Ave, Holly Haven Dr, Carriage Ct, Williamsburg Cmns, Bohler Ave, Bellemeade Dr, Wake Edge Dr, Cedar St, Hobson Ct, E Taylor St$1,011
Wisteria Ct, Cherry St, Providence Ct, Luckey St, Marvin Pl, Antler Dr, Grace St, Village Ct N, Happy Dr, Bolt Dr$880
Marks Church Rd, Sandra Ct, Gardner St, Picquet Ave, Kensington Dr, Friendship Ln, Glass Factory Ave, Oklahoma Ave, Peachtree Pl, Champagne Ave$829
Melody Dr, Byron Pl, Silver St, Holden Ct, Prague Ct, Lakewood Dr, Napa Dr, Wade Rd, Cornelia Dr, Habersham Dr$856
Clarkston Rd, Martin Rd, Lucie St, Daniel St, Highgate Cir, Harold Rd, Hiram Rd, Jones St, Ash St, Columbine Dr$824
Starnes St, Cobb Ln, Golden Ave, Champion Pines Ln, Churchill Ct, Boy Scout Ct, McKibben St, Weldon Dr, Sibley Rd, Harrison Dr$880
Danville St, Damascus Rd, Albemarle Ct, Aumond Pl E, Audusson Ct, Luckey Ln, Cardinal Dr, Bellevue Ave, Mulberry Ln, Scarlett Dr$948
Myrtle Ct, Sherman St, Old McDuffie Rd, Estroff Ct, Canada Dr, Knox Ave, Running Creek Ln, Exeter Rd, Alene Ct, East Ave$995
Doublegate Ct, 1st Ave, Creekside Ct, Leeway Lndg, Tara Heights Cir, Arabian Horse Rd, Rosalie St, Skinner Mill Cir, Scott St, Tuggle St$874
C and S Dr, Vandivere Rd, E Ford St, Cabana Ct, Camak Dr, Glenn Hills Cir, Bravo Ct, Heard Ave, Redwood Dr, 14th St$855

Augusta, GA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Augusta$129 to $132

Augusta, GA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Gracewood CCD, Richmond County, Georgia $130 $173 $260
Augusta-Richmond County consolidated government (balance), Georgia $130 $173 $260
Richmond County, Georgia $130 $173 $260

Augusta, GA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Augusta, GA6.7%19.5%
Augusta-Richmond County consolidated government6.5%19.58%
Richmond County6.48%19.58%

Augusta Renters Insurance as a Percentage of Rent

Augusta Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 682 2.0% $378
$200 to $299 1,022 4.0% $828
$300 to $499 2,707 10.0% $1278
$500 to $749 9,464 37.0% $1953
$750 to $999 7,524 29.0% $2703
$1,000 to $1,499 3,335 13.0% $3828
$1,500 or more 402 1.0% $5478