Auburn Insurance Rates:

Auburn, WA homeowners insurance is about $510 to $691, about $42-$57/month. Our in depth analysis indicates shoppers can save upto $240 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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How to Reduce Homeowners Insurance Cost in Auburn, WA

Homeowners in Auburn, WA pay an average of $775 for home insurance. However, the cost of your policy will vary based on a number of factors including coverage type and deductible amount as well as age of property or materials used to build it.Below is the summary of average home insurance costs available to Auburn Homeowners based on the deductible and other variables.


Homeowners are given discounts when they opt for higher deductibles which translates into cheaper monthly payments and affordable premiums over time. A high deductible policy is an easy way to benefit more while saving money. Auburn homeowners paying a high deductible of $2500 can avail of home insurance for $556.Homeowners receive insurance for $592 and $652 , respectively, on deductibles $2000 and $1500.

The average cost of house insurance is directly proportional to the age of the home. Newly constructed Auburn, WA homes can avail lower insurance of $589 since newly built homes have a lesser threat of damage. As a result, home insurance companies offer substantial discounts to newly constructed homes. An older housing means higher rates since houses are more prone to damage and as a result, those with homes over 40 or 50 years old have to pay an average of $795-$804 per year tacked onto their premiums.

Construction type is an important factor in the cost of homeowners insurance. The more resistant your house to damage, the less expensive homeowners insurance will be for you. For instance, if a person lives in Auburn and has fire-resistant construction on their roof they can benefit from average rates at $667 per year.Insurance companies in Auburn offer home insurance for $736 for homes built with Masonry and Brick. Homes constructed with superior and hail resistant roofs attract a higher amount $698 and $760 respectively.

Apart from all these factors, homeowners can avail cheap home insurance costs from insurance companies based on the security features and senior citizens residing in the households. Senior occupied houses in Auburn can also avail discounts on home insurance.

Auburn, WA Homeowners Insurance By Home Value

Auburn, WA Home Value Total Homes % of Total Average Auburn, WA Homeowners Insurance
Less than $50,000 1,960 13.0% $54
$60,000 to $69,999 240 1.0% $150
$80,000 to $89,999 195 1.0% $198
$100,000 to $124,999 405 2.0% $252
$125,000 to $149,999 380 2.0% $318
$150,000 to $174,999 920 6.0% $378
$175,000 to $199,999 1,067 7.0% $438
$200,000 to $249,999 2,279 15.0% $528
$250,000 to $299,999 3,152 22.0% $643
$300,000 to $399,999 3,414 23.0% $817

Top Home Insurance Agents Near Auburn, WA

Home Insurance Company Near Auburn, WA Homeowners Insurance Agency Near Auburn, WA Address
NA Lance Maitland 2122 Sw 305Th Street Federal Way, Federal Way, WA, 98023
Farmers Candice Adams 2745 Martin Way E Ste G, Olympia, WA, 98506
Liberty Mutual Independent Insurance Services Of Washington Inc 8195 166TH AVE NE, REDMOND, WA, 98052
Travelers R T Specialty Llc 1200 5TH AVE STE 1910, SEATTLE, WA, 98101
Farmers Steve Winsberg 2121 Meridian Ave E Ste 6, Edgewood, WA, 98371

Auburn, WA Home Insurance Agents for Top Companies

Cost Of Homeowners Insurance By Street Near Auburn, WA

Streets in Auburn Area Homeowners Insurance Cost
Wright Ave, Lakeland Hills Way, 190th Avenue Ct E, 6th Street Ct E, 6th St E, 184th Avenue Ct E, 62nd Loop SE, 73rd St SE, 198th Avenue Ct E, Washington St E$618
59th St SE, 136th Avenue Ct E, Nathan Ave SE, 17th St E, 12th St E, 69th St SE, Mason St, Francis Ct SE, Valley Ave, 64th St SE$618
157th Ave E, 157th Avenue Ct E, 67th Ct SE, Grady Ct SE, Francis Loop SE, Evergreen Way SE, 4th St E, Thornton Ave SW, Railroad St, Rebecca Ave SE$602
Lakeland Hills Way, March Ln, 159th Avenue Ct E, 197th Avenue Ct E, 196th Avenue Ct E, 5th Stct E, Sumner Dieringer Rd, 13th Street Ct E, Wood Ave, O Farrell Rd E$621
Sumner-Tapps Hwy E, 2nd St E, County Line Rd SE, 64th Ct SE, 151st Avenue Ct E, 46th St Ct E, 65th St SE, Lindsay Ave SE, 67th St SE, 67th St E$620

Auburn, WA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Auburn$89 to $92
Lake Holm$94

Auburn, WA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Algona city, Washington $74 $99 $148
Pacific city, Washington $74 $99 $148
Lake Holm CDP, Washington $79 $105 $157

Auburn, WA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Auburn, WA2.6%7.6%
Lake Holm2.75%7.97%

Auburn Renters Insurance as a Percentage of Rent

Auburn Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 160 1.0% $340
$200 to $299 208 1.0% $790
$300 to $499 352 3.0% $1240
$500 to $749 1,526 14.0% $1915
$750 to $999 3,491 32.0% $2665
$1,000 to $1,499 3,835 36.0% $3790
$1,500 or more 1,056 9.0% $5440

Auburn, WA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Yearly Auburn Homeowner Insurance Premium Example $700$500
Out of Pocket Expense During Claim$900$1,900
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $6,500$5,900
Net Savings to Auburn Home Owner from High Deductible Plan $600

Auburn, WA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Auburn, WA Home Replacement Value MORE than Home Value Auburn, WA Home Replacement Value LESS than Home Value
Replacement Value $394,000 $250,500
Insurance Premium based on Replacement Value $1,425 $900
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $83,500 Risk Exposure from Under Insuring Coverage is $60,000
Premium Impact Insurance cheaper by $225/year Insurance costlier by $300/year

Example Auburn Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyChubb Group of InsuranceGEICO Insurance
Monthly Premium 682449
Year Built 198819711999
Home Details 5 Beds, 1 Baths2 Beds, 1 Baths4 Beds, 2 Baths
Coverage Amount $300000-$350000$100000-$125000$300000-$350000
Deductible $2500-$5000 Deductible$500 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Auburn, WA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1987 245,000 Wood Shake Roof 1,750 2 $1000-$2500 Deductible 340 6 Wood siding No
1983 675,000 Shingles Roof 4,420 5 $1000-$2500 Deductible 1880 12 Brick siding yes
1981 225,000 Wood Shake Roof 1,500 2 $5000 to $10,000 Deductible 340 7 Fiber-Cement Siding No
2009 270,000 Wood Shake Roof 2,070 3 $500- $1000 Deductible 220 4 Fiber-Cement Siding No
1994 215,000 Membrane Roof 1,530 2 $1000-$2500 Deductible 500 9 Wood siding No
2006 270,000 Shingles Roof 2,310 4 $500 Deductible 730 12 Brick siding No
1988 165,000 Shingles Roof 1,400 2 $500 Deductible 310 9 Stone Siding No
1993 280,000 Slate Shingles Roof 1,810 3 > $10,000 Deductible 310 9 Vinyl siding No
2000 340,000 Slate Shingles Roof 2,900 5 $500 Deductible 450 5 Fiber-Cement Siding yes
2002 240,000 Metal Roof 1,970 4 $500 Deductible 300 6 Brick siding yes
2008 265,000 Slate Shingles Roof 1,880 3 > $10,000 Deductible 40 1 Fiber-Cement Siding No
2005 310,000 Asphalt Shingles Roof 2,100 5 > $10,000 Deductible 340 8 Wood siding No
2014 460,000 Wood Shake Roof 3,810 5 $5000 to $10,000 Deductible 700 7 Fiber-Cement Siding yes
2014 180,000 Membrane Roof 1,230 3 $2500-$5000 Deductible 80 2 Vinyl siding No
2006 160,000 Metal Roof 1,260 2 $500 Deductible 80 2 Wood siding No
1985 235,000 Slate Shingles Roof 1,690 4 $500- $1000 Deductible 260 5 Stucco siding No
1992 410,000 Membrane Roof 3,360 4 > $10,000 Deductible 110 2 Stucco siding yes
1984 475,000 Composition Roof 3,400 4 $2500-$5000 Deductible 880 10 Wood siding No
1983 210,000 Slate Shingles Roof 1,360 2 > $10,000 Deductible 20 1 Stucco siding yes
2011 250,000 Asphalt Shingles Roof 2,200 3 $5000 to $10,000 Deductible 440 12 Stucco siding No
2014 110,000 Tile Roof 910 2 $500 Deductible 110 5 Wood siding yes
1974 325,000 Slate Shingles Roof 2,540 4 $500- $1000 Deductible 200 2 Brick siding yes
1981 485,000 Metal Roof 3,880 5 $5000 to $10,000 Deductible 690 7 Stone Siding No
1970 270,000 Membrane Roof 1,790 4 > $10,000 Deductible 490 12 Fiber-Cement Siding yes
1994 320,000 Wood Shake Roof 2,370 3 > $10,000 Deductible 340 8 Brick siding yes
2006 270,000 Tile Roof 1,790 2 $500- $1000 Deductible 600 8 Stone Siding yes
2008 285,000 Composition Roof 1,960 3 $500- $1000 Deductible 640 9 Stone Siding yes
2006 210,000 Tile Roof 1,480 2 $500 Deductible 430 9 Wood siding yes
1999 170,000 Wood Shake Roof 1,500 3 $1000-$2500 Deductible 110 4 Stone Siding No
1971 570,000 Membrane Roof 4,400 5 $500 Deductible 1230 9 Stucco siding No
2008 115,000 Tile Roof 950 2 $1000-$2500 Deductible 160 7 Stucco siding yes
1977 215,000 Tile Roof 1,430 2 $500- $1000 Deductible 390 7 Brick siding No
1982 400,000 Tile Roof 3,390 4 $5000 to $10,000 Deductible 130 2 Stone Siding yes

Latest Home Insurance Reviews

State Farm
I would not recommend this company because your loyalty to their company means nothing to them and the deductibles get changed by without any discussion.
Allstate Insurance is a very good insurance company and I recommend them to anyone who can afford the premium. They are responsive in the event of a claim, their agents are very knowledgeable and check up their clients regularly. They are expensive but are worth it.
Farmer's Insurance
I would definitely recommend our home owners insurance company. If you want to feel welcomed to a family instead of one out of a million.
I would recommend Allstate because they do have the best of everything for the amount of money you pay and because their customer service is top notch.
American Family Insurance
I recommend this company because there services is very reliable and this company is much more better other companies similarly american family insurance company is provide best services.
I would always reccomend Allstate as a home insurance agency. They are quick, friendly and on the ball. They are knowledgeable and careing and have always treated us like family when we needed it the most.
Farmer's Insurance
great customer service.used this many times over the 20 years with farmers.i havenever had an issue with calling and getting things done
Compared to other major insurance companies, my insurance company has great low rates for customized property, home, and personal belonging coverage packages.
Brown Insurance
I like small town atmosphere of the insurance company. i like the small conversations of the owner of the place. almost makes me feel like i'm at a familiar place.
American Family
American family made obtaining insurance during my home buying process a really smooth transaction. they gave me a couple of options for coverage between insuring for my purchase price or blanket everything for $60,000 over that for just $20 more a year.
State Farm
I like that I can trust them. I have worked with them for the majority of my life so that helps build a base of trust.
Progressive's website is very easy to use and navigate through. I can also make changes throughout and see the effects of my deductibles and monthly payments instantly.
State Farm
All premiums are going up in the area I live in because we are prone to tornados.
I don't have much to say about this department because I have really never interacted with them to a large extent. However, when I bought the policy they were very informative.
State Farm
I will say I dislike going through claims. It takes forever to get anything covered and approved.It took over a year the hear back on one claim.
I would recommend my insurance carrier. When we had a windstorm that seriously damaged our roof, the CS was friendly, concerned and efficient. The adjuster was timely and informative and was clearly experienced.
I recommend Progressive to everyone. I am a brand loyal person. I don't think that anyone in their right mind would go with another company.
my home insurance so far has been very good. i would give it a 5. when the big wind storm came thru last year we had some siding damage.

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