Atascadero Insurance Rates:

Atascadero, CA homeowners insurance is about $535 to $728, about $44-$60/month. Our all inclusive guide indicates shoppers can save upto $252 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
I think all offerings are basically the same and State Farm provides everything I need. They give me options for coverage and can provide all the coverage options I am looking for.
State Farm
I have State Farm and they are really you people. They help me anytime I need help. I have shopped around but State farm is the cheapest I have found.
Travelers
I would definitely recommend to all people who want to take renters insurance for apartments they are living in,
Allstate
They got me a quote very quickly so i do not have any complaints. I have not had to interact with them other than initially.
Farmer's Insurance
Farmers is a little higher, but worth it because of the quality of coverage they provide.
State Farm
Insurance at this place is very expensive and it keeps going up for no apparent reason.
Allstate
Another point that i like about my insurance company was that they bundled my auto insurance with it. i get a rebate at the end of the year.
State Farm
I love the security that comes with using state farm. They still have the best reputation which is why I haven't changed companies even though I feel like IÃḃ€™m overpaying for the services I receive.
State Farm
Overall, I like that the company offers what I consider a good discount for multi-policy. It is easy to pay my premiums online.
State Farm
My agent is very friendly and helpful when I need her assistance.
State Farm
My friend is my agent, so I can reach him whenever and wherever I want. This gives me a much greater sense of relief than having to do it in an online chat or over an anonymous automated call service.
Allstate
they listened and answered all my questions. They were able to get me a complete coverage policy and within my price range. Totally satisfied with the local people who made it happen.

Atascadero, CA Homeowners Insurance By Home Value

Atascadero, CA Home Value Total Homes % of Total Average Atascadero, CA Homeowners Insurance
Less than $50,000 605 10.0% $37
$50,000 to $59,999 122 2.0% $75
$60,000 to $69,999 90 1.0% $101
$70,000 to $79,999 102 1.0% $113
$100,000 to $124,999 195 3.0% $170
$150,000 to $174,999 152 2.0% $252
$175,000 to $199,999 164 2.0% $290
$200,000 to $249,999 606 10.0% $347
$250,000 to $299,999 960 16.0% $429
$300,000 to $399,999 2,611 45.0% $543

Top Home Insurance Agents Near Atascadero, CA

Home Insurance Company Near Atascadero, CA Homeowners Insurance Agency Near Atascadero, CA Address
Farmers Deborah Corliss 935 Riverside Ave Ste 14, Paso Robles, CA, 93446
Farmers Enrique Diaz 937 E Main St Ste 104, Santa Maria, CA, 93454
Allstate Paul Butler 705 Golden Hill Rd Ste 103, Paso Robles, CA, 93446
Travelers Steve Hogge Insurance Services 122 N 16TH ST, GROVER BEACH, CA, 93433
Liberty Mutual Independent Ted Hamm Insurance Agency, Inc. 1503 Park Street, Suite 1 Paso Robles, El Paso de Robles (Paso Robles, CA, 93446

Atascadero, CA Home Insurance Agents for Top Companies


Cost Of Homeowners Insurance By Street Near Atascadero, CA

Streets in Atascadero Area Homeowners Insurance Cost
Grapevine Way, Huer Huero Rd, Abode Canyon Rd, Pinal Ave, Miramon Ave, Marchant Way, Eureka Ln, Forest Rte 30S05, Las Casitas, Shane Ln$651
Escalon Ave, Las Tablas Rd, Cebada Rd, Pescado Ct, Mirlo Ct, Buffalo Trl, Grassland Rd, San Fernando Rd, Monita Rd, Quail Rd$652
Maduro Ln, Well Rd, Encanto Rd, Otero Ln, Casper Ct, Cherish Ln, Estrada Ave, Via del Sueno, Las Tablas Rd, Cll Sereno$651
Lavender Ln, I St, Via San Carlos, Red Fox Way, Cayucos Ave, Dardanelle Rd, Circle Oak Dr, Grey Fox Rd, Bella Rd, Redondo Ln$636
Straw Ridge Rd, N Main St, Mercedes Ave, Headwaters Rd, Solana Way, Cuesta Rd, del Rio Rd, Dorothy, N Ferrocaril Rd, Rivera Ln$651
Piedros Altos, Brady Trl, Cll Las Colinas, State Hwy 33, Rainbow Ct, Rosebay Way, Tecolote Rd, Meadow Rd, Kingsbury Rd, Birchwood Cir$657
Lincoln Ave, Sinaloa Ave, Tamarack Way, Obispo Rd, Chuparosa Ct, Laguna Pl, la Entrada Rd, Cascabel Rd, Atolia Rd, Arizona Ave$649
Ranunculo Ct, Cuervo Way, Pluma Ct, Puerta Rd, Plata Ln, State Rte 58, Santa Ana Rd, Diamond Springs Rd, Parriza Ct, Gold Finch Way$602
el Descanso Ave, Oak View Rd, Rosario Ave, Turkey Ranch Pl, Mirada Ln, Cripple Creek Rd, Lichen Pl, Santa Rita Rd, Hermosa Ave, Quicksilver Way$658
Rosita Ave, Dobbins Trl, Eagle Creek Rd, Violeta Ave, Twin Oaks Rd, Orlen Ln, Pamela Ct, Calf Canyon Hwy, Camatta Rd, Sombrilla Ct$647

Atascadero, CA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Atascadero$94 to $97
San Luis Obispo County$95
Arroyo Grande$96
McKittrick$87

Atascadero, CA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
San Luis Obispo County, California $95 $127 $191
Arroyo Grande CCD, San Luis Obispo County, California $96 $128 $192
McKittrick CDP, California $87 $116 $174

Atascadero, CA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Atascadero, CA2.4%11.0%
San Luis Obispo County2.32%11.19%
Arroyo Grande2.25%12.1%
McKittrick5.07%12.96%

Atascadero Renters Insurance as a Percentage of Rent

Atascadero Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 106 2.0% $782
$300 to $499 163 3.0% $1232
$500 to $749 667 12.0% $1907
$750 to $999 1,166 22.0% $2657
$1,000 to $1,499 1,892 35.0% $3782
$1,500 or more 1,277 24.0% $5432

Atascadero, CA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,400$3,400
Yearly Atascadero Homeowner Insurance Premium Example $1,400$1,000
Out of Pocket Expense During Claim$1,400$3,400
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $11,200$10,400
Net Savings to Atascadero Home Owner from High Deductible Plan $800

Atascadero, CA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Atascadero, CA Home Replacement Value MORE than Home Value Atascadero, CA Home Replacement Value LESS than Home Value
Replacement Value $668,500 $471,500
Insurance Premium based on Replacement Value $2,150 $1,500
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $76,500 Risk Exposure from Under Insuring Coverage is $120,500
Premium Impact Insurance cheaper by $400/year Insurance costlier by $250/year

Example Atascadero Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceChubb Group of InsuranceFarmers Insurance
Monthly Premium 387078
Year Built 199820052011
Home Details 2 Beds, 1 Baths3 Beds, 1 Baths4 Beds, 3 Baths
Coverage Amount $250000-$300000$350000-$400000$300000-$350000
Deductible > $10,000 Deductible$500- $1000 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Atascadero, CA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1993 360,000 Asphalt Shingles Roof 2,020 4 $500 Deductible 340 5 Vinyl siding yes
1981 430,000 Tile Roof 1,860 5 $1000-$2500 Deductible 580 7 Brick siding yes
1980 265,000 Metal Roof 1,220 2 $2500-$5000 Deductible 590 9 Stucco siding yes
2003 435,000 Slate Shingles Roof 2,560 4 $500- $1000 Deductible 870 9 Wood siding yes
2010 435,000 Membrane Roof 2,260 4 $1000-$2500 Deductible 560 9 Fiber-Cement Siding yes
1994 430,000 Metal Roof 2,160 4 $500- $1000 Deductible 950 8 Stucco siding No
2002 555,000 Asphalt Shingles Roof 3,040 5 $1000-$2500 Deductible 530 6 Stucco siding yes
2000 495,000 Metal Roof 3,040 4 $2500-$5000 Deductible 610 6 Wood siding yes
1983 385,000 Slate Shingles Roof 1,670 3 $500 Deductible 750 8 Brick siding No
1989 240,000 Wood Shake Roof 1,400 3 $5000 to $10,000 Deductible 350 12 Wood siding No
2005 400,000 Metal Roof 1,980 4 $1000-$2500 Deductible 110 1 Stucco siding yes
1987 440,000 Shingles Roof 2,450 4 $500- $1000 Deductible 1330 12 Stone Siding No
2012 420,000 Asphalt Shingles Roof 2,020 5 > $10,000 Deductible 50 1 Fiber-Cement Siding No
2012 940,000 Wood Shake Roof 4,390 5 $500 Deductible 260 1 Brick siding No
2009 290,000 Slate Shingles Roof 1,710 3 $2500-$5000 Deductible 770 12 Wood siding yes
1991 185,000 Membrane Roof 930 2 $500 Deductible 390 9 Vinyl siding yes
1999 265,000 Metal Roof 1,210 2 $2500-$5000 Deductible 180 3 Fiber-Cement Siding No
2014 545,000 Composition Roof 2,310 4 > $10,000 Deductible 170 3 Brick siding No
2005 495,000 Shingles Roof 2,170 3 $2500-$5000 Deductible 910 10 Vinyl siding yes
1983 680,000 Membrane Roof 3,390 4 $500 Deductible 1110 9 Stone Siding No
2010 295,000 Composition Roof 1,240 3 $500 Deductible 200 2 Brick siding No
1987 315,000 Wood Shake Roof 1,730 2 $500- $1000 Deductible 280 5 Wood siding yes
1989 545,000 Membrane Roof 2,500 5 $500 Deductible 920 5 Stone Siding No
1991 345,000 Membrane Roof 1,490 3 $1000-$2500 Deductible 600 6 Vinyl siding No
2014 255,000 Composition Roof 1,310 2 > $10,000 Deductible 540 12 Vinyl siding yes
1991 175,000 Membrane Roof 980 2 $500 Deductible 30 1 Wood siding No
1980 365,000 Metal Roof 1,730 2 > $10,000 Deductible 410 7 Wood siding yes
2002 620,000 Composition Roof 2,860 4 $500 Deductible 840 5 Wood siding yes
2001 470,000 Composition Roof 2,320 3 $1000-$2500 Deductible 490 5 Brick siding No
2003 815,000 Slate Shingles Roof 4,650 5 $5000 to $10,000 Deductible 320 2 Vinyl siding yes
2003 525,000 Asphalt Shingles Roof 3,130 4 > $10,000 Deductible 590 9 Brick siding yes
1997 490,000 Shingles Roof 2,320 4 $500 Deductible 1120 7 Brick siding yes
2011 770,000 Composition Roof 3,440 5 $2500-$5000 Deductible 590 3 Wood siding No
1992 525,000 Slate Shingles Roof 3,100 5 $1000-$2500 Deductible 710 7 Stone Siding yes

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