Atlanta Insurance Rates:

Atlanta, TX homeowners insurance is nearly $854 to $1,159, about $71-$96/month. Our extensive analysis reveals consumers can save upto $402 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Atlanta, TX Homeowners Insurance By Home Value

Atlanta, TX Home Value Total Homes % of Total Average Atlanta, TX Homeowners Insurance
Less than $50,000 979 27.0% $322
$50,000 to $59,999 326 9.0% $684
$60,000 to $69,999 332 9.0% $855
$70,000 to $79,999 307 8.0% $986
$80,000 to $89,999 265 7.0% $1117
$90,000 to $99,999 208 5.0% $1248
$100,000 to $124,999 341 9.0% $1450
$125,000 to $149,999 218 6.0% $1812
$150,000 to $174,999 151 4.0% $2144
$175,000 to $199,999 95 2.0% $2477
$200,000 to $249,999 182 5.0% $2970
$250,000 to $299,999 75 2.0% $3635
$300,000 to $399,999 59 1.0% $4622

Top Home Insurance Agents Near Atlanta, TX

Home Insurance Company Near Atlanta, TX Homeowners Insurance Agency Near Atlanta, TX Address
NA Stephens Insurance, Llc 2900 St. Michael Dr., Texarkana, TX, 75503
NA Garrett Insurance Agency 1500 West 3Rd, Hope, AR, 71801
Travelers Bockmon Insurance Agency 120 N MAIN ST, LONE STAR, TX, 75668
Liberty Mutual Independent Capps Ins Agy-Mt Pleasant Ltd 1610 SHADYWOOD LANE, MT PLEASANT, TX, 75455
Liberty Mutual Independent Offenhauser & Co 205 W Main St, Atlanta, TX, 75551

Cost Of Homeowners Insurance By Street Near Atlanta, TX

Streets in Atlanta Area Homeowners Insurance Cost
W Miller St, E Spruce St, Park Road 42, Shady Ln, Knowles St, Crestview Dr S, Polk St, S Boggie St, N Mississippi Ave, Price St$1,004
Pine Valley Dr, Wade St, Co Rd 3434, 6th St, Shelva, Co Rd 3660, Lehi St, E Main St, May Dr, Spruce St$1,001
John St, Judy St, Co Rd 4679, Magnolia Dr, McCasland Farm Rd, White St, Co Rd 3432, W Main St, Ridgeview Dr, Co Rd 3214$1,003
W Allday St, Co Rd 3771, Co Rd 4917, FM 785, Co Rd 3779, Oak Grove St, Co Rd 3669, Co Rd 3673, Aldrin St, Pr Rd 340$1,012
Co Rd 4674, Fifth St, Oakwood Trl, FM 249W, Co Rd 4922, Harris St, Co Rd 3435, Clearview St, College St, Co Rd 4791$1,019

Atlanta, TX Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Atlanta$150 to $153
Queen City$150
Bloomburg$149
Sulphur$162

Atlanta, TX Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Queen City city, Texas $150 $200 $300
Bloomburg town, Texas $149 $199 $299
Domino town, Texas $150 $200 $300

Atlanta, TX Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Atlanta, TX9.9%24.8%
Queen City10.78%29.34%
Bloomburg8.86%32.14%
Domino8.08%30.87%

Atlanta Renters Insurance as a Percentage of Rent

Atlanta Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 34 3.0% $359
$200 to $299 124 11.0% $809
$300 to $499 341 30.0% $1259
$500 to $749 348 31.0% $1934
$750 to $999 186 16.0% $2684
$1,000 to $1,499 53 4.0% $3809
$1,500 or more 31 2.0% $5459

Atlanta, TX Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$700$2,700
Yearly Atlanta Homeowner Insurance Premium Example $900$500
Out of Pocket Expense During Claim$700$2,700
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $7,900$6,700
Net Savings to Atlanta Home Owner from High Deductible Plan $1,200

Atlanta, TX Home Insurance Costs With Home Replacement Value Scenarios

Scenario Atlanta, TX Home Replacement Value MORE than Home Value Atlanta, TX Home Replacement Value LESS than Home Value
Replacement Value $77,000 $49,000
Insurance Premium based on Replacement Value $775 $500
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $19,000 Risk Exposure from Under Insuring Coverage is $9,000
Premium Impact Insurance cheaper by $75/year Insurance costlier by $200/year

Example Atlanta Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceTravelersAllstate
Monthly Premium 408674
Year Built 197219841961
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths3 Beds, 2 Baths
Coverage Amount $50000-$75000$100000-$125000$125000-$150000
Deductible $2500-$5000 Deductible$500 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Atlanta, TX from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1994 100,000 Asphalt Shingles Roof 1,570 3 $1000-$2500 Deductible 340 5 Stucco siding No
1984 80,000 Wood Shake Roof 1,650 3 $500 Deductible 160 2 Wood siding yes
1977 95,000 Asphalt Shingles Roof 1,900 4 $500- $1000 Deductible 250 4 Vinyl siding yes
1994 200,000 Slate Shingles Roof 3,320 4 $1000-$2500 Deductible 570 5 Brick siding No
2005 95,000 Shingles Roof 1,440 3 $500 Deductible 450 8 Brick siding No
1972 180,000 Tile Roof 2,740 4 $5000 to $10,000 Deductible 1070 12 Vinyl siding yes
1988 95,000 Asphalt Shingles Roof 1,600 3 $500- $1000 Deductible 420 7 Wood siding No
1965 65,000 Membrane Roof 1,300 3 $1000-$2500 Deductible 350 10 Fiber-Cement Siding No
1969 110,000 Asphalt Shingles Roof 1,610 3 $500- $1000 Deductible 660 12 Stone Siding yes
1961 75,000 Metal Roof 1,470 3 $1000-$2500 Deductible 50 1 Wood siding No
2011 110,000 Wood Shake Roof 2,190 4 $2500-$5000 Deductible 460 8 Wood siding No
2014 75,000 Wood Shake Roof 1,310 3 $1000-$2500 Deductible 410 9 Brick siding No
1962 185,000 Metal Roof 3,040 4 $500 Deductible 1220 8 Stucco siding No
1993 160,000 Asphalt Shingles Roof 2,410 4 $2500-$5000 Deductible 350 4 Vinyl siding yes
1997 120,000 Membrane Roof 2,510 4 $1000-$2500 Deductible 160 2 Vinyl siding No
1966 165,000 Asphalt Shingles Roof 2,630 4 $1000-$2500 Deductible 450 5 Stone Siding No
1976 105,000 Metal Roof 1,900 3 $500 Deductible 280 3 Brick siding No
2006 145,000 Composition Roof 2,310 3 $1000-$2500 Deductible 780 8 Stone Siding yes
2008 90,000 Metal Roof 1,250 3 $1000-$2500 Deductible 270 4 Fiber-Cement Siding No
2011 130,000 Tile Roof 1,810 4 $1000-$2500 Deductible 830 9 Stucco siding No
2000 105,000 Wood Shake Roof 1,540 3 $2500-$5000 Deductible 580 10 Vinyl siding yes
1968 105,000 Asphalt Shingles Roof 1,830 4 $2500-$5000 Deductible 70 1 Wood siding No
1965 150,000 Wood Shake Roof 2,710 4 $500- $1000 Deductible 440 4 Stucco siding yes
1971 195,000 Slate Shingles Roof 3,020 4 $5000 to $10,000 Deductible 960 8 Brick siding No
1982 200,000 Shingles Roof 3,110 4 $2500-$5000 Deductible 110 1 Brick siding No
2014 185,000 Slate Shingles Roof 2,650 4 $500- $1000 Deductible 740 6 Vinyl siding yes
1980 80,000 Shingles Roof 1,300 3 $2500-$5000 Deductible 430 10 Stucco siding No
1975 195,000 Metal Roof 2,850 4 $1000-$2500 Deductible 510 4 Stucco siding No
1974 130,000 Wood Shake Roof 1,890 3 $2500-$5000 Deductible 1030 12 Wood siding yes
1971 125,000 Composition Roof 1,940 4 $500- $1000 Deductible 650 10 Brick siding No