Ashland Insurance Rates:

Ashland, OH homeowners insurance is nearly $587 to $798, about $48-$66/month. Our thorough guide indicates shoppers can save as much as $276 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
They are always very easy to deal with and I am very happy to talk to them or communicate with them about things when I have a problem or an issue.
American Family
Only have had this new insurance a couple of months and have had no interaction/communication with them yet.
Allstate
What i like about allstate's insurance are the low costs and insurance discounts.
Allstate
My insurance company is always available whenever i contact them about a question. they are extremely responsive and are always in a very good mood.
American Family
Overall american family insurance is a good company to have insurance through. they have met all of my needs and the positive qualities outweigh the negative ones.
Allstate
In general, I dislike interacting with insurance companies--a good thing about my current agent is that they are on the main road that I pass by all the time. If I had an immediate question I know that I can stop by their office.
State Farm
State Farm customer service is a crapshoot and depends on the subject of the call. Getting through the auto-attendant is tough sometimes, especially after-hours. Then you have to go through several layers to get help. It's much easier to just call your agent and have them deal with it.
State Farm
I like the app. It's a good app. You click the pictures and they send the check, good.

Ashland, OH Homeowners Insurance By Home Value

Ashland, OH Home Value Total Homes % of Total Average Ashland, OH Homeowners Insurance
Less than $50,000 526 10.0% $159
$50,000 to $59,999 138 2.0% $339
$60,000 to $69,999 320 6.0% $422
$70,000 to $79,999 413 8.0% $484
$80,000 to $89,999 455 9.0% $553
$90,000 to $99,999 466 9.0% $615
$100,000 to $124,999 840 16.0% $719
$125,000 to $149,999 663 13.0% $899
$150,000 to $174,999 471 9.0% $1058
$175,000 to $199,999 168 3.0% $1224
$200,000 to $249,999 330 6.0% $1473
$250,000 to $299,999 133 2.0% $1799

Top Home Insurance Agents Near Ashland, OH

Home Insurance Company Near Ashland, OH Homeowners Insurance Agency Near Ashland, OH Address
NA D L Downs Inc. Dba Diversified Insurance Services 326 E Church St, Marion, OH, 43302
Nationwide Brian W Laing Ins Agcy Inc 10670 Royalton Rd Suite 1, North Royalton, OH, 44133-4482
Liberty Mutual Jeremy J Miller Lutcf 26600 Detroit Rd Ste 280, Cleveland, OH, 44145
Nationwide Marla J Evans 22 W Main St, Centerburg, OH, 43011-8464
Allstate Tonia Maxwell 11 E Main St, Norwalk, OH, 44857

Cost Of Homeowners Insurance By Street Near Ashland, OH

Streets in Ashland Area Homeowners Insurance Cost
Twp Hwy 1153, Olive Ct, James St, Grant St, Twp Rd 1353, Wells Rd, Westview Ave, Hilltop Dr, Phillips Ave, Harding Ave$714
Steele Ave, Twp Rd 984, Bank St, Twp Rd 653, W 4th St, Mohican Dr, Southwood Ct, College Blvd, Evergreen St, Twp Rd 1682$685
Commercial Ave, Grant St, Stoney Creek Rd, Twp Hwy 1128, Laird St, Mc Clain St, Twp Hwy 1461, Ellis Ave, Hunters Walk, Smith Rd$704
Twp Rd 1353, Twp Rd 1193, College Blvd, Oak St, King Ridge Ct, Twp Hwy 34, Baney Rd S, Southwood Dr, Chestnut St, Foxwood Dr$711
Co Rd 42B, Jefferson St, Curtis St, Co Rd 681, Sherman Ave, E Center St, Twp Rd 564, Co Rd 40, Arthur St, Twp Rd 388$715

Ashland, OH Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Ashland$103 to $106
Ashland County$105
Hayesville$103
Weller$107

Ashland, OH Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Ashland County, Ohio $88 $117 $175
Bailey Lakes village, Ohio $88 $117 $175
Hayesville village, Ohio $86 $114 $171

Ashland, OH Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Ashland, OH5.4%14%
Ashland County5.19%15.02%
Bailey Lakes5.27%16.69%
Hayesville4.86%15.19%

Ashland Renters Insurance as a Percentage of Rent

Ashland Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 77 2.0% $354
$200 to $299 125 4.0% $804
$300 to $499 507 17.0% $1254
$500 to $749 1,074 36.0% $1929
$750 to $999 825 28.0% $2679
$1,000 to $1,499 214 7.0% $3804
$1,500 or more 92 3.0% $5454

Ashland, OH Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$500$1,500
Yearly Ashland Homeowner Insurance Premium Example $800$600
Out of Pocket Expense During Claim$500$1,500
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $6,900$6,300
Net Savings to Ashland Home Owner from High Deductible Plan $600

Ashland, OH Home Insurance Costs With Home Replacement Value Scenarios

Scenario Ashland, OH Home Replacement Value MORE than Home Value Ashland, OH Home Replacement Value LESS than Home Value
Replacement Value $108,500 $64,500
Insurance Premium based on Replacement Value $375 $225
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $27,500 Risk Exposure from Under Insuring Coverage is $16,500
Premium Impact Insurance cheaper by $75/year Insurance costlier by $75/year

Example Ashland Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualErie InsuranceFarmers Insurance
Monthly Premium 226440
Year Built 200219741981
Home Details 2 Beds, 1 Baths4 Beds, 1 Baths5 Beds, 3 Baths
Coverage Amount $75000-$100000$175000-$200000$100000-$125000
Deductible $500- $1000 Deductible$500 Deductible$500 Deductible

Sample Home Insurance Rates for Ashland, OH from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2000 85,000 Asphalt Shingles Roof 1,040 2 $2500-$5000 Deductible 20 1 Vinyl siding No
1949 185,000 Wood Shake Roof 2,210 3 $5000 to $10,000 Deductible 60 2 Fiber-Cement Siding No
2004 240,000 Wood Shake Roof 3,710 5 $5000 to $10,000 Deductible 400 9 Fiber-Cement Siding yes
2000 210,000 Membrane Roof 2,650 4 > $10,000 Deductible 130 3 Wood siding yes
2009 195,000 Composition Roof 2,880 4 $500- $1000 Deductible 480 8 Vinyl siding yes
1944 295,000 Slate Shingles Roof 4,590 5 $5000 to $10,000 Deductible 400 6 Stone Siding yes
1944 75,000 Membrane Roof 1,080 2 $2500-$5000 Deductible 20 1 Vinyl siding No
1962 100,000 Asphalt Shingles Roof 1,200 2 $500- $1000 Deductible 140 4 Fiber-Cement Siding No
1940 260,000 Membrane Roof 3,790 5 $500 Deductible 370 5 Brick siding No
1947 125,000 Slate Shingles Roof 1,650 5 $500 Deductible 200 5 Stucco siding yes
1944 225,000 Shingles Roof 3,420 5 $500- $1000 Deductible 400 7 Stucco siding No
2001 85,000 Asphalt Shingles Roof 1,040 2 $500- $1000 Deductible 170 9 Vinyl siding No
1961 100,000 Metal Roof 1,690 2 $500 Deductible 530 12 Brick siding No
2009 135,000 Slate Shingles Roof 1,820 3 $2500-$5000 Deductible 70 2 Vinyl siding No
1966 90,000 Membrane Roof 1,530 2 $2500-$5000 Deductible 210 10 Wood siding yes
1975 275,000 Wood Shake Roof 3,230 5 > $10,000 Deductible 580 9 Fiber-Cement Siding yes
1945 135,000 Membrane Roof 1,640 2 $500 Deductible 550 10 Brick siding yes
2009 100,000 Asphalt Shingles Roof 1,660 2 $2500-$5000 Deductible 110 4 Stucco siding No
2006 130,000 Wood Shake Roof 2,240 3 $1000-$2500 Deductible 80 2 Brick siding yes
2002 235,000 Membrane Roof 3,350 4 $1000-$2500 Deductible 700 10 Brick siding yes
1974 295,000 Tile Roof 4,450 5 $500- $1000 Deductible 1190 12 Fiber-Cement Siding yes