Auburndale Insurance Rates:

Auburndale, FL homeowners insurance is nearly $969 to $1,328, about $80-$110/month. Our exhaustive research reveals consumers can save as much as $459 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Auburndale, FL Homeowners Insurance By Home Value

Auburndale, FL Home Value Total Homes % of Total Average Auburndale, FL Homeowners Insurance
Less than $50,000 438 14.0% $218
$50,000 to $59,999 184 6.0% $459
$60,000 to $69,999 193 6.0% $574
$70,000 to $79,999 157 5.0% $665
$80,000 to $89,999 147 5.0% $757
$90,000 to $99,999 68 2.0% $838
$100,000 to $124,999 270 9.0% $975
$125,000 to $149,999 273 9.0% $1228
$150,000 to $174,999 298 10.0% $1446
$175,000 to $199,999 206 7.0% $1676
$200,000 to $249,999 362 12.0% $2009
$250,000 to $299,999 162 5.0% $2456
$300,000 to $399,999 168 5.0% $3122

Top Home Insurance Agents Near Auburndale, FL

Home Insurance Company Near Auburndale, FL Homeowners Insurance Agency Near Auburndale, FL Address
NA Downstate Group, Llc 12553 Dr Spring Hill, Spring Hill, FL, 34609
NA B & P Insurors 7203 N Florida Avenue, Tampa, FL, 33604
Travelers Amsley Insurance Services Inc 1617 13Th St St. Cloud, St Cloud, FL, 34769
Travelers Lanier Upshaw Inc 1115 Us 98 South, Lakeland, FL, 33801
Allstate Ryan Toombs 4551 Gunn Hwy, Tampa, FL, 33624

Cost Of Homeowners Insurance By Street Near Auburndale, FL

Streets in Auburndale Area Homeowners Insurance Cost
Kirkland Lake Dr, Paradise Ln, Taylor St, Owen Cir N, Lake Whistler Rd, Saddle Creek Park Rd, Co Rd 544A, Adams Barn Rd, Poplar St, Morris Bolender Rd$1,195
Goldenrod Cir S, Tanglewood Dr, Reflection Blvd, E Bridgers Ave, Mason Ave, John Carroll Rd S, Oak Dr, Denton Ave, 40th St NW, Martha Ct$1,111
Coquina Dr, Oakland Rd, Ralph St, Dawson Ln N W, 36th St NW, Sunapee Cir, Stargrass Dr, Terminal Ave, Ave A S, Medora St$1,114
Branch Ln, Ave U NW, Winona Ct, Vista Way, Shepard Ln, Opal Ave, Betty Ann Ln, Lake Myrtle Rd, Brim Rd, Shelton Rd$1,114
Island Oaks N, Elm Ln, James St, Pace Rd, Amberly Way, Earl Ave, Bolender Ct, Delrose Dr N, Onyx Ct, Pine Rd$1,155

Auburndale, FL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Auburndale$171 to $173
Lake Alfred$170
Polk City$172
Fussels Corner$166

Auburndale, FL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Lake Alfred city, Florida $170 $226 $339
Polk City town, Florida $172 $229 $344
Fussels Corner CDP, Florida $167 $222 $333

Auburndale, FL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Auburndale, FL7.1%23.6%
Lake Alfred8.1%20.81%
Polk City8.03%22.94%
Fussels Corner7.53%20.0%

Auburndale Renters Insurance as a Percentage of Rent

Auburndale Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 109 7.0% $1243
$500 to $749 467 32.0% $1918
$750 to $999 498 34.0% $2668
$1,000 to $1,499 301 20.0% $3793
$1,500 or more 66 4.0% $5443

Average Cost Of Home Insurance By Company In Areas Nearby Auburndale For Different Scenarios

Home value ($) Age of home (years) Wind mitigation Company Average homeowners insurance premium ($)
150,000 27 NO First Protective Insurance $1,898
150,000 27 NO State Farm Florida Insurance $3,234
300,000 12 NA Florida Family Insurance $2,799
300,000 12 NA Security First Insurance $1,896
300,000 12 NA St. Johns Insurance $1,948
300,000 12 NA Universal Property & Casualty Insurance $1,852

Auburndale, FL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,400$8,400
Yearly Auburndale Homeowner Insurance Premium Example $3,100$2,100
Out of Pocket Expense During Claim$1,400$8,400
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $26,200$25,200
Net Savings to Auburndale Home Owner from High Deductible Plan $1,000

Auburndale, FL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Auburndale, FL Home Replacement Value MORE than Home Value Auburndale, FL Home Replacement Value LESS than Home Value
Replacement Value $174,500 $120,000
Insurance Premium based on Replacement Value $3,475 $2,400
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $26,500 Risk Exposure from Under Insuring Coverage is $28,000
Premium Impact Insurance cheaper by $550/year Insurance costlier by $525/year

Example Auburndale Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmLiberty MutualTravelers
Monthly Premium 240241456
Year Built 201119692007
Home Details 3 Beds, 1 Baths4 Beds, 3 Baths5 Beds, 2 Baths
Coverage Amount $150000-$175000$175000-$200000$400000-$500000
Deductible $2500-$5000 Deductible$500- $1000 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Auburndale, FL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2013 215,000 Wood Shake Roof 2,290 3 $1000-$2500 Deductible 870 3 Stucco siding yes
2012 205,000 Wood Shake Roof 2,250 3 $1000-$2500 Deductible 1540 7 Brick siding No
2005 230,000 Shingles Roof 2,420 4 $1000-$2500 Deductible 1270 4 Fiber-Cement Siding yes
1962 265,000 Composition Roof 3,330 4 > $10,000 Deductible 590 3 Stucco siding yes
1993 430,000 Metal Roof 4,430 5 $5000 to $10,000 Deductible 400 1 Vinyl siding No
1996 220,000 Asphalt Shingles Roof 2,360 4 $1000-$2500 Deductible 3170 12 Fiber-Cement Siding No
2010 135,000 Metal Roof 1,610 3 $500 Deductible 820 3 Stone Siding No
2011 335,000 Wood Shake Roof 3,800 5 $1000-$2500 Deductible 4450 8 Fiber-Cement Siding yes
1997 275,000 Asphalt Shingles Roof 3,370 5 > $10,000 Deductible 540 2 Stone Siding yes
1993 145,000 Tile Roof 1,980 4 $500 Deductible 1510 6 Stone Siding No
1990 105,000 Metal Roof 1,390 3 $500- $1000 Deductible 810 6 Fiber-Cement Siding yes
1994 225,000 Composition Roof 2,510 5 > $10,000 Deductible 1610 9 Fiber-Cement Siding No
2014 155,000 Wood Shake Roof 2,120 3 $2500-$5000 Deductible 390 2 Fiber-Cement Siding No