Ashville Insurance Rates:

Ashville, AL homeowners insurance is nearly $785 to $1,071, about $65-$89/month. Our all inclusive analysis indicates shoppers can save upto $371 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Ashville, AL Homeowners Insurance By Home Value

Ashville, AL Home Value Total Homes % of Total Average Ashville, AL Homeowners Insurance
Less than $50,000 862 31.0% $306
$50,000 to $59,999 216 7.0% $658
$60,000 to $69,999 209 7.0% $816
$70,000 to $79,999 226 8.0% $937
$80,000 to $89,999 138 5.0% $1067
$90,000 to $99,999 109 4.0% $1187
$100,000 to $124,999 200 7.0% $1382
$125,000 to $149,999 261 9.0% $1726
$150,000 to $174,999 167 6.0% $2041
$175,000 to $199,999 60 2.0% $2357
$200,000 to $249,999 132 4.0% $2830
$250,000 to $299,999 97 3.0% $3461

Top Home Insurance Agents Near Ashville, AL

Home Insurance Company Near Ashville, AL Homeowners Insurance Agency Near Ashville, AL Address
NA Tri-Counties Ins Agcy Llc 512 Parkway Dr Se, Leeds, AL, 35094
Travelers Conour Insurance Inc 2075 Columbiana Road, Suite 1 Birmingham, Vestavia Hills, AL, 35216
State Farm Karen Acker 103 2nd Ave W, Oneonta, AL, 35121-1603
Nationwide Randy Jones & Associates Inc 413 Quintard Ave, Anniston, AL, 36201-5751
Liberty Mutual Independent The Parnell Insurance Agency 400 SNOW ST, OXFORD, AL, 36203

Cost Of Homeowners Insurance By Street Near Ashville, AL

Streets in Ashville Area Homeowners Insurance Cost
New Pond Rd, Nancy Vernon, Rock Crusher Rd, Angel Way, G B Sanders Dr, Allen Rd, Red Bud Ln, Edison Rd, Rowland Rd, Wise Ln$915
Hartline Rd, 3rd St, Springhollow Dr, Palmetto Creek, Blount Rd, St Clair County 42, Fairview Dr, Aubra Rd, State Rte 7, Roberts Rd$923
St Clair County 33, Cypress Dr, Double Bridge Rd, Carden Dr, Gartrell Cir, Woods Ln, Marion Rd, Lackey St, Colley Rd, Meadow Ln$921
Lakeview St, Collett Ln, Shore Dr, Harpers Ln, Burttram Cir, Co Hwy 33, Muscadine Ln, Whispering Pine Ln, Tr Waldrop Dr, Wood St$919
Slasham Rd, Victoria Way, Gulf Rd, Milton St, Whittington Ln, Baker Dr, Sweatt Rd, Wakefield Rd, Coosa Rd, Deermans Chapel Rd$924

Ashville, AL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Ashville$138 to $141
Steele$139
Gallant$142
Rainbow City$146

Ashville, AL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Steele town, Alabama $116 $155 $232
Gallant CDP, Alabama $119 $159 $238
Ragland CCD, St. Clair County, Alabama $119 $158 $237

Ashville, AL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Ashville, AL8.1%22.8%
Steele8.46%29.14%
Gallant7.17%22.6%
Ragland7.48%23.7%

Ashville Renters Insurance as a Percentage of Rent

Ashville Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 14 3.0% $823
$300 to $499 71 16.0% $1273
$500 to $749 235 53.0% $1948
$750 to $999 82 18.0% $2698
$1,000 to $1,499 39 8.0% $3823

Average Cost Of Home Insurance By Company In Areas Nearby Ashville For Different Scenarios

Deductible Coverage Company Premium ($)
$500 $150,000 Auto Owners Ins Company 1652
$500 $150,000 Country Casualty Insurance Company 1300
$500 $150,000 Nationwide Mutual Fire Ins Company 1320
$500 $150,000 Safeco Insurance Company Of America 931
$500 $150,000 Usaa Casualty Insurance Company 1370
$500 $300,000 American National Property & Casualty Company 1310
$500 $300,000 Armed Forces Insurance Exchange 1359
$500 $300,000 Auto Owners Ins Company 2624
$500 $300,000 Farmers Insurance Exchange 2430

Ashville, AL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Ashville, AL Home Replacement Value MORE than Home Value Ashville, AL Home Replacement Value LESS than Home Value
Replacement Value $ $
Insurance Premium based on Replacement Value $ $
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $ Risk Exposure from Under Insuring Coverage is $
Premium Impact Insurance cheaper by $/year Insurance costlier by $/year

Sample Home Insurance Rates for Ashville, AL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2001 135,000 Metal Roof 2,110 3 $500- $1000 Deductible 50 1 Fiber-Cement Siding yes
1974 85,000 Metal Roof 1,250 3 $500 Deductible 230 8 Stucco siding yes
1977 140,000 Metal Roof 2,880 4 $2500-$5000 Deductible 40 1 Wood siding yes
1975 155,000 Tile Roof 3,210 4 $5000 to $10,000 Deductible 340 9 Vinyl siding yes
2005 120,000 Metal Roof 1,910 4 $500 Deductible 210 6 Stone Siding yes
1996 235,000 Tile Roof 3,480 5 $5000 to $10,000 Deductible 260 5 Stucco siding yes
1983 185,000 Asphalt Shingles Roof 3,370 5 $1000-$2500 Deductible 670 9 Fiber-Cement Siding yes
1990 130,000 Membrane Roof 2,240 5 $500 Deductible 150 3 Brick siding No
1992 130,000 Tile Roof 2,460 4 $1000-$2500 Deductible 520 10 Fiber-Cement Siding yes
2007 105,000 Tile Roof 1,940 3 $1000-$2500 Deductible 170 5 Stucco siding No
2004 80,000 Membrane Roof 1,400 3 $1000-$2500 Deductible 70 3 Brick siding yes
1972 90,000 Shingles Roof 1,900 3 $500 Deductible 220 6 Vinyl siding No
1986 315,000 Membrane Roof 4,460 5 $2500-$5000 Deductible 820 9 Wood siding No
2002 95,000 Tile Roof 1,430 3 $2500-$5000 Deductible 60 2 Fiber-Cement Siding No
2007 160,000 Slate Shingles Roof 2,300 5 $5000 to $10,000 Deductible 260 6 Fiber-Cement Siding No
1983 210,000 Membrane Roof 2,970 5 $2500-$5000 Deductible 130 3 Brick siding No
1979 130,000 Metal Roof 2,090 3 $500- $1000 Deductible 150 3 Vinyl siding yes
1982 130,000 Asphalt Shingles Roof 2,140 3 $1000-$2500 Deductible 320 7 Brick siding yes
1974 220,000 Slate Shingles Roof 3,750 5 $500 Deductible 460 7 Vinyl siding No
2002 180,000 Composition Roof 2,790 5 $5000 to $10,000 Deductible 280 5 Fiber-Cement Siding yes
1990 210,000 Shingles Roof 2,960 4 $5000 to $10,000 Deductible 420 7 Brick siding No
1983 165,000 Membrane Roof 3,390 5 $2500-$5000 Deductible 80 2 Fiber-Cement Siding yes
2003 155,000 Wood Shake Roof 2,870 4 $2500-$5000 Deductible 150 3 Vinyl siding No
1994 150,000 Membrane Roof 2,170 4 $2500-$5000 Deductible 180 5 Vinyl siding yes
1988 200,000 Tile Roof 3,350 4 $500- $1000 Deductible 130 2 Brick siding No
1996 230,000 Asphalt Shingles Roof 4,070 5 > $10,000 Deductible 750 10 Stucco siding yes
2006 140,000 Membrane Roof 2,930 4 $500- $1000 Deductible 280 5 Stucco siding No
2000 130,000 Shingles Roof 2,070 3 $500 Deductible 120 2 Stucco siding No
1999 150,000 Slate Shingles Roof 2,330 3 $2500-$5000 Deductible 110 2 Brick siding yes
2008 260,000 Membrane Roof 3,830 5 $2500-$5000 Deductible 70 1 Brick siding No
1999 110,000 Membrane Roof 2,010 5 $500- $1000 Deductible 440 12 Stucco siding No
1982 130,000 Metal Roof 2,410 5 $500 Deductible 110 2 Fiber-Cement Siding No
2005 140,000 Membrane Roof 2,150 3 $2500-$5000 Deductible 740 12 Brick siding No
1977 180,000 Asphalt Shingles Roof 3,000 4 $1000-$2500 Deductible 360 5 Vinyl siding yes