Ashburnham Insurance Rates:

Ashburnham, MA homeowners insurance is about $865 to $1,177, about $72-$98/month. Our thorough research reveals consumers can save as much as $408 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Ashburnham, MA Homeowners Insurance By Home Value

Ashburnham, MA Home Value Total Homes % of Total Average Ashburnham, MA Homeowners Insurance
Less than $50,000 64 3.0% $102
$60,000 to $69,999 49 2.0% $275
$90,000 to $99,999 31 1.0% $398
$100,000 to $124,999 94 5.0% $470
$125,000 to $149,999 65 3.0% $582
$150,000 to $174,999 109 5.0% $694
$175,000 to $199,999 169 9.0% $797
$200,000 to $249,999 587 31.0% $960
$250,000 to $299,999 321 17.0% $1175
$300,000 to $399,999 387 20.0% $1492

Top Home Insurance Agents Near Ashburnham, MA

Home Insurance Company Near Ashburnham, MA Homeowners Insurance Agency Near Ashburnham, MA Address
NA Jay Colangelo Insurance Agency, Inc. 289 St , Chelmsford, MA, 1824
NA Renaissance Insurance 981 Worcester St, Wellesley, MA, 2482
NA Page & Lugton Agency, Inc. 613 Great Plain Ave, Needham, MA, 2492
Travelers Byette Insurance Agency 853 Main Street (Route 38) Tweksbury, Tewksbury, MA, 1876
Travelers Doren Insurance Agency Llc 123 WASHINGTON ST, DEDHAM, MA, 2026

Cost Of Homeowners Insurance By Street Near Ashburnham, MA

Streets in Ashburnham Area Homeowners Insurance Cost
Hunter Ave, View Ave, Rindge State Rd, Hillandale Rd, Iriquois Dr, Lashua Rd, Kallinen Rd, Packard Hill Rd, Fitchburg Rd, Kelton Rd$1,019
Spruce Ave, Bideau Blvd, Kelton St, Watatic Pond Rd, River Styx Rd, Daniel's Ln, Ferin Rd, Cashman Rd, Oakmont Dr, Tuckerman Rd$1,021
Howes Ct, Seneca Dr, Wagg Hill Rd, Ginger Bread Ln, Ames Ave, Platts Rd, Cisco Rd, Pillsbury Rd, Wilker Rd, Sherbert Rd$1,017
Steele Rd, Sunset Isle Dr, Hastings Scenic Rd, Corey Hill Rd, Bluefield Rd, S Pleasant St, Old Pierce Rd, Stodge Meadow Rd, Byfield Rd, Indian Point Dr$1,018
Sherbert Rd Exd, Brideau Rd, Mistletoe Dr, Cote Ave, Westwood Ave, W Shore Dr, Holt Rd, Spruce Dr, Cobb Rd, Penacook Dr$1,019

Ashburnham, MA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Ashburnham$152 to $155
South Ashburnham$151
Ashby$154
Gardner$150

Ashburnham, MA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
South Ashburnham CDP, Massachusetts $152 $202 $303
Ashby town, Middlesex County, Massachusetts $154 $205 $308
Gardner city, Massachusetts $151 $201 $302

Ashburnham, MA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Ashburnham, MA4.7%17.3%
South Ashburnham4.49%16.22%
Ashby4.88%13.7%
Gardner4.8%14.74%

Ashburnham Renters Insurance as a Percentage of Rent

Ashburnham Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 16 10.0% $365
$500 to $749 16 10.0% $1940
$750 to $999 17 11.0% $2690
$1,000 to $1,499 64 43.0% $3815
$1,500 or more 34 23.0% $5465

Ashburnham, MA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$700$3,700
Yearly Ashburnham Homeowner Insurance Premium Example $2,300$1,700
Out of Pocket Expense During Claim$700$3,700
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $19,100$17,300
Net Savings to Ashburnham Home Owner from High Deductible Plan $1,800

Ashburnham, MA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Ashburnham, MA Home Replacement Value MORE than Home Value Ashburnham, MA Home Replacement Value LESS than Home Value
Replacement Value $286,000 $207,500
Insurance Premium based on Replacement Value $2,250 $1,650
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $31,000 Risk Exposure from Under Insuring Coverage is $47,500
Premium Impact Insurance cheaper by $375/year Insurance costlier by $225/year

Example Ashburnham Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualChubb Group of InsuranceState Farm
Monthly Premium 135202353
Year Built 200119851996
Home Details 3 Beds, 2 Baths4 Beds, 3 Baths5 Beds, 2 Baths
Coverage Amount $250000-$300000$300000-$350000$500000-$600000
Deductible $1000-$2500 Deductible$1000-$2500 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Ashburnham, MA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1994 300,000 Composition Roof 2,190 3 $2500-$5000 Deductible 450 3 Stone Siding yes
2004 455,000 Shingles Roof 3,000 4 $500 Deductible 2110 6 Fiber-Cement Siding No
1962 340,000 Membrane Roof 2,640 4 $2500-$5000 Deductible 960 5 Wood siding No
1966 295,000 Slate Shingles Roof 2,500 5 > $10,000 Deductible 1050 10 Fiber-Cement Siding No
1989 255,000 Slate Shingles Roof 2,470 4 $1000-$2500 Deductible 2240 12 Brick siding No
1985 255,000 Composition Roof 2,360 4 $5000 to $10,000 Deductible 860 9 Wood siding No
1980 385,000 Composition Roof 2,560 5 $2500-$5000 Deductible 1800 7 Wood siding No
1944 340,000 Shingles Roof 2,530 4 $500 Deductible 1850 8 Stucco siding yes
1989 270,000 Composition Roof 2,180 3 $500 Deductible 360 2 Vinyl siding yes
1962 330,000 Metal Roof 3,030 5 $1000-$2500 Deductible 1570 9 Brick siding No
1940 320,000 Tile Roof 2,730 4 $500- $1000 Deductible 220 1 Stucco siding No
1984 390,000 Composition Roof 3,180 5 $1000-$2500 Deductible 1340 5 Vinyl siding yes
1993 600,000 Composition Roof 4,680 5 $500- $1000 Deductible 3740 7 Wood siding yes
2004 250,000 Wood Shake Roof 2,320 3 $5000 to $10,000 Deductible 120 1 Wood siding No
2003 280,000 Membrane Roof 2,240 3 $5000 to $10,000 Deductible 740 7 Brick siding No
1990 335,000 Shingles Roof 2,740 4 $1000-$2500 Deductible 650 3 Fiber-Cement Siding yes
1990 310,000 Wood Shake Roof 2,050 3 $5000 to $10,000 Deductible 520 4 Vinyl siding yes
2000 600,000 Composition Roof 4,200 5 $500- $1000 Deductible 970 2 Stucco siding yes
1982 245,000 Slate Shingles Roof 2,270 3 $1000-$2500 Deductible 400 3 Stone Siding No
1968 265,000 Shingles Roof 2,060 5 $500- $1000 Deductible 900 6 Brick siding No
1980 590,000 Asphalt Shingles Roof 4,080 5 $5000 to $10,000 Deductible 3050 12 Brick siding No
1947 265,000 Slate Shingles Roof 2,270 3 > $10,000 Deductible 1120 10 Fiber-Cement Siding No
1969 300,000 Membrane Roof 2,170 4 $500 Deductible 2050 7 Brick siding yes
1944 145,000 Slate Shingles Roof 1,230 3 $500 Deductible 570 5 Vinyl siding yes
1943 585,000 Tile Roof 4,280 5 $2500-$5000 Deductible 3800 10 Fiber-Cement Siding yes
1964 205,000 Membrane Roof 1,420 3 $500 Deductible 1570 9 Stone Siding yes
2006 275,000 Wood Shake Roof 2,090 3 $5000 to $10,000 Deductible 700 6 Vinyl siding yes
1997 230,000 Tile Roof 1,980 3 $500 Deductible 1040 7 Fiber-Cement Siding No
1968 545,000 Tile Roof 4,810 5 $5000 to $10,000 Deductible 1290 7 Fiber-Cement Siding No
1946 200,000 Asphalt Shingles Roof 1,600 3 > $10,000 Deductible 450 6 Wood siding yes