Ashland Insurance Rates:

Ashland, VA homeowners insurance is approximately $635 to $864, about $52-$72/month. Our exhaustive analysis reveals consumers can save upto $300 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Ashland, VA Homeowners Insurance By Home Value

Ashland, VA Home Value Total Homes % of Total Average Ashland, VA Homeowners Insurance
Less than $50,000 258 8.0% $67
$90,000 to $99,999 52 1.0% $270
$100,000 to $124,999 59 1.0% $307
$125,000 to $149,999 86 2.0% $390
$150,000 to $174,999 141 4.0% $457
$175,000 to $199,999 324 10.0% $532
$200,000 to $249,999 578 18.0% $637
$250,000 to $299,999 808 26.0% $780
$300,000 to $399,999 732 24.0% $990

Top Home Insurance Agents Near Ashland, VA

Home Insurance Company Near Ashland, VA Homeowners Insurance Agency Near Ashland, VA Address
Travelers A Truck Insurance Inc 12108 WASHINGTON HWY, ASHLAND, VA, 23005
State Farm Len Williams Jr 1108 Westbriar Dr Ste B, Richmond, VA, 23238-5030
Travelers Thurston & Heare Insurance 9510 IRON BRIDGE ROAD STE 220, CHESTERFIELD, VA, 23832
Travelers Virginia Insurance Services Inc 4600 MILLRIDGE PKWY STE C, MIDLOTHIAN, VA, 23112
Travelers William H Talley & Son Inc 146 N Sycamore St, Petersburg, VA, 23803

Cost Of Homeowners Insurance By Street Near Ashland, VA

Streets in Ashland Area Homeowners Insurance Cost
Silverstone Dr, Stagfield Rd, Horseshoe Bridge Rd, Mars Dr, Hiawatha Pathway, Hunters Club Ct, Countryside Ln, Hughesland Rd, State Rte 786, State Rte 1601$765
Kitty Hamilton Cir, Elletts Crossing Rd, Holly Green Ct, Cohoke Pathway, Royal Oak Ln, State Rte 1002, Mount Hermon Rd, Dewey St, Williams Trl, Roinick Ln$734
Quarles Rd, Abingdon Manor Ct, Ridgerun Pl, Georgie Ct, Cottontree Ct, Hill Carter Pkwy, State Rte 1274, State Rte 655, Windy Knoll Dr, Waxcomb Pl$756
Nolandwood Dr, Hanover Courthouse Rd, Long View Ln, Stagfield Ct, State Rte 654, State Rte 646, Hickory Hill Rd, St Pauls Church Rd, State Rte 1001, Durhams Ferry Pl$768
State Rte 663, Red Hill Cir, Richardson Rd, Fairway Ln, Goddins Hill Rd, State Rte 686, Stone Spring Dr, Wesleys Ct, Yankeetown Rd, Heflin Ln$774

Ashland, VA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Ashland$112 to $114
Hanover County$112
Glen Allen$111
Hanover$115

Ashland, VA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Hanover County, Virginia $113 $150 $225
Glen Allen CDP, Virginia $111 $148 $222
Hanover CDP, Virginia $115 $153 $230

Ashland, VA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Ashland, VA3.5%13.1%
Hanover County3.57%13.51%
Glen Allen3.77%13.83%
Chickahominy3.55%13.25%

Ashland Renters Insurance as a Percentage of Rent

Ashland Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 39 2.0% $331
$200 to $299 22 1.0% $781
$300 to $499 22 1.0% $1231
$500 to $749 205 15.0% $1906
$750 to $999 487 37.0% $2656
$1,000 to $1,499 447 33.0% $3781
$1,500 or more 94 7.0% $5431

Ashland, VA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,100$2,100
Yearly Ashland Homeowner Insurance Premium Example $1,500$1,000
Out of Pocket Expense During Claim$1,100$2,100
Total Home Insurance Premium for 3 years + Out of Pocket Expense for Claim $5,600$5,100
Net Savings to Ashland Home Owner from High Deductible Plan $500

Ashland, VA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Ashland, VA Home Replacement Value MORE than Home Value Ashland, VA Home Replacement Value LESS than Home Value
Replacement Value $414,000 $296,500
Insurance Premium based on Replacement Value $2,150 $1,550
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $60,500 Risk Exposure from Under Insuring Coverage is $57,000
Premium Impact Insurance cheaper by $300/year Insurance costlier by $300/year

Example Ashland Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyErie InsuranceGEICO Insurance
Monthly Premium 6089132
Year Built 199820142006
Home Details 3 Beds, 2 Baths4 Beds, 1 Baths5 Beds, 4 Baths
Coverage Amount $175000-$200000$400000-$500000$300000-$350000
Deductible $2500-$5000 Deductible> $10,000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Ashland, VA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1990 490,000 Wood Shake Roof 3,820 5 $1000-$2500 Deductible 260 2 Brick siding yes
1991 460,000 Metal Roof 3,270 4 $500 Deductible 880 7 Vinyl siding No
1985 190,000 Composition Roof 1,500 5 $2500-$5000 Deductible 180 4 Fiber-Cement Siding yes
2014 325,000 Tile Roof 1,970 3 $5000 to $10,000 Deductible 470 6 Fiber-Cement Siding yes
1985 250,000 Membrane Roof 2,180 3 $2500-$5000 Deductible 400 5 Wood siding No
1994 365,000 Wood Shake Roof 2,480 5 $5000 to $10,000 Deductible 640 9 Stucco siding yes
1984 375,000 Composition Roof 2,690 4 $5000 to $10,000 Deductible 70 1 Wood siding yes
2012 285,000 Composition Roof 2,290 3 > $10,000 Deductible 500 7 Stucco siding yes
1995 145,000 Asphalt Shingles Roof 1,290 3 $500- $1000 Deductible 630 9 Vinyl siding No
1999 175,000 Metal Roof 1,450 3 $5000 to $10,000 Deductible 130 4 Stucco siding No
2010 265,000 Metal Roof 2,240 3 $500- $1000 Deductible 420 4 Vinyl siding yes
2007 520,000 Metal Roof 3,260 5 $500- $1000 Deductible 1900 9 Vinyl siding yes
1985 220,000 Asphalt Shingles Roof 1,790 3 $5000 to $10,000 Deductible 710 10 Stone Siding yes
2009 300,000 Membrane Roof 2,370 3 $2500-$5000 Deductible 80 1 Brick siding No
1995 350,000 Metal Roof 3,110 4 $500 Deductible 1120 6 Fiber-Cement Siding No
1997 315,000 Composition Roof 2,220 4 $1000-$2500 Deductible 860 8 Wood siding yes
2014 270,000 Membrane Roof 1,890 4 $500 Deductible 490 5 Stone Siding yes
1994 160,000 Asphalt Shingles Roof 1,270 3 $2500-$5000 Deductible 350 5 Vinyl siding No
1981 250,000 Asphalt Shingles Roof 1,980 5 $1000-$2500 Deductible 90 1 Brick siding yes
2012 315,000 Slate Shingles Roof 2,160 5 $1000-$2500 Deductible 180 2 Vinyl siding yes
1987 370,000 Tile Roof 2,950 4 > $10,000 Deductible 100 1 Wood siding No
1987 195,000 Asphalt Shingles Roof 1,340 3 $1000-$2500 Deductible 1190 12 Vinyl siding yes
2011 245,000 Metal Roof 1,640 3 $2500-$5000 Deductible 570 7 Vinyl siding yes
1990 340,000 Asphalt Shingles Roof 2,550 4 $2500-$5000 Deductible 480 5 Vinyl siding No
2012 465,000 Metal Roof 3,310 5 $2500-$5000 Deductible 760 6 Fiber-Cement Siding No
2005 465,000 Composition Roof 2,900 5 $500- $1000 Deductible 660 5 Stucco siding yes
2005 255,000 Wood Shake Roof 2,220 3 $500 Deductible 970 8 Wood siding yes
2013 365,000 Tile Roof 2,390 3 $1000-$2500 Deductible 790 6 Vinyl siding yes
1983 450,000 Wood Shake Roof 2,860 4 $5000 to $10,000 Deductible 620 6 Vinyl siding yes
1986 580,000 Slate Shingles Roof 4,730 5 > $10,000 Deductible 530 4 Stucco siding yes
2013 570,000 Shingles Roof 4,090 5 $500- $1000 Deductible 200 1 Brick siding No
2013 245,000 Slate Shingles Roof 1,790 5 $500 Deductible 430 5 Fiber-Cement Siding yes
1991 720,000 Shingles Roof 4,600 5 $500 Deductible 2530 9 Stone Siding yes
1999 440,000 Metal Roof 3,080 4 $2500-$5000 Deductible 1010 6 Stone Siding No