Ashland Insurance Rates:

Ashland, OR homeowners insurance is approximately $391 to $535, about $32-$44/month. Our comprehensive guide reveals consumers can save upto $185 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Progressive
You are able to access any documents for your policy at any time, and can print them out from the website or have them faxed to you.
Farmer's Insurance
They seem happy to generally see you when you come inside. they're never glum or sad when you see them.
Mutual Of Enumclaw
My insurance company has great people. every representative i have worked with over the years has been professional, helpful and friendly.
Allstate
There is nothing that I dislike about the company. I do however wish that I had a lower premium. Roof repairs are sometimes inexpensive and should always be covered.

Ashland, OR Homeowners Insurance By Home Value

Ashland, OR Home Value Total Homes % of Total Average Ashland, OR Homeowners Insurance
Less than $50,000 602 11.0% $32
$60,000 to $69,999 206 3.0% $92
$70,000 to $79,999 77 1.0% $106
$80,000 to $89,999 62 1.0% $120
$100,000 to $124,999 150 2.0% $157
$125,000 to $149,999 99 1.0% $194
$150,000 to $174,999 346 6.0% $231
$175,000 to $199,999 229 4.0% $268
$200,000 to $249,999 831 15.0% $324
$250,000 to $299,999 992 18.0% $398
$300,000 to $399,999 1,617 30.0% $504

Top Home Insurance Agents Near Ashland, OR

Home Insurance Company Near Ashland, OR Homeowners Insurance Agency Near Ashland, OR Address
Farmers Erik Johnson 1301 Poplar Dr Ste 200, Medford, OR, 97504
Travelers Great Basin Insurance 826 MAIN ST, KLAMATH FALLS, OR, 97601
Farmers Keith Rogers 149 N Pioneer St, Ashland, OR, 97520
Allstate Larry Townsend 1590 Delta Waters Rd Ste 114, Medford, OR, 97504
State Farm Shea Staszak 557 N Main St, Yreka, CA, 96097-2524

Cost Of Homeowners Insurance By Street Near Ashland, OR

Streets in Ashland Area Homeowners Insurance Cost
Fordyce St, Hillview Dr, Baum St, Almeda Dr, Elkader St, S Valley View Rd, Oak Valley Dr, Hope St, Patton Ln, Kamerin Springs Dr$462
Windsor St, Ventura Cir, Pear Tree Ln, Stoneridge Ave, Courtney St, Talent Ave, Berry Ln, Bristol St, Nursery St, Sutton Pl$464
Jordan Ave, N 3rd St, Nutley St, Grove Way, Aldin Cir, Roy Ave, Schoolhouse Rd, N Valley View Rd, Lapree Dr, N Laurel St$433
Hemlock Ln, Staples Ln, Poplar Pl, N 1st St, Coventry Pl, Meade St, Lani Way, Easterling Ln, Country Hill Dr, Bain St$464
Tolman Creek Rd, Tamarack Pl, Grandview Dr, Blackberry Ln, Indiana St, Plum Ridge Ct, Amerman Rd, Eagle Creek Ln, California St, W Hersey St$465

Ashland, OR Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Ashland$69 to $71
Talent$65
Southeast Jackson$72
Medford$66

Ashland, OR Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Talent city, Oregon $55 $73 $109
Phoenix city, Oregon $54 $72 $108
Southeast Jackson CCD, Jackson County, Oregon $60 $80 $120

Ashland, OR Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Ashland, OR2.2%7.4%
Talent2.61%7.95%
Phoenix2.59%7.41%
Southeast Jackson2.27%9.82%

Ashland Renters Insurance as a Percentage of Rent

Ashland Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 149 2.0% $324
$200 to $299 73 1.0% $774
$300 to $499 278 4.0% $1224
$500 to $749 1,431 24.0% $1899
$750 to $999 1,757 30.0% $2649
$1,000 to $1,499 1,508 25.0% $3774
$1,500 or more 611 10.0% $5424

Ashland, OR Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,600$2,600
Yearly Ashland Homeowner Insurance Premium Example $700$500
Out of Pocket Expense During Claim$1,600$2,600
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $7,200$6,600
Net Savings to Ashland Home Owner from High Deductible Plan $600

Ashland, OR Home Insurance Costs With Home Replacement Value Scenarios

Scenario Ashland, OR Home Replacement Value MORE than Home Value Ashland, OR Home Replacement Value LESS than Home Value
Replacement Value $397,500 $217,500
Insurance Premium based on Replacement Value $1,000 $550
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $93,000 Risk Exposure from Under Insuring Coverage is $87,000
Premium Impact Insurance cheaper by $225/year Insurance costlier by $225/year

Example Ashland Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceChubb Group of InsuranceFarmers Insurance
Monthly Premium 5413677
Year Built 200019751997
Home Details 3 Beds, 1 Baths5 Beds, 2 Baths4 Beds, 1 Baths
Coverage Amount $250000-$300000$800000-$900000$350000-$400000
Deductible $500- $1000 Deductible$2500-$5000 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Ashland, OR from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1978 240,000 Shingles Roof 1,290 3 > $10,000 Deductible 190 6 Vinyl siding No
2000 260,000 Metal Roof 1,890 3 $2500-$5000 Deductible 50 1 Brick siding No
2008 215,000 Wood Shake Roof 1,610 3 $500 Deductible 220 5 Brick siding yes
1971 240,000 Slate Shingles Roof 1,760 2 $500- $1000 Deductible 100 2 Vinyl siding yes
2010 345,000 Metal Roof 2,300 3 $500 Deductible 110 1 Vinyl siding yes
1989 315,000 Asphalt Shingles Roof 1,650 4 $1000-$2500 Deductible 320 6 Wood siding yes
1992 145,000 Asphalt Shingles Roof 950 2 $500 Deductible 130 4 Fiber-Cement Siding yes
1974 255,000 Wood Shake Roof 1,600 3 $1000-$2500 Deductible 70 1 Vinyl siding No
1982 265,000 Asphalt Shingles Roof 1,430 2 $2500-$5000 Deductible 470 8 Stone Siding yes
1949 360,000 Slate Shingles Roof 2,240 5 $2500-$5000 Deductible 70 1 Stone Siding yes
2011 840,000 Membrane Roof 4,480 5 > $10,000 Deductible 90 1 Stone Siding yes
1985 275,000 Tile Roof 1,910 3 $500 Deductible 60 1 Wood siding yes
1986 180,000 Membrane Roof 930 2 $500- $1000 Deductible 370 12 Wood siding yes
2005 745,000 Wood Shake Roof 4,370 5 > $10,000 Deductible 870 7 Brick siding yes
2005 225,000 Composition Roof 1,540 2 $1000-$2500 Deductible 380 7 Stucco siding yes
1941 325,000 Membrane Roof 2,140 4 $500 Deductible 100 1 Brick siding No
1996 630,000 Membrane Roof 3,390 4 $500- $1000 Deductible 860 6 Fiber-Cement Siding yes