Ashtabula Insurance Rates:

Ashtabula, OH homeowners insurance is roughly $573 to $779, about $47-$64/month. Our exhaustive guide indicates shoppers can save as much as $270 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

American Modern
Our renter's insurance plan with american modern is the basic one and in relation with price and service, it's a just price.
American Home Shield
I don't like some of companies american home shield subs work out too. these guys come in and they may or may not know exactly what they are doing. they will declare that the damaged item must be replaced entirely. not a huge issue but whatever i don't like it sometimes.
Statefarm
They were by far the cheapest home insurance company that i looked at. price is a big concern for me and this one met all of my needs.

Ashtabula, OH Homeowners Insurance By Home Value

Ashtabula, OH Home Value Total Homes % of Total Average Ashtabula, OH Homeowners Insurance
Less than $50,000 1,149 24.0% $209
$50,000 to $59,999 415 9.0% $446
$60,000 to $69,999 391 8.0% $554
$70,000 to $79,999 466 10.0% $642
$80,000 to $89,999 594 12.0% $730
$90,000 to $99,999 416 9.0% $817
$100,000 to $124,999 466 10.0% $946
$125,000 to $149,999 353 7.0% $1183
$150,000 to $174,999 189 4.0% $1399
$175,000 to $199,999 57 1.0% $1615
$200,000 to $249,999 51 1.0% $1940
$250,000 to $299,999 50 1.0% $2372

Top Home Insurance Agents Near Ashtabula, OH

Home Insurance Company Near Ashtabula, OH Homeowners Insurance Agency Near Ashtabula, OH Address
NA Rex-Poe Insurance Agency, Inc. 12200 Sperry Road , Chesterland, OH, 44026
Allstate Gabe Cicconetti 76 S Park Pl, Painesville, OH, 44077
Allstate Peter Svigel 5979 Andrews Rd, Mentor On The Lake, OH, 44060
Allstate Sally Wilson 8518 Mentor Ave Ste G, Mentor, OH, 44060
Allstate Sean J Cooper 1438 Som Center Rd # 100, Mayfield Heights, OH, 44124

Cost Of Homeowners Insurance By Street Near Ashtabula, OH

Streets in Ashtabula Area Homeowners Insurance Cost
W Prospect Rd, Willow Dr, Fargo Dr, S Burlingham Dr, Runkle Ave Exd, Lake Rd W, Ashtabula-Austinburg Rd, Bales Ct, Carpenter Rd, Keefus Rd$691
Quail Ct, Baxter Dr, Hillcrest Ave, S Main St, E 50th St, E Prospect Rd, Main Ave, Hideout Ct, Homewood Ave, Butternut Cir$708
Main Ave, E 23rd St, Christie Ct, Erickson Ave, Wildwood Dr, Richwood Dr, Tivision Pl, E 24th St, Arcola Dr, Walnut Dr$683
Wade Ave, W Prospect Cir, Lake Ave, McNutt Ave, Hope Ave, W 16th St, S Forest Dr, Bugby Rd E, Wintergreen Ct, Ninevah Rd$708
Pleasantview Ave, W 11th St, National Pl, W 59th St, Maruba Ave, Joseph Ave, Sheridan Ave, W 11th St, Strong Ave, W 6th St$669

Ashtabula, OH Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Ashtabula$101 to $103
Edgewood$102
Ashtabula County$104
Kingsville$105

Ashtabula, OH Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Edgewood CDP, Ohio $85 $113 $170
Ashtabula County, Ohio $87 $116 $174
Kingsville township, Ashtabula County, Ohio $88 $117 $175

Ashtabula, OH Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Ashtabula, OH6.0%15.1%
Edgewood5.28%13.65%
Ashtabula County5.2%14.31%
Kingsville5.94%17.21%

Ashtabula Renters Insurance as a Percentage of Rent

Ashtabula Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 128 3.0% $366
$200 to $299 309 8.0% $816
$300 to $499 655 17.0% $1266
$500 to $749 1,534 40.0% $1941
$750 to $999 868 23.0% $2691
$1,000 to $1,499 250 6.0% $3816

Ashtabula, OH Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,400$2,400
Yearly Ashtabula Homeowner Insurance Premium Example $500$300
Out of Pocket Expense During Claim$1,400$2,400
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $5,400$4,800
Net Savings to Ashtabula Home Owner from High Deductible Plan $600

Ashtabula, OH Home Insurance Costs With Home Replacement Value Scenarios

Scenario Ashtabula, OH Home Replacement Value MORE than Home Value Ashtabula, OH Home Replacement Value LESS than Home Value
Replacement Value $115,500 $74,500
Insurance Premium based on Replacement Value $525 $350
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $23,500 Risk Exposure from Under Insuring Coverage is $17,500
Premium Impact Insurance cheaper by $75/year Insurance costlier by $100/year

Example Ashtabula Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceErie InsuranceState Farm
Monthly Premium 467234
Year Built 194319891950
Home Details 3 Beds, 2 Baths5 Beds, 2 Baths2 Beds, 1 Baths
Coverage Amount $125000-$150000$200000-$250000$100000-$125000
Deductible $500 Deductible$1000-$2500 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Ashtabula, OH from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1946 55,000 Composition Roof 980 2 $500- $1000 Deductible 210 10 Stone Siding No
1940 130,000 Asphalt Shingles Roof 1,970 3 $500- $1000 Deductible 350 7 Fiber-Cement Siding yes
1980 125,000 Asphalt Shingles Roof 1,890 3 $1000-$2500 Deductible 270 8 Brick siding No
1959 115,000 Metal Roof 1,900 4 $1000-$2500 Deductible 220 6 Brick siding yes
1969 140,000 Shingles Roof 1,940 3 $2500-$5000 Deductible 40 1 Brick siding No
1980 80,000 Composition Roof 1,280 2 $500 Deductible 20 1 Brick siding No
1989 140,000 Wood Shake Roof 2,330 5 $500 Deductible 40 1 Fiber-Cement Siding No
1948 105,000 Tile Roof 1,510 3 $500- $1000 Deductible 100 3 Wood siding No
1958 160,000 Wood Shake Roof 2,820 5 $5000 to $10,000 Deductible 350 12 Wood siding No
1981 85,000 Shingles Roof 1,250 3 $1000-$2500 Deductible 150 7 Brick siding yes
1960 160,000 Asphalt Shingles Roof 3,010 4 $1000-$2500 Deductible 250 5 Wood siding No
1959 160,000 Membrane Roof 3,010 4 $500- $1000 Deductible 220 5 Fiber-Cement Siding yes
1964 90,000 Asphalt Shingles Roof 1,500 2 $500- $1000 Deductible 420 10 Stone Siding No
1963 175,000 Metal Roof 3,090 4 $500- $1000 Deductible 560 10 Stone Siding No