Ashland Insurance Rates:

Ashland, WI homeowners insurance is about $527 to $718, about $43-$59/month. Our all inclusive analysis indicates shoppers can save upto $249 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Ashland, WI Homeowners Insurance By Home Value

Ashland, WI Home Value Total Homes % of Total Average Ashland, WI Homeowners Insurance
Less than $50,000 203 9.0% $143
$50,000 to $59,999 119 5.0% $299
$60,000 to $69,999 139 6.0% $373
$70,000 to $79,999 149 6.0% $429
$80,000 to $89,999 183 8.0% $485
$90,000 to $99,999 195 9.0% $542
$100,000 to $124,999 361 16.0% $629
$125,000 to $149,999 246 11.0% $791
$150,000 to $174,999 208 9.0% $934
$175,000 to $199,999 93 4.0% $1077
$200,000 to $249,999 174 8.0% $1295
$250,000 to $299,999 66 3.0% $1588
$300,000 to $399,999 28 1.0% $2018

Top Home Insurance Agents Near Ashland, WI

Home Insurance Company Near Ashland, WI Homeowners Insurance Agency Near Ashland, WI Address
NA Holden Insurance Agency Inc. - Ashland P.O. Box 351, Ashland, WI, 54806
Farmers Danielle Dani Mcgarthwaite Csg Csp 10405 State Road 27 Ste B, Hayward, WI, 54843
State Farm Harland Hanninen 722 Lake Shore Dr E, Ashland, WI, 54806-1939
Travelers Ksiazyk-Clavette Ins 13765 W SJOSTROM CIR, HAYWARD, WI, 54843
Erie Nemec Insurance 111 Main St E, Ashland, WI, 54806

Cost Of Homeowners Insurance By Street Near Ashland, WI

Streets in Ashland Area Homeowners Insurance Cost
Osredkar Rd, Bell St, Harjau Rd, Umbrage Rd, 12th Ave W, Ellis Ave N, Rice St, Woodbury Ln, Baraga St, Harju Rd$615
Schlies Rd, Forest Rd 387, Lens Rd, Philaja Rd, Olby Rd, Redinger Rd, N 29th Ave E, Maple Ln, 10th St W, 7th St$646
Maple Ridge, Gilgen Rd, Levelius Rd, State Hwy 112, Hanninen Rd, Forest Rd 189, Wiester Rd, Evie Ln, Ryefield Rd, Ellis Ave S$647
Poor Farm Rd, Silver Brook Rd, Big Bay Rd, Maple Ridge Rd, Salo Rd, Colonel Woods Rd, 21st Ave E, 10th St W, Ohman, Hagen Rd$612
12th Ave E, Billy Creek Rd, Depot Dr, Binsfield Rd, County Line Rd, 11th Ave W, 10th St E, 2nd Ave W, Big Arn's Rd, Magnolia Ln$615

Ashland, WI Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Ashland$93 to $95
Gingles$97
Washburn$94
Eileen$96

Ashland, WI Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Gingles town, Ashland County, Wisconsin $98 $130 $195
Washburn city, Wisconsin $95 $126 $189
Eileen town, Bayfield County, Wisconsin $96 $128 $192

Ashland, WI Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Ashland, WI4.4%12.1%
Gingles4.13%11.38%
Washburn4.74%10.4%
Eileen3.82%13.59%

Ashland Renters Insurance as a Percentage of Rent

Ashland Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 85 6.0% $345
$200 to $299 102 8.0% $795
$300 to $499 305 24.0% $1245
$500 to $749 529 41.0% $1920
$750 to $999 134 10.0% $2670
$1,000 to $1,499 94 7.0% $3795

Ashland, WI Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$500$1,500
Yearly Ashland Homeowner Insurance Premium Example $500$300
Out of Pocket Expense During Claim$500$1,500
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $4,500$3,900
Net Savings to Ashland Home Owner from High Deductible Plan $600

Ashland, WI Home Insurance Costs With Home Replacement Value Scenarios

Scenario Ashland, WI Home Replacement Value MORE than Home Value Ashland, WI Home Replacement Value LESS than Home Value
Replacement Value $100,000 $68,500
Insurance Premium based on Replacement Value $450 $300
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $22,500 Risk Exposure from Under Insuring Coverage is $9,000
Premium Impact Insurance cheaper by $50/year Insurance costlier by $100/year

Example Ashland Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company TravelersAmerican Family InsuranceErie Insurance
Monthly Premium 1063780
Year Built 195219431984
Home Details 5 Beds, 1 Baths3 Beds, 1 Baths4 Beds, 2 Baths
Coverage Amount $400000-$500000$125000-$150000$200000-$250000
Deductible $5000 to $10,000 Deductible$1000-$2500 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Ashland, WI from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1989 185,000 Asphalt Shingles Roof 2,990 5 $500- $1000 Deductible 140 3 Vinyl siding No
1956 95,000 Slate Shingles Roof 1,250 3 $2500-$5000 Deductible 240 10 Wood siding yes
1982 150,000 Composition Roof 2,010 4 $500 Deductible 70 2 Vinyl siding No
1957 130,000 Tile Roof 1,520 2 $500- $1000 Deductible 400 10 Stucco siding yes
1987 220,000 Wood Shake Roof 3,120 4 $1000-$2500 Deductible 630 10 Brick siding No
1940 125,000 Membrane Roof 1,520 3 $2500-$5000 Deductible 280 12 Stucco siding No
1956 120,000 Membrane Roof 1,470 2 $1000-$2500 Deductible 180 6 Vinyl siding No
1946 80,000 Composition Roof 980 2 $2500-$5000 Deductible 160 12 Wood siding No
1983 250,000 Composition Roof 2,930 4 $2500-$5000 Deductible 390 5 Stucco siding yes
1985 125,000 Slate Shingles Roof 1,700 2 $500 Deductible 500 12 Vinyl siding yes
1949 215,000 Membrane Roof 2,710 4 $500- $1000 Deductible 370 5 Fiber-Cement Siding No
1980 260,000 Asphalt Shingles Roof 3,260 5 $5000 to $10,000 Deductible 180 4 Brick siding yes
1989 125,000 Wood Shake Roof 1,960 4 $500 Deductible 320 8 Stucco siding No