Asheville, NC homeowners insurance is roughly $520 to $705, about $43-$58/month. Our detailed research reveals consumers can save as much as $244 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Asheville, NC | Homeowners Insurance Agency Near Asheville, NC | Address |
|---|---|---|
| Erie | Avery Kincaid Insurance | 215 Pineola Street, Newland, NC, 28657 |
| Travelers | Edwards Insurance Agency Of Greenville | 4 E LEE RD, TAYLORS, SC, 29687 |
| Travelers | Michael Small Insurance Agency | 305 WEST MAIN ST, TAYLORS, SC, 29687 |
| Travelers | Mimosa Insurance Agency Llc | 207 N STERLING ST, MORGANTON, NC, 28655 |
| Travelers | Sneeden-Melton & Assocs | 227 Rosman Hwy , Brevard, NC, 28712 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Biltmore Forest town, North Carolina | $102 | $136 | $204 |
| Buncombe County, North Carolina | $76 | $101 | $152 |
| Lower Hominy township, Buncombe County, North Carolina | $76 | $101 | $151 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Asheville, NC | 3.9% | 11.4% |
| Biltmore Forest | 1.97% | 6.8% |
| Buncombe County | 3.94% | 13.91% |
| Lower Hominy | 4.01% | 14.81% |
| Asheville Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 812 | 4.0% | $322 |
| $200 to $299 | 1,030 | 6.0% | $772 |
| $300 to $499 | 1,126 | 6.0% | $1222 |
| $500 to $749 | 4,451 | 26.0% | $1897 |
| $750 to $999 | 4,769 | 27.0% | $2647 |
| $1,000 to $1,499 | 3,772 | 22.0% | $3772 |
| $1,500 or more | 1,157 | 6.0% | $5422 |
| Streets in Asheville Area | Homeowners Insurance Cost |
|---|---|
| Glenview Rd, Biltmore Plz, Maplewood Rd, Spring Tree Ln, Ascension Dr, Reeves Cove Rd, Driftstone Cir, Muirfield Ct, Elkwood Ave, State Rd 1481 | $652 |
| Sardis Dr, W Chapel Rd, Springside Rd, Barn Owl Rd, Joan Way, Jeremiah Blvd, State Rd 3195, Cherokee Rd, Deaverview Rd, Little Knob Rd | $635 |
| Swift St, Shadow Oaks Dr, Georgetown Dr, Pop Walker Rd, Ethel Marlowe Ct, Cabin Cove Rd, Sumter St, Magic Sam Ct, Reynolds Rd, Southwinds Rd | $607 |
| Ridgewood Pl, Westview Ln, State Rd 2032, Wedgefield Pl, Bilberry Ln, Cowan Cove, State Rd 2401, Timson Rd, State Rd 2099, State Rd 3194 | $591 |
| Kalmia Dr, Bear Left, Brookshire Pl, Above the Clouds Dr, State Rd 1254, Jims Branch Rd, Emory Pl, Old Sardis Road Cir, Capps Lake Rd, Hilliard Ave | $605 |
| Rock Hill Rd, Westover Aly, Tingle Aly, Spring Ln, Wendover Rd, Trotters Cir, Pritchard Rd, Circle St, Church Rd, Liberty Cir | $627 |
| Ashe 24 Rd, Black Bear Ln, State Rd 2547, Rutherford Rd, Old Charlotte Hwy, Deep Creek Trl, Moriah Ln, Printers Ln, Glen Crest Dr, Asbury Rd | $616 |
| Craggy Ave, Village Oak Dr, Clifford Way, Ardimon Rd, Atkins St, State Rd 3128, Liberty St, Buxton Ave, State Rd 1230, S Pack Sq | $613 |
| School Rd E, Old Turnpike Rd, Smith Graveyard Rd, Granite Dr, Adams Hill Rd, Griffing Cir, State Rd 2845, Lone Wolf Trl, Secluded Forest Dr, Pocono Ct | $611 |
| Poplar Acres Dr, Vineyard Blvd, Hampstead Rd, Zephyr Dr, Eastmoor Dr, Birch Cir, Smith Lake Rd, Wesley Branch Rd, Spring Cove Ct, Delova Ln | $618 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Asheville | $91 to $94 |
| Biltmore Forest | $122 |
| Buncombe County | $91 |
| Lower Hominy | $90 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $800 | $2,800 |
| Yearly Asheville Homeowner Insurance Premium Example | $1,100 | $600 |
| Out of Pocket Expense During Claim | $800 | $2,800 |
| Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim | $7,400 | $6,400 |
| Net Savings to Asheville Home Owner from High Deductible Plan | $1,000 | |
| Scenario | Asheville, NC Home Replacement Value MORE than Home Value | Asheville, NC Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $153,500 | $113,000 |
| Insurance Premium based on Replacement Value | $700 | $525 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $23,000 | Risk Exposure from Under Insuring Coverage is $17,500 |
| Premium Impact | Insurance cheaper by $75/year | Insurance costlier by $100/year |
| Insurance Company | Liberty Mutual | Chubb Group of Insurance | Nationwide Insurance |
| Monthly Premium | 226 | 78 | 45 |
| Year Built | 2000 | 1971 | 1985 |
| Home Details | 5 Beds, 3 Baths | 4 Beds, 3 Baths | 2 Beds, 1 Baths |
| Coverage Amount | $600000-$700000 | $200000-$250000 | $100000-$125000 |
| Deductible | $500- $1000 Deductible | $2500-$5000 Deductible | $1000-$2500 Deductible |