Atlantic City Insurance Rates:

Atlantic City, NJ homeowners insurance is nearly $698 to $950, about $58-$79/month. Our extensive analysis shows customers can save as much as $329 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Amica Mutual Insurance
Their rates are very affordable and the customer service process is very good. I wish they had more of a presence online for those kinds of tough things.
State Farm
I like that the company's website is clear and concise. There is not a lot of clutter or frills it gets to the point
Amica Mutual Insurance
My insurance agent who set me up is someone I have worked with for years and trust, his customer service is excellent!
State Farm
I have dealt with them for over 15 years and any time I need to talk to the agent he is there for me

Atlantic City, NJ Homeowners Insurance By Home Value

Atlantic City, NJ Home Value Total Homes % of Total Average Atlantic City, NJ Homeowners Insurance
Less than $50,000 101 2.0% $90
$50,000 to $59,999 113 2.0% $189
$70,000 to $79,999 53 1.0% $280
$90,000 to $99,999 117 2.0% $354
$100,000 to $124,999 316 6.0% $403
$125,000 to $149,999 253 5.0% $510
$150,000 to $174,999 689 14.0% $601
$175,000 to $199,999 577 12.0% $700
$200,000 to $249,999 1,043 21.0% $840
$250,000 to $299,999 749 15.0% $1030
$300,000 to $399,999 706 14.0% $1301

Top Home Insurance Agents Near Atlantic City, NJ

Home Insurance Company Near Atlantic City, NJ Homeowners Insurance Agency Near Atlantic City, NJ Address
NA J. Byrne Agency - Cape May 1032 Route 9 Cape May Court House, Middle Township, NJ, 8210
Liberty Mutual Independent Cettei & Connell Inc 135 S BROAD ST STE B, WOODBURY, NJ, 8096
Travelers Guardian-Hardenbergh Insurance Group 1000 LINCOLN DR E STE 2A, MARLTON, NJ, 8053
Travelers J Walker Pierson Insurance Agency 1946 E Route 70 Cherry Hill, Cherry Hill Township, NJ, 8003
Farmers Rina Valiente 951 Haddonfield Rd Fl 2, Cherry Hill, NJ, 8002

Cost Of Homeowners Insurance By Street Near Atlantic City, NJ

Streets in Atlantic City Area Homeowners Insurance Cost
Rev Dr Issac S Coles Plz, Penn Central RR, N Ocean Ave, N Annapolis Ave, Willow Ave, Westminister Ave, Barrett Ave, Van Rennslear Ave, N Jackson Ave, N Delaware Ave$814
Blake St, Hann Pl, S Stenton Pl, N Michigan Ave, Graff Ln, Barnard Ave, N New Jersey Ave, State Rte 87, Morgan Ter, S Chalfonte Ave$811
N Massachusetts Ave, Bay St, S Jackson Ave, Oriental Ave, Delta Ave, Chesapeake Bay Ct, S Chelsea Ave, South Dr, Lighthouse Ln, S Arkansas Ave$761
Hummock Ave, S Massachusetts Ave, Bishop James T Walters Ln, S Bellevue Ave, Westminister Pl, Liberty Ave, Sextant Dr, State Rte 187, S Windsor Ave, S Massachusetts Ave$819
N Maryland Ave, N Mansion Ave, Rev J J Walters Ave, Ariff Ave, Connecticut Ave, Leeds Pl, N Fleming Ave, Boardwalk Twr 2, Boulevard Ave, Danny Thomas Blvd$780

Atlantic City, NJ Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Atlantic City$123 to $126
Ventnor City$128
Pleasantville$121
Absecon$124

Atlantic City, NJ Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Ventnor City city, New Jersey $107 $143 $214
Pleasantville city, New Jersey $101 $134 $201
Absecon city, New Jersey $104 $139 $208

Atlantic City, NJ Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Atlantic City, NJ3.7%8.6%
Ventnor City3.47%7.21%
Pleasantville3.8%10.01%
Absecon3.38%8.77%

Atlantic City Renters Insurance as a Percentage of Rent

Atlantic City Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 664 6.0% $345
$200 to $299 1,002 9.0% $795
$300 to $499 1,105 10.0% $1245
$500 to $749 1,634 15.0% $1920
$750 to $999 2,961 28.0% $2670
$1,000 to $1,499 2,401 22.0% $3795
$1,500 or more 692 6.0% $5445

Atlantic City, NJ Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$600$1,600
Yearly Atlantic City Homeowner Insurance Premium Example $1,100$900
Out of Pocket Expense During Claim$600$1,600
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $9,400$8,800
Net Savings to Atlantic City Home Owner from High Deductible Plan $600

Atlantic City, NJ Home Insurance Costs With Home Replacement Value Scenarios

Scenario Atlantic City, NJ Home Replacement Value MORE than Home Value Atlantic City, NJ Home Replacement Value LESS than Home Value
Replacement Value $295,000 $210,500
Insurance Premium based on Replacement Value $1,525 $1,100
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $23,500 Risk Exposure from Under Insuring Coverage is $61,000
Premium Impact Insurance cheaper by $300/year Insurance costlier by $125/year

Example Atlantic City Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyGEICO InsuranceLiberty Mutual
Monthly Premium 7166101
Year Built 196319701955
Home Details 2 Beds, 1 Baths3 Beds, 1 Baths4 Beds, 2 Baths
Coverage Amount $250000-$300000$125000-$150000$300000-$350000
Deductible $5000 to $10,000 Deductible$500 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Atlantic City, NJ from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1948 215,000 Membrane Roof 1,680 3 $2500-$5000 Deductible 580 10 Stucco siding No
1993 375,000 Tile Roof 3,170 4 $1000-$2500 Deductible 640 4 Stucco siding yes
1980 175,000 Shingles Roof 1,240 2 $500 Deductible 510 9 Brick siding yes
1991 380,000 Wood Shake Roof 3,270 4 $2500-$5000 Deductible 1610 12 Wood siding No
1968 240,000 Membrane Roof 2,440 4 $500- $1000 Deductible 220 3 Brick siding No
1951 145,000 Wood Shake Roof 1,240 3 $500- $1000 Deductible 410 7 Brick siding yes
1972 190,000 Wood Shake Roof 1,970 3 $500- $1000 Deductible 600 6 Stucco siding yes
1945 245,000 Metal Roof 2,220 3 $500- $1000 Deductible 730 10 Fiber-Cement Siding No
1945 135,000 Membrane Roof 1,380 2 $1000-$2500 Deductible 260 6 Stone Siding No
1945 210,000 Membrane Roof 2,010 3 $2500-$5000 Deductible 410 7 Vinyl siding yes
1992 250,000 Asphalt Shingles Roof 1,770 4 $2500-$5000 Deductible 560 8 Brick siding No
1972 210,000 Membrane Roof 1,710 3 $500- $1000 Deductible 600 8 Fiber-Cement Siding No
1946 300,000 Shingles Roof 2,170 3 $5000 to $10,000 Deductible 170 3 Wood siding yes
1958 290,000 Composition Roof 2,260 4 $5000 to $10,000 Deductible 60 1 Brick siding yes
1967 320,000 Asphalt Shingles Roof 2,480 4 $1000-$2500 Deductible 890 8 Stone Siding yes
1960 175,000 Slate Shingles Roof 1,570 3 $5000 to $10,000 Deductible 260 6 Brick siding No
1989 245,000 Slate Shingles Roof 2,360 3 $500 Deductible 910 10 Fiber-Cement Siding No
1971 195,000 Slate Shingles Roof 1,700 3 $1000-$2500 Deductible 70 1 Stucco siding yes
1958 180,000 Wood Shake Roof 1,530 2 $1000-$2500 Deductible 160 3 Wood siding No
1942 210,000 Shingles Roof 1,780 3 $5000 to $10,000 Deductible 410 6 Stone Siding yes
1999 195,000 Membrane Roof 1,450 2 $500 Deductible 1210 12 Stucco siding No
1996 115,000 Shingles Roof 960 2 $1000-$2500 Deductible 50 1 Vinyl siding yes
1991 235,000 Slate Shingles Roof 1,650 4 $5000 to $10,000 Deductible 150 3 Stone Siding No
1987 155,000 Wood Shake Roof 1,360 3 $5000 to $10,000 Deductible 140 3 Stone Siding No