Atchison Insurance Rates:

Atchison, KS homeowners insurance is nearly $822 to $1,120, about $68-$93/month. Our complete analysis reveals consumers can save upto $388 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Atchison, KS Homeowners Insurance By Home Value

Atchison, KS Home Value Total Homes % of Total Average Atchison, KS Homeowners Insurance
Less than $50,000 491 20.0% $281
$50,000 to $59,999 126 5.0% $602
$60,000 to $69,999 297 12.0% $747
$70,000 to $79,999 174 7.0% $854
$80,000 to $89,999 294 12.0% $971
$90,000 to $99,999 116 4.0% $1087
$100,000 to $124,999 187 7.0% $1262
$125,000 to $149,999 192 8.0% $1573
$150,000 to $174,999 153 6.0% $1864
$175,000 to $199,999 85 3.0% $2155
$200,000 to $249,999 150 6.0% $2592
$250,000 to $299,999 113 4.0% $3165

Top Home Insurance Agents Near Atchison, KS

Home Insurance Company Near Atchison, KS Homeowners Insurance Agency Near Atchison, KS Address
NA Southeast Nebraska Insurance 1801 Stone St Falls City, Falls City, NE, 68355
NA R & S Agency 44 S. 7Th Street Kansas City, Kansas City, KS, 66101
State Farm Bob Schilling 1602 Frederick Ave, Saint Joseph, MO, 64501-2010
Travelers Freedom Insurance Group Llc 2703 NW PLATTE RD, RIVERSIDE, MO, 64150
State Farm Jessica Studer 205 Saint Joseph St, Wathena, KS, 66090-1284

Cost Of Homeowners Insurance By Street Near Atchison, KS

Streets in Atchison Area Homeowners Insurance Cost
Elk Rd, Henry St, Kearney St, Pacific Ave, Forest Ave, High St, 100th Rd, 334th Rd, S 2nd St, Curlew-Cummings Rd$981
N Terrace St, Morton Rd, W 2nd St, Grandeur Rd, N 1st St, Sedgewick Rd, 206th Rd, Wichita Rd, 278th Rd, Sumnce Rd$969
310th Rd, Meade Rd, Highland Ave, Fremont St, Pratt Rd, Old 59, NE 5th St, N 17th St, Parallel St, Rabbit Rd$997
Sherman Rd/old 73, Mount Pleasant Rd, S 17th St, M St, 7th St, Pacific St, 261st Rd, Old 73, S 2nd St, E 5th St$969
260th Rd, N 8th St, Orphans Home Rd, 314th Rd, Tiger Rd, Riverfront Rd, Locust Dr, 3rd St, 286th Rd, NE 1st St$980

Atchison, KS Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Atchison$145 to $148
Shannon$152
Rush$142
Lewis and Clark Village$145

Atchison, KS Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Shannon township, Atchison County, Kansas $127 $169 $253
Rush township, Buchanan County, Missouri $119 $158 $237
Lewis and Clark Village town, Missouri $121 $161 $242

Atchison, KS Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Atchison, KS7.6%19.9%
Shannon6.17%23.21%
Rush8.26%25.05%
Lewis and Clark Village9.4%24.82%

Atchison Renters Insurance as a Percentage of Rent

Atchison Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 128 10.0% $356
$200 to $299 100 8.0% $806
$300 to $499 243 19.0% $1256
$500 to $749 426 34.0% $1931
$750 to $999 246 20.0% $2681
$1,000 to $1,499 56 4.0% $3806
$1,500 or more 29 2.0% $5456

Average Cost Of Home Insurance By Company In Areas Nearby Atchison For Different Scenarios

Coverage ($) Company Average homeowners insurance premium ($)
Fire protection class 1-8 Fire protection class 9 Fire protection class 10
100,000 Armed Forces Insurance Exchange 1,721 2,124 2,167
100,000 Csaa Fire And Casualty Insurance Company 906 1,260 1,392
100,000 Nationwide Affinity Insurance Company Of America 1,222 1,887 2,114
100,000 Travelers Home And Marine Insurance Company (The) 1,235 2,128 2,809
200,000 Allstate Vehicle And Property Insurance Company 1,151 1,679 1,787
200,000 Bremen Farmers Mutual Insurance Company 1,517 2,006 2,366
200,000 Travelers Home And Marine Insurance Company (The) 1,860 3,116 4,061
200,000 Travelers Property Casualty Insurance Company 1,815 3,039 3,961
300,000 Csaa Fire And Casualty Insurance Company 2,062 3,292 3,771
300,000 Usaa Casualty Insurance Company 2,852 3,055 3,055

Atchison, KS Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$600$5,600
Yearly Atchison Homeowner Insurance Premium Example $2,400$1,400
Out of Pocket Expense During Claim$600$5,600
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $15,000$14,000
Net Savings to Atchison Home Owner from High Deductible Plan $1,000

Atchison, KS Home Insurance Costs With Home Replacement Value Scenarios

Scenario Atchison, KS Home Replacement Value MORE than Home Value Atchison, KS Home Replacement Value LESS than Home Value
Replacement Value $112,500 $61,500
Insurance Premium based on Replacement Value $1,200 $650
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $26,500 Risk Exposure from Under Insuring Coverage is $24,500
Premium Impact Insurance cheaper by $250/year Insurance costlier by $300/year

Example Atchison Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company American Family InsuranceState FarmTravelers
Monthly Premium 88128310
Year Built 194419621975
Home Details 3 Beds, 1 Baths4 Beds, 3 Baths5 Beds, 2 Baths
Coverage Amount $75000-$100000$125000-$150000$300000-$350000
Deductible $1000-$2500 Deductible$1000-$2500 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Atchison, KS from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1972 205,000 Asphalt Shingles Roof 3,310 5 $5000 to $10,000 Deductible 1050 7 Brick siding No
1986 165,000 Slate Shingles Roof 2,180 4 $5000 to $10,000 Deductible 1050 10 Stone Siding yes
1944 135,000 Composition Roof 2,370 3 $1000-$2500 Deductible 790 7 Fiber-Cement Siding No
1974 315,000 Asphalt Shingles Roof 4,520 5 $1000-$2500 Deductible 1690 7 Brick siding yes
1947 115,000 Wood Shake Roof 2,130 4 $2500-$5000 Deductible 280 3 Stone Siding No
1970 200,000 Slate Shingles Roof 3,780 5 > $10,000 Deductible 1030 10 Wood siding yes
1987 250,000 Metal Roof 3,650 5 $5000 to $10,000 Deductible 1320 7 Stone Siding No
1981 220,000 Tile Roof 2,920 5 > $10,000 Deductible 760 6 Stone Siding yes
1968 210,000 Membrane Roof 3,360 5 $2500-$5000 Deductible 990 6 Wood siding yes
1980 260,000 Membrane Roof 4,300 5 $5000 to $10,000 Deductible 1250 8 Stucco siding yes
1982 100,000 Wood Shake Roof 1,620 4 $500 Deductible 230 2 Brick siding yes
1989 100,000 Metal Roof 1,620 4 $500 Deductible 730 9 Brick siding yes
1940 95,000 Metal Roof 1,840 3 $2500-$5000 Deductible 390 5 Stucco siding No
1985 125,000 Wood Shake Roof 1,920 3 $500 Deductible 390 3 Stone Siding No
1965 175,000 Metal Roof 2,390 4 $500- $1000 Deductible 970 7 Stucco siding No
1967 200,000 Composition Roof 3,300 4 $500 Deductible 1530 7 Wood siding No
1946 105,000 Membrane Roof 2,010 4 $2500-$5000 Deductible 300 4 Vinyl siding No
1978 175,000 Membrane Roof 2,380 5 $1000-$2500 Deductible 910 6 Stone Siding yes
1975 175,000 Wood Shake Roof 2,330 5 $2500-$5000 Deductible 180 1 Stucco siding No
1985 125,000 Membrane Roof 2,140 4 $500 Deductible 960 9 Vinyl siding No
1983 80,000 Wood Shake Roof 1,530 3 $1000-$2500 Deductible 640 8 Stucco siding No
1961 170,000 Metal Roof 2,320 4 $1000-$2500 Deductible 1420 8 Fiber-Cement Siding yes
1970 85,000 Composition Roof 1,530 3 $1000-$2500 Deductible 580 10 Stone Siding yes
1978 120,000 Wood Shake Roof 1,790 4 $500 Deductible 1090 9 Stone Siding No
1961 100,000 Slate Shingles Roof 1,710 3 $2500-$5000 Deductible 610 8 Stucco siding No
1974 260,000 Membrane Roof 4,790 5 $500 Deductible 480 2 Wood siding No
1942 305,000 Asphalt Shingles Roof 4,030 5 $5000 to $10,000 Deductible 990 4 Fiber-Cement Siding yes
1965 235,000 Metal Roof 3,320 4 $2500-$5000 Deductible 2220 10 Stone Siding yes
1943 150,000 Tile Roof 2,350 4 $1000-$2500 Deductible 210 2 Vinyl siding No
1986 195,000 Tile Roof 2,700 5 $5000 to $10,000 Deductible 900 10 Fiber-Cement Siding yes
1977 210,000 Shingles Roof 3,030 4 > $10,000 Deductible 1400 9 Stone Siding No
1948 105,000 Shingles Roof 1,670 3 $500- $1000 Deductible 950 9 Fiber-Cement Siding No
1983 85,000 Metal Roof 1,260 3 $500- $1000 Deductible 130 2 Stucco siding No
1965 210,000 Metal Roof 3,210 5 $5000 to $10,000 Deductible 1760 9 Vinyl siding yes