Auburn Insurance Rates:

Auburn, ME homeowners insurance is approximately $566 to $767, about $47-$63/month. Our exhaustive research indicates shoppers can save as much as $266 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Travelers
Overall this is a good company that has provided what i've needed. although it wasn't in the timetable that i had envisioned, the claim was taken care of.
Farmer's Insurance
I wish i could customize my insurance needs to exactly what i want and need at this point in my life.
State Farm
This is a very big company. if i submit a claim i know that this company would be able to pay me.
Farmer's Insurance
At times the response could be clearer, especially recently when at times it seemed that the staff/ claims rep couldn't recall details of the claim.
Concord Group Insurance
I have never had any issues with my insurance company or local agent. I have been with the same company for several years, and have my homeowner’s policy and auto insurance bundled in order to get a discount.

Auburn, ME Homeowners Insurance By Home Value

Auburn, ME Home Value Total Homes % of Total Average Auburn, ME Homeowners Insurance
Less than $50,000 216 3.0% $100
$70,000 to $79,999 120 2.0% $306
$80,000 to $89,999 162 2.0% $346
$90,000 to $99,999 220 3.0% $386
$100,000 to $124,999 714 12.0% $446
$125,000 to $149,999 971 16.0% $560
$150,000 to $174,999 1,034 18.0% $660
$175,000 to $199,999 708 12.0% $767
$200,000 to $249,999 696 12.0% $920
$250,000 to $299,999 503 8.0% $1127
$300,000 to $399,999 324 5.0% $1434

Top Home Insurance Agents Near Auburn, ME

Home Insurance Company Near Auburn, ME Homeowners Insurance Agency Near Auburn, ME Address
State Farm Orry Cummings 173 Gray Rd, Falmouth, ME, 04105-2514
Liberty Mutual Independent W J Wheeler & Co Inc 15 MARKET SQ, SOUTH PARIS, ME, 4281
NA United Insurance Tilton Agency 2351 N Belfast Ave , Augusta, ME, 4330
Allstate Chalmers Ins Grp 38 Paris St # 348, Norway, ME, 4268
State Farm Diane Newman 313 Read St, Portland, ME, 04103-3447

Cost Of Homeowners Insurance By Street Near Auburn, ME

Streets in Auburn Area Homeowners Insurance Cost
Bennett Ave, University St, Fletcher Rd, Little Orchard Ct, Jacques Rd, 7th St, State Rte 121, Marian Dr, Vista Dr, Smith St$665
Dolores St, Albiston Way, Hotel Rd, Houghton St, Beech Hill Rd, Hersey Hill Rd, Lake Shore Dr, Martindale Rd, Beech St, Pond View Dr$660
Joatman Dr, James St, Oxford St, Mary Carroll St, Brickyard Cir, Foster Rd, Taylor St, Loring Ave, Marshall Ave, Mechanics Row$660
Wilson Hill Rd, Mason St Exd, S Witham Rd, Goldthwaite Rd, 7th St, Gamage Ave, French Ln, E Bates St, Blackmer St, Martin St$662
Black Cat Rd, David Dr, Beacon Ave, Alpha St, Amherst St, Perkins Ridge Rd, Grant St, Stevens Mill Park Rd, 19th St, Fulton St$664

Auburn, ME Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Auburn$99 to $102
Lewiston$99
Minot$100
Poland$101

Auburn, ME Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Lewiston city, Maine $83 $110 $165
Minot town, Androscoggin County, Maine $84 $112 $168
Androscoggin County, Maine $83 $111 $166

Auburn, ME Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Auburn, ME3.8%9.7%
Lewiston3.99%10.06%
Minot3.83%14.14%
Androscoggin County4.01%11.15%

Auburn Renters Insurance as a Percentage of Rent

Auburn Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 75 1.0% $340
$200 to $299 356 9.0% $790
$300 to $499 525 13.0% $1240
$500 to $749 1,469 37.0% $1915
$750 to $999 1,013 25.0% $2665
$1,000 to $1,499 403 10.0% $3790
$1,500 or more 94 2.0% $5440

Auburn, ME Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,100$2,100
Yearly Auburn Homeowner Insurance Premium Example $1,200$1,000
Out of Pocket Expense During Claim$1,100$2,100
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $10,700$10,100
Net Savings to Auburn Home Owner from High Deductible Plan $600

Auburn, ME Home Insurance Costs With Home Replacement Value Scenarios

Scenario Auburn, ME Home Replacement Value MORE than Home Value Auburn, ME Home Replacement Value LESS than Home Value
Replacement Value $183,000 $129,500
Insurance Premium based on Replacement Value $850 $600
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $23,000 Risk Exposure from Under Insuring Coverage is $30,500
Premium Impact Insurance cheaper by $150/year Insurance costlier by $100/year

Example Auburn Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyLiberty MutualFarmers Insurance
Monthly Premium 1546390
Year Built 199219421947
Home Details 5 Beds, 2 Baths2 Beds, 1 Baths4 Beds, 2 Baths
Coverage Amount $350000-$400000$200000-$250000$175000-$200000
Deductible $500- $1000 Deductible$5000 to $10,000 Deductible$500 Deductible

Sample Home Insurance Rates for Auburn, ME from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1996 225,000 Membrane Roof 2,600 4 $500 Deductible 1010 12 Vinyl siding No
1941 200,000 Asphalt Shingles Roof 2,040 3 $2500-$5000 Deductible 320 8 Fiber-Cement Siding yes
1995 190,000 Shingles Roof 1,900 5 $5000 to $10,000 Deductible 590 9 Stone Siding yes
1998 210,000 Metal Roof 2,290 3 $2500-$5000 Deductible 490 7 Stone Siding No
1944 320,000 Tile Roof 2,940 4 > $10,000 Deductible 360 6 Fiber-Cement Siding yes
1993 185,000 Membrane Roof 1,630 2 $500- $1000 Deductible 620 8 Wood siding yes
1940 130,000 Tile Roof 1,300 3 $1000-$2500 Deductible 40 1 Wood siding yes
1998 560,000 Tile Roof 4,810 5 $500 Deductible 460 2 Vinyl siding No
1995 310,000 Asphalt Shingles Roof 2,670 4 $5000 to $10,000 Deductible 550 8 Vinyl siding No
1998 535,000 Membrane Roof 4,810 5 > $10,000 Deductible 630 5 Vinyl siding yes
1993 170,000 Metal Roof 2,120 3 $500 Deductible 80 1 Stucco siding No
1940 165,000 Wood Shake Roof 1,770 2 $5000 to $10,000 Deductible 240 4 Fiber-Cement Siding yes
1996 170,000 Composition Roof 1,560 3 $5000 to $10,000 Deductible 100 2 Stone Siding No
1948 100,000 Asphalt Shingles Roof 1,030 2 $1000-$2500 Deductible 180 4 Stone Siding yes
1948 425,000 Composition Roof 4,140 5 $500 Deductible 780 4 Stucco siding yes
1946 215,000 Slate Shingles Roof 2,780 4 $500 Deductible 720 8 Vinyl siding No
1940 335,000 Tile Roof 3,060 4 $5000 to $10,000 Deductible 550 9 Vinyl siding No
1941 140,000 Wood Shake Roof 1,220 2 $2500-$5000 Deductible 170 4 Brick siding No
1945 225,000 Wood Shake Roof 2,600 5 $2500-$5000 Deductible 230 3 Fiber-Cement Siding yes
1941 140,000 Shingles Roof 1,740 2 $1000-$2500 Deductible 240 4 Brick siding No
1998 220,000 Tile Roof 2,660 5 $500 Deductible 890 10 Stucco siding yes
1992 135,000 Tile Roof 1,180 2 $500 Deductible 90 2 Stone Siding yes
1992 155,000 Metal Roof 1,540 2 $500- $1000 Deductible 470 9 Brick siding yes
1946 275,000 Slate Shingles Roof 2,420 4 $2500-$5000 Deductible 300 4 Stone Siding No
1942 165,000 Shingles Roof 1,800 5 $1000-$2500 Deductible 110 2 Stucco siding yes
1945 170,000 Metal Roof 1,760 2 $500 Deductible 580 8 Stone Siding yes
1994 255,000 Tile Roof 2,450 4 $500- $1000 Deductible 610 6 Vinyl siding yes
1992 160,000 Composition Roof 1,860 3 $500 Deductible 670 12 Wood siding No
1949 535,000 Slate Shingles Roof 4,840 5 $1000-$2500 Deductible 1320 6 Stone Siding No
1948 190,000 Shingles Roof 1,750 4 $500- $1000 Deductible 470 6 Fiber-Cement Siding yes
1943 305,000 Shingles Roof 3,400 4 $1000-$2500 Deductible 540 5 Vinyl siding No
1943 110,000 Metal Roof 1,150 2 $2500-$5000 Deductible 30 1 Vinyl siding No